LORIN63
ActiveLORIN63 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €313k and a net result of €120k. Equity is growing by ~47.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+4
Solvency46▲+1
Growth85=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.8 in 2024; short-term debt: 29.8% and cash: 13.8% of total assets), and 79.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.7%
Return on assets
7.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
56 d late
2023
84 d early
2022
90 d early
2021
46 d early
2020
45 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€940k▲ 32.2%
2024 · €711k
2018: €87k
2019: €76k
2020: €158k
2021: €284k
2022: €328k
2024: €711k
2018 → 2025
EBIT margin
21.1%▲ 7.5pp
2024 · 13.6%
2018: 4.5%
2019: 25.4%
2020: 15.0%
2021: 19.8%
2022: 22.2%
2024: 13.6%
2018 → 2025
Net result
€120k▲ 141%
2024 · €50k
2018: €4k
2019: €19k
2020: €19k
2021: €40k
2022: €66k
2023: €72k
2024: €50k
2018 → 2025
Working capital
€-59k▲ 13.1%
2024 · €-68k
2018: €-10k
2019: €11k
2020: €31k
2021: €38k
2022: €-25k
2023: €30k
2024: €-68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€284k-€328k▲ 15.4%€711k€940k▲ 32.2%
Equity€71k-€137k▲ 92.2%€209k▲ 52.2%€259k▲ 23.7%€313k▲ 21.1%
Operating result€56k-€73k▲ 29.2%€123k▲ 69.4%€97k▼ 21.4%€198k▲ 105%
Net result€40k-€66k▲ 64.3%€72k▲ 8.8%€50k▼ 30.8%€120k▲ 141%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 105% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€1.12M▲ 8.2%
Current assets
€391k▲ 46.1%
Equity and liabilities €1.51M
Equity
€313k▲ 21.1%
Debt
€1.20M▲ 14.7%
The debt ratio falls from 80.1% to 79.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€381k▲
2024 · €229k
Cash flow
€302k▲
2024 · €182k
Solvency
20.7%▲
2024 · 19.9%
Current ratio
0.87▲
2024 · 0.80
Quick ratio
0.87▲
2024 · 0.80
Debt / equity
3.82▼
2024 · 4.03
ROE
38.2%▲
2024 · 19.2%
ROA
7.9%▲
2024 · 3.8%
Interest coverage
10.00▲
2024 · 8.43
Debt
€1.20M▲
2024 · €1.04M
Debt ≤ 1 year
€450k▲
2024 · €335k
Debt > 1 year
€748k▲
2024 · €704k
Income taxes
€41k▲
2024 · €20k
Staff costs
€236k▲
2024 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€1.51M▲
Fixed assets21/28€1.03M€1.12M▲
Tangible fixed assets22/27€1.03M€1.12M▲
Land and buildings22€650k€623k▼
Plant, machinery and equipment23€304k€411k▲
Furniture and vehicles24€80k€86k▲
Current assets29/58€268k€391k▲
Amounts receivable within one year40/41€211k€182k▼
Trade receivables40€203k€174k▼
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€56k€209k▲
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.51M▲
Equity10/15€259k€313k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€238k€293k▲
Amounts payable17/49€1.04M€1.20M▲
Amounts payable after more than one year17€704k€748k▲
Financial debts170/4€704k€748k▲
Amounts payable within one year42/48€335k€450k▲
Current portion of amounts payable after more than one year42€144k€172k▲
Trade debts44€113k€133k▲
Suppliers440/4€113k€133k▲
Taxes, remuneration and social security45€59k€61k▲
Taxes450/3€42k€39k▼
Remuneration and social security454/9€17k€22k▲
Other amounts payable47/48€18k€83k▲
Accrued charges and deferred income492/3€4k€96▼
Income statement
Code20242025
Turnover70€711k€940k▲
Goods, raw materials, services and sundry goods60/61€206k€270k▲
Remuneration, social security and pensions62€193k€236k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€133k€183k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€91k€64k▼
Gross operating margin9900€516k€681k▲
Operating profit (loss)9901€97k€198k▲
Financial income75/76B€9€16▲
Recurring financial income75€9€16▲
Financial charges65/66B€27k€38k▲
Recurring financial charges65€27k€38k▲
Profit (loss) for the period before taxes9903€70k€160k▲
Income taxes67/77€20k€41k▲
Profit (loss) for the period9904€50k€120k▲
Profit (loss) for the period to be appropriated9905€50k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€238k€358k▲
Profit (loss) brought forward from the previous period14P€189k€238k▲
Profit to be distributed694/7-€65k
Return on contributions (dividend)694-€65k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €120k ▲141%
Operating result €198k, net result €120k, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €209k ▲52.2%
6 profitable years in a row build equity to €209k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €137k ▲92.2%
5 profitable years in a row build equity to €137k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.30
Current ratio from 0.59 to 1.30.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Mulsstraat 52170 AntwerpenGround area
445 m²
Building footprint
101 m²
Volume, LiDAR
807 m³
Parcel 11028A0147/00X006, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lorin63
since 20162.253.623.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11028A0147/00X006 | Flanders | 445 m² | 1 · 101 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,292 companies in sector 43350 we hold annual accounts for 2,361. 1,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2016
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.