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RS &P CONSTRUCT

Active
Private limited companyfounded 2010active for 16 yearsFrans Halsstraat 49, 1070 Anderlecht, BelgiumKBO/BCE: BE 0826.984.089

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

RS &P CONSTRUCT has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €313,133 and a net result of €20,058. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 95% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 28-06-2010 Normal situation
Legal form
Private limited company
Registered office
Frans Halsstraat 49, 1070 Anderlecht
Activity
Other specialised construction activities NACE 43990and 4 others
Establishment unit
2.190.198.434 1070 Anderlecht, since 28-06-2010
Financial year end
31 December
Peppol
Reachable since 14-10-2025

Who decides

Board
  • RODRIGUES SEIXAS José FernandoDirector
  • RODRIGUES SEIXAS PatrickDirector

How it is doing

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€28,556
▼ 1.8%
Turnover
≈ €250,000
estimated
Profit
€20,058
▼ 64.5%
Equity
€313,133
▲ 6.8%
Total assets
€325,662
▲ 6.5%
2025 accounts on time
Filed on 31-07-2026at the National Bank
Why 82raises risk2 of the last 3 lateSize: total assets €325,662lowers riskFounded in 2010Equity €313,133 (96.2% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.2% of total assets
Liquidity 58+7
short-term debt 3.8% · cash 6.1%
Profitability 53-31
return on assets 6.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.2 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.8%▼ -0.5 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.8%▲ +0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.04, compared with 0.45 in 2024, above the usual 1.5; short-term debt: 3.8% and cash: 6.1% of total assets), and 3.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 55% on liquidity, 25% on profitability and 50% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €313,133 (96.2% of total assets)
NBB · annual accounts
raises risk · Size: total assets €325,662
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
31 days late
2023
37 days late
2022
31 days early
2021
32 days early
2020
1 day early
2019
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
31-07-2026
Format
micro format
Reference
2026-00378189
Turnover
≈ €250,000
Estimated: probably between €170,000 and €440,000
Total assets
€325,662▲ 6.5%
2024 · €305,873
Net result
€20,058▼ 64.5%
2024 · €56,515
Working capital
€12,987
2024 · -€7,070
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result falls in 2025; 2025 is 2% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€27,920 2025 Net result€20,058 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€17,705-€19,689▲ 11.2%€37,815▲ 92.1%€21,337▼ 43.6%€23,887▲ 11.9%€24,925▲ 4.3%€28,430▲ 14.1%€27,920▼ 1.8%
Net result€8,945-€35,614▲ 298%€52,461above the sector's middle half▲ 47.3%€10,708within the sector's middle half▼ 79.6%€17,531within the sector's middle half▲ 63.7%€43,797above the sector's middle half▲ 150%€56,515above the sector's middle half▲ 29.0%€20,058within the sector's middle half▼ 64.5%
Equity€76,449-€112,063▲ 46.6%€164,524above the sector's middle half▲ 46.8%€175,232above the sector's middle half▲ 6.5%€192,763above the sector's middle half▲ 10.0%€236,560above the sector's middle half▲ 22.7%€293,075above the sector's middle half▲ 23.9%€313,133above the sector's middle half▲ 6.8%
Total assets€333,539-€329,277▼ 1.3%€330,570above the sector's middle half▲ 0.4%€316,539above the sector's middle half▼ 4.2%€312,804above the sector's middle half▼ 1.2%€307,185above the sector's middle half▼ 1.8%€305,873above the sector's middle half▼ 0.4%€325,662above the sector's middle half▲ 6.5%
