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Generated 13-07-2026
Active BE 0435.863.362Public limited company

RTC

Steenkuilstraat 70 ·3650 Dilsen-Stokkem, Belgium· 37 yrs active
Sector: Real estate activities (68110)
Conclusion Checked

The computed 12-month bankruptcy probability of RTC is 0.3% (very low). The 2024 annual accounts show negative equity (€-188k) and a net result of €-704k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 4905 sector peers (fiscal year 2024). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €-188k
Net result €-704k
Better than sector 12%
Active 37 yrs
Snowflake analysis 5 axes · computed by Checked
Health12Profitability100Solvency37Growth32Stability100
56 / 100

Mixed profile: strong on profitability, weaker on health.

Health 12
Profitability 100
Solvency 37
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
12 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro
€-750k€-500k€-250k€0€250kOperating result 2020: €-134k€-134kNet result 2020: €-136k€-136kOperating result 2021: €158k€158kNet result 2021: €158k€158kOperating result 2022: €-135k€-135kNet result 2022: €-136k€-136kOperating result 2023: €-123k€-123kNet result 2023: €-124k€-124kOperating result 2024: €-175k€-175kNet result 2024: €-704k€-704k20202021202220232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -12.0% 16.6%
better than 12% of 4905 sector peers
Net result €-704k €2k
better than 5% of 4896 sector peers
Equity €-188k €27k
better than 5% of 4907 sector peers
Gross operating margin €-72k €27k
better than 5% of 4891 sector peers
Total assets €1.57M €301k
better than 89% of 4907 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€237k
- -73% vs sector
EBITDA
€-74k
-185.2% far below sector median
Net profit
€-704k
-470.1% far below sector median
Cash flow
€-604k
-2181.0% far below sector median
Total assets
€1.57M
-35.7% -64% vs sector
Equity
€-188k
- far below sector median
Working capital
€-576k
+70.0% far below sector median
Income taxes
€135
-75.6% -99% vs sector
Debt
€1.76M
-8.7% +224% vs sector
Debt ≤ 1y
€1.76M
-8.7% +224% vs sector
Debt > 1y
€27k
-61.8% -99% vs sector
Current ratio
0.67
+31209.6% -41% vs sector
Quick ratio
0.67
+31209.6% -41% vs sector
Solvency
-12.0%
- far below sector median
Debt / equity
-9.36
- far below sector median
ROE
375.0%
- far above sector median
ROA
-44.9%
-786.6% far below sector median
Net margin
29.9%
- +111% vs sector
EBITDA margin
56.8%
- -8% vs sector
Interest coverage
-38.27
+31.0% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-74k
Net profit€-704k
Cash flow€-604k
Staff costs-
Income taxes-
Dividends-
Total assets€1.57M
Equity€-188k
Debt€1.76M
of which ≤ 1y€1.76M
of which > 1y-
Working capital€-576k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.67
Quick ratio0.67
Working capital ratio-36.7%
Solvency-12.0%
Debt / equity-9.36
Long-term debt ratio-
Interest coverage-38.27
Gross margin-
Net margin-
ROA-44.9%
ROE375.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.57M
Fixed assets 21/28€388k
Tangible fixed assets 22/27€388k
Current assets 29/58€1.18M
Amounts receivable within one year 40/41€7k
Investments 50/53€1.00M
Cash & bank 54/58€174k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.57M
Equity 10/15€-188k
Contributions / capital 10/11€62k
Reserves 13€74k
Accumulated profits (losses) 14€-324k
Amounts payable 17/49€1.76M
Amounts payable within one year 42/48€1.76M
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-72k
Operating result 9901€-175k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€-704k
Net result for the period 9904€-704k
Result to be appropriated 9905€-704k
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Ratios computed by Checked.
Legal Structure
NACE primary Real estate activities(68110)
Legal form Public limited company(014)
Incorporation14-11-1988
StatusActive
Postal code3650
Establishment units 1 location
R.T.C.
Steenkuilstraat 70, 3650 Dilsen-Stokkemde groothandel in sanitair : baden, wasbakken, toiletten, enz.
since 19892.041.720.534
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73081B0037/00B000 Flanders 718 m² 1 · 177 m² 21.5 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-10-2024
State Gazette act Registered-office change
06-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
17-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
05-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
24-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
24-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
29-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
21-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
03-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
13-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
Address history · 1
28-10-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
28-10-2024 Registered office moved within Dilsen-Stokkem Registered-office change
  • Boslaan 63, 3650 Dilsen-Stokkem → Steenkuilstraat 70, 3650 Dilsen-Stokkem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Steenkuilstraat 70, 3650 Dilsen-Stokkem",
        "city": "Dilsen-Stokkem",
        "region": "vlaams_gewest",
        "street": "Steenkuilstraat",
        "country": "BE",
        "postcode": "3650",
        "box_number": null,
        "street_number": "70",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Boslaan 63, 3650 Dilsen-Stokkem",
        "city": "Dilsen-Stokkem",
        "region": "vlaams_gewest",
        "street": "Boslaan",
        "country": "BE",
        "postcode": "3650",
        "box_number": null,
        "street_number": "63",
        "locality_suffix": null
      },
      "effective_date": "2024-10-14",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-10-28",
    "filing_date": "2024-10-18",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2024-10-14",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0435.863.362",
    "name_full": null,
    "legal_form": "NV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Robert Vaessen",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL RTC
Registered office
Steenkuilstraat 70
3650 Dilsen-Stokkem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative