RSL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €7.45M and a net result of €2.00M. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 6156 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
43 d early
2022
42 d early
2021
38 d early
2020
32 d early
2019
18 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€7.45M▲ 36.6%
2023 · €5.45M
2018: €1.01M
2019: €938k
2020: €986k
2021: €1.75M
2022: €3.11M
2023: €5.45M
2018 → 2024
Net result
€2.00M▼ 14.7%
2023 · €2.34M
2018: €-66k
2019: €-70k
2020: €47k
2021: €762k
2022: €1.37M
2023: €2.34M
2018 → 2024
Total assets
€7.95M▲ 6.4%
2023 · €7.47M
2018: €3.45M
2019: €3.49M
2020: €3.68M
2021: €3.95M
2022: €4.93M
2023: €7.47M
2018 → 2024
Solvency
93.7%▲ 20.7pp
2023 · 73.0%
2018: 29.2%
2019: 26.9%
2020: 26.8%
2021: 44.3%
2022: 63.1%
2023: 73.0%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€986k-€1.75M▲ 77.3%€3.11M▲ 78.3%€5.45M▲ 75.1%€7.45M▲ 36.6%
Operating result€192k-€703k▲ 265%€721k▲ 2.5%€222k▼ 69.2%€238k▲ 7.1%
Net result€47k-€762k▲ 1,513%€1.37M▲ 79.6%€2.34M▲ 71.0%€2.00M▼ 14.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 7% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.95M
Fixed assets
€3.44M▼ 0.9%
Current assets
€4.51M▲ 12.8%
Equity and liabilities €7.95M
Equity
€7.45M▲ 36.6%
Debt
€499k▼ 75.2%
The debt ratio falls from 27.0% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
93.7%▲
2023 · 73.0%
ROE
26.8%▼
2023 · 42.9%
ROA
25.1%▼
2023 · 31.3%
Debt
€499k▼
2023 · €2.01M
Debt ≤ 1 year
€499k▲
2023 · €410k
Debt > 1 year
€0▼
2023 · €1.60M
Income taxes
€248k▼
2023 · €258k
Staff costs
€138k▲
2023 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7.47M€7.95M▲
Fixed assets21/28€3.47M€3.44M▼
Tangible fixed assets22/27€94k€62k▼
Furniture and vehicles24€94k€62k▼
Financial fixed assets28€3.37M€3.37M=
Current assets29/58€4.00M€4.51M▲
Amounts receivable within one year40/41€1.52M€1.83M▲
Trade receivables40€36k€54k▲
Other amounts receivable41€1.49M€1.78M▲
Current investments50/53€2.00M€1.30M▼
Cash at bank and in hand54/58€455k€1.36M▲
Deferred charges and accrued income490/1€24k€22k▼
Equity and liabilities
Total equity and liabilities10/49€7.47M€7.95M▲
Equity10/15€5.45M€7.45M▲
Contributions10/11€600k€600k=
Reserves13€4.85M€6.85M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€4.85M€6.85M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€2.01M€499k▼
Amounts payable after more than one year17€1.60M€0▼
Other amounts payable178/9€1.60M€0▼
Amounts payable within one year42/48€410k€499k▲
Trade debts44€672€4k▲
Suppliers440/4€672€4k▲
Taxes, remuneration and social security45€304k€294k▼
Taxes450/3€272k€271k▼
Remuneration and social security454/9€32k€23k▼
Other amounts payable47/48€104k€201k▲
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€113k€138k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€369k€409k▲
Operating profit (loss)9901€222k€238k▲
Financial income75/76B€2.51M€2.14M▼
Recurring financial income75€2.51M€2.14M▼
Financial charges65/66B€132k€137k▲
Recurring financial charges65€132k€137k▲
Profit (loss) for the period before taxes9903€2.60M€2.24M▼
Income taxes67/77€258k€248k▼
Profit (loss) for the period9904€2.34M€2.00M▼
Profit (loss) for the period to be appropriated9905€2.34M€2.00M▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.34M€2.00M▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€2.34M€2.00M▼
To other reserves6921€2.34M€2.00M▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €2.34M ▲71%
Net result €2.34M, the highest in the series.
31-12
Financial
Equity above €5MEq €5.45M ▲75.1%
4 profitable years in a row build equity to €5.45M.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 9current ratio 6.55
Current ratio from 0.69 to 6.55; short-term debt falls from €601k to €219k.
31-12
Financial
Equity above €2MEq €3.11M ▲78.3%
3 profitable years in a row build equity to €3.11M.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €1MEq €1.75M ▲77.3%
2 profitable years in a row build equity to €1.75M.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wielsbeeksestraat(O) 248710 WielsbekeGround area
2,935 m²
Building footprint
309 m²
Volume, LiDAR
2,072 m³
Parcel 37009B0033/00E002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RSL
since 20122.210.593.871
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37009B0033/00E002 | Flanders | 2,935 m² | 1 · 309 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 6,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.