Debt€257,090-€217,213▼ 15.5%€166,046▼ 23.6%€141,307▼ 14.9%€120,041▼ 15.0%€70,625▼ 41.2%€12,797▼ 81.9%€12,529▼ 2.1%
Working capital-€119,087--€100,877▲ 15.3%-€66,343below the sector's middle half▲ 34.2%-€77,528below the sector's middle half▼ 16.9%-€59,997below the sector's middle half▲ 22.6%-€61,643below the sector's middle half▼ 2.7%-€7,070below the sector's middle half▲ 88.5%€12,987within the sector's middle half
Solvency22.9%-34.0%▲ 11.1pp49.8%within the sector's middle half▲ 15.7pp55.4%within the sector's middle half▲ 5.6pp61.6%within the sector's middle half▲ 6.3pp77.0%above the sector's middle half▲ 15.4pp95.8%above the sector's middle half▲ 18.8pp96.2%above the sector's middle half▲ 0.3pp
Current ratio0.18-0.20▲ 0.020.31below the sector's middle half▲ 0.110.17below the sector's middle half▼ 0.140.17below the sector's middle half=0.10below the sector's middle half▼ 0.070.45below the sector's middle half▲ 0.352.04within the sector's middle half▲ 1.59
Return on assets (ROA)2.7%-10.8%▲ 8.1pp15.9%within the sector's middle half▲ 5.1pp3.4%within the sector's middle half▼ 12.5pp5.6%within the sector's middle half▲ 2.2pp14.3%within the sector's middle half▲ 8.7pp18.5%above the sector's middle half▲ 4.2pp6.2%within the sector's middle half▼ 12.3pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325,662
Fixed assets €300,146 =
Current assets €25,516 ▲ 346%
Equity and liabilities €325,662
Equity €313,133 ▲ 6.8%
Debt €12,529 ▼ 2.1%
Debt's share of the balance-sheet total falls from 4.2% to 3.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.04▼
2024 · 0.04
ROE
6.4%▼
2024 · 19.3%
Debt ≤ 1 year
€12,529▼
2024 · €12,797
Income taxes
€7,881▲
2024 · €6,504
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 31-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€305,873€325,662▲
Fixed assets21/28€300,146€300,146=
Financial fixed assets28€300,146€300,146=
Current assets29/58€5,727€25,516▲
Amounts receivable within one year40/41€3,286€4,120▲
Trade receivables40€3,092€3,786▲
Other amounts receivable41€194€334▲
Cash at bank and in hand54/58€1,530€19,715▲
Deferred charges and accrued income490/1€911€1,681▲
Equity and liabilities
Total equity and liabilities10/49€305,873€325,662▲
Equity10/15€293,075€313,133▲
Contributions10/11€6,200€6,200=
Reserves13€95,898€115,955▲
Distributable reserves133€95,898€115,955▲
Profit (loss) carried forward14€190,978€190,978=
Amounts payable17/49€12,797€12,529▼
Amounts payable within one year42/48€12,797€12,529▼
Current portion of amounts payable after more than one year42€1,943-
Trade debts44€2,366€1,604▼
Suppliers440/4€2,366€1,604▼
Taxes, remuneration and social security45€6,427€5,742▼
Taxes450/3€4,595€5,742▲
Remuneration and social security454/9€1,832-
Other amounts payable47/48€2,062€5,183▲
Income statement Code20242025
Other operating charges640/8€640€636▼
Gross operating margin9900€29,070€28,556▼
Operating profit (loss)9901€28,430€27,920▼
Financial income75/76B€35,188€227▼
Recurring financial income75€35,188€227▼
Financial charges65/66B€598€209▼
Recurring financial charges65€598€209▼
Profit (loss) for the period before taxes9903€63,019€27,938▼
Income taxes67/77€6,504€7,881▲
Profit (loss) for the period9904€56,515€20,058▼
Profit (loss) for the period to be appropriated9905€56,515€20,058▼
Appropriation of the result
Profit (loss) to be appropriated9906€190,978€211,035▲
Profit (loss) brought forward from the previous period14P€134,462€190,978▲
Transfer to equity691/2-€20,058
To other reserves6921-€20,058

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,433€3,433€3,432------
Other operating charges640/8---€549€439€537€640€636▼ 0.7%
Gross operating margin9900€21,791€23,870€41,846€21,886€24,325€25,462€29,070€28,556▼ 1.8%
Operating profit (loss)9901€17,705€19,689€37,815€21,337€23,887€24,925€28,430€27,920▼ 1.8%
Financial income75/76B-----€25,175€35,188€227▼ 99.4%
Recurring financial income75€14€25,053€25,000--€25,175€35,188€227▼ 99.4%
Financial charges65/66B---€2,245€1,661€1,092€598€209▼ 65.1%
Recurring financial charges65€3,866€3,129€2,657€2,245€1,661€1,092€598€209▼ 65.1%
Profit (loss) for the period before taxes9903€13,853€41,613€60,158€19,092€22,225€49,008€63,019€27,938▼ 55.7%
Income taxes67/77€4,908€5,999€7,698€8,384€4,694€5,211€6,504€7,881▲ 21.2%
Profit (loss) for the period9904€8,945€35,614€52,461€10,708€17,531€43,797€56,515€20,058▼ 64.5%
Profit (loss) for the period to be appropriated9905€8,945€35,614€52,461€10,708€17,531€43,797€56,515€20,058▼ 64.5%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€333,539€329,277€330,570€316,539€312,804€307,185€305,873€325,662▲ 6.5%
Fixed assets21/28€307,011€303,578€300,146€300,146€300,146€300,146€300,146€300,146=
Tangible fixed assets22/27€6,865€3,432-------
Financial fixed assets28€300,146€300,146€300,146€300,146€300,146€300,146€300,146€300,146=
Current assets29/58€26,528€25,699€30,424€16,393€12,658€7,039€5,727€25,516▲ 346%
Amounts receivable within one year40/41€6,698€7,766€14,270€4,997€4,319€215€3,286€4,120▲ 25.4%
Trade receivables40---€4,613€3,250-€3,092€3,786▲ 22.5%
Other amounts receivable41---€384€1,069€215€194€334▲ 72.1%
Cash at bank and in hand54/58€19,296€17,184€16,154€11,396€7,501€5,877€1,530€19,715▲ 13×
Deferred charges and accrued income490/1----€838€947€911€1,681▲ 84.5%
Equity and liabilities
Total equity and liabilities10/49€333,539€329,277€330,570€316,539€312,804€307,185€305,873€325,662▲ 6.5%
Equity10/15€76,449€112,063€164,524€175,232€192,763€236,560€293,075€313,133▲ 6.8%
Contributions10/11€6,200€6,200-€6,200€6,200€6,200€6,200€6,200=
Reserves13€63,398€95,898€95,898€95,898€95,898€95,898€95,898€115,955▲ 20.9%
Distributable reserves133---€95,898€95,898€95,898€95,898€115,955▲ 20.9%
Profit (loss) carried forward14€6,851€9,965€62,426€73,134€90,665€134,462€190,978€190,978=
Amounts payable17/49€257,090€217,213€166,046€141,307€120,041€70,625€12,797€12,529▼ 2.1%
Amounts payable after more than one year17€111,475€90,638€69,279€47,386€47,386€1,943---
Financial debts170/4---€47,386€47,386€1,943---
Amounts payable within one year42/48€145,615€126,576€96,767€93,921€72,655€68,682€12,797€12,529▼ 2.1%
Current portion of amounts payable after more than one year42---€21,893€27€23,092€1,943--
Trade debts44€287€174€226€425€1,686€1,691€2,366€1,604▼ 32.2%
Suppliers440/4---€425€1,686€1,691€2,366€1,604▼ 32.2%
Taxes, remuneration and social security45---€1,983€2,721€1,155€6,427€5,742▼ 10.6%
Taxes450/3---€387€1,073€1,071€4,595€5,742▲ 25.0%
Remuneration and social security454/9---€1,596€1,649€83€1,832--
Other amounts payable47/48---€69,620€68,220€42,744€2,062€5,183▲ 151%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€8,945€35,614€52,461€10,708€17,531€43,797€56,515€20,058▼ 64.5%
+ Depreciation and write-downs630€3,433€3,433€3,432------
Operating cash flow (approximation)€12,378€39,047€55,893€10,708€17,531€43,797€56,515€20,058▼ 64.5%
Investment in fixed assets (approximation)-€0€0€0€0€0€0€0-
Change in cash--€2,111-€1,030-€4,758-€3,895-€1,623-€4,347€18,185-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 16 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00378189 NBB
31-12-2024 micro format 31-08-2025 2025-00484295 PDF
31-12-2023 micro format 06-09-2024 2024-00452874 PDF
31-12-2022 micro format 30-06-2023 2023-00180979 PDF
31-12-2021 micro format 29-06-2022 2022-20105095 PDF
31-12-2020 micro format 30-07-2021 2021-45400560 PDF
31-12-2019 micro format 02-10-2020 2020-58300242 PDF
31-12-2018 micro format 31-08-2019 2019-63200588 PDF
31-12-2017 micro format 07-08-2018 2018-44100401 PDF
31-12-2016 micro format 30-07-2017 2017-39200373 PDF

Show all 16 filings

Similar companies · same sector, comparable size

Of the 15,128 active companies whose main activity is other specialised construction activities (NACE 43990), figures are known for 7,461. 5,327 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors
RODRIGUES SEIXAS José Fernando
Director · in the 2025 annual accounts, filed on 31-07-2026
Current
RODRIGUES SEIXAS Patrick
Director · in the 2025 annual accounts, filed on 31-07-2026
Current

Mandate history

2 people, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
RODRIGUES SEIXAS José Fernando
  • Director, since before 31-12-2025
RODRIGUES SEIXAS Patrick
  • Director, since before 31-12-2025
See the board, name and registered office on a given date →

Owners and capital

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 28 June 2010, RS &P CONSTRUCT was incorporated.1 Total assets went from €333,539 in 2018 to €325,662 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2025
31-12
Financial Liquidity more than quadruplescurrent ratio 2.04
Current ratio from 0.45 to 2.04; short-term debt falls from €12,797 to €12,529.
31-08
NBB filing Annual accounts filedPDF
financial year 2024 · micro format · 31 days late
2024
31-12
Financial Highest result from 2018 to 2025net €56,515 ▲29%
Net result €56,515, the highest in the series.
06-09
NBB filing Annual accounts filedPDF
financial year 2023 · micro format · 37 days late
2023
31-12
Financial Equity above €200,000equity €236,560 ▲22.7%
A profit in every financial year since 2018 builds equity to €236,560.
30-06
NBB filing Annual accounts filedPDF
financial year 2022 · micro format
2022
29-06
NBB filing Annual accounts filedPDF
financial year 2021 · micro format
2021
30-07
NBB filing Annual accounts filedPDF
financial year 2020 · micro format
2020
31-12
Financial Equity above €150,000equity €164,524 ▲46.8%
A profit in every financial year since 2018 builds equity to €164,524.
02-10
NBB filing Annual accounts filedPDF
financial year 2019 · micro format · 63 days late
2019
31-12
Financial Equity above €100,000equity €112,063 ▲46.6%
A profit in every financial year since 2018 builds equity to €112,063.
Show earlier events
31-08
NBB filing Annual accounts filedPDF
financial year 2018 · micro format · 31 days late
2018
07-08
NBB filing Annual accounts filedPDF
financial year 2017 · micro format · 7 days late
2017
30-07
NBB filing Annual accounts filedPDF
financial year 2016 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name RS &P CONSTRUCT in French
Enterprise number 0826.984.089
Legal form Private limited company
Status Active, normale toestand
Founded 28-06-2010
Type Legal entity

Where it is based

Registered office Frans Halsstraat 49, 1070 Anderlecht, Belgium
Establishments 1 establishment unit since 2010

What it does

NACEBEL 2025
43990 Other specialised construction activities main activity
43120 Site preparation
43230 Insulation installation
43910 Bricklaying and masonry work
81220 Other building cleaning and industrial cleaning

Invoicing and payment

VAT number BE 0826.984.089
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0826984089
Registered 14-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0826.984.089

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
4 companies at this address See who is registered here
1 establishment unit
RS & P CONSTRUCT
Frans Halsstraat 65, 1070 AnderlechtGeneral construction of residential buildings
since 2010unit no. 2.190.198.434

Buildings and parcels at the addresses

Ground area
624 m²
Building footprint
442 m²
Building volume
2,574 m³
2 parcels, Brussels · tallest building 11.0 m.
2 parcels
Brussels 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
21308H0641/00Y006 Brussels 383 m² 1 · 279 m² 10.9 m · 1
21308H0641/00T004 Brussels 241 m² 1 · 164 m² 9.6 m · 2