La vie en bois
ActiveSummary
La vie en bois has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €134k and a net result of €44k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 13.48 against 3.76 in 2023; short-term debt: 6.8% and cash: 56% of total assets), and 6.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
15 d early
2022
26 d early
2021
24 d early
2020
33 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€134k▲ 3.2%
2023 · €130k
2018: €33k
2019: €58k
2020: €85k
2021: €104k
2022: €121k
2023: €130k
2018 → 2024
Total assets
€144k▼ 16.5%
2023 · €172k
2018: €60k
2019: €76k
2020: €129k
2021: €151k
2022: €182k
2023: €172k
2018 → 2024
Net result
€44k▲ 53.7%
2023 · €29k
2018: €-10k
2019: €22k
2020: €48k
2021: €39k
2022: €37k
2023: €29k
2018 → 2024
Working capital
€122k▲ 4.3%
2023 · €117k
2018: €29k
2019: €52k
2020: €73k
2021: €90k
2022: €113k
2023: €117k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€85k-€104k▲ 21.9%€121k▲ 16.5%€130k▲ 7.2%€134k▲ 3.2%
Operating result€61k-€53k▼ 13.0%€50k▼ 5.1%€46k▼ 9.1%€62k▲ 35.6%
Net result€48k-€39k▼ 19.2%€37k▼ 4.0%€29k▼ 22.6%€44k▲ 53.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 36% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €144k
Fixed assets
€12k ▼ 6.4%
Current assets
€131k ▼ 17.3%
Equity and liabilities €144k
Equity
€134k ▲ 3.2%
Debt
€10k ▼ 77.0%
Debt's share of the balance-sheet total falls from 24.6% to 6.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▲
2023 · €51k
Cash flow
€52k▲
2023 · €34k
Current ratio
13.48▲
2023 · 3.76
Quick ratio
10.84▲
2023 · 3.05
Debt to equity
0.07▼
2023 · 0.33
ROE
32.9%▲
2023 · 22.1%
ROA
30.7%▲
2023 · 16.7%
Interest coverage
118.50▼
2023 · 119.45
Debt ≤ 1 year
€10k▼
2023 · €42k
Income taxes
€17k▲
2023 · €16k
Staff costs
€71k▲
2023 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€172k€144k▼
Fixed assets21/28€13k€12k▼
Tangible fixed assets22/27€13k€12k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€1k€340▼
Other tangible fixed assets26€6k€7k▲
Current assets29/58€159k€131k▼
Stocks and contracts in progress3€30k€26k▼
Stocks30/36€30k€21k▼
Contracts in progress37-€5k
Amounts receivable within one year40/41€34k€21k▼
Trade receivables40€27k€11k▼
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€83k€81k▼
Deferred charges and accrued income490/1€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€172k€144k▼
Equity10/15€130k€134k▲
Contributions10/11€19k€19k=
Reserves13€111k€115k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€111k€115k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€42k€10k▼
Amounts payable within one year42/48€42k€10k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Advances received on contracts in progress46€13k€1k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€18k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€65k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€124€0▼
Gross operating margin9900€122k€144k▲
Operating profit (loss)9901€46k€62k▲
Financial income75/76B€1€438▲
Recurring financial income75€1€438▲
Financial charges65/66B€428€583▲
Recurring financial charges65€428€583▲
Profit (loss) for the period before taxes9903€45k€62k▲
Income taxes67/77€16k€17k▲
Profit (loss) for the period9904€29k€44k▲
Profit (loss) for the period to be appropriated9905€29k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€44k▲
Transfer from equity791/2-€40k
Transfer to equity691/2€9k€44k▲
To other reserves6921€9k€44k▲
Profit to be distributed694/7€20k€40k▲
Return on contributions (dividend)694€20k€40k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 13.48
Current ratio from 3.76 to 13.48; short-term debt falls from €42k to €10k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €104k ▲21.9%
3 profitable years in a row build equity to €104k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €48k ▲116%
Net result €48k, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merksplasseweg 782340 BeerseGround area
4,945 m²
Building footprint
168 m²
Volume, LiDAR
1,311 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La vie en bois
since 20152.250.560.247
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004D0176/00V026 | Flanders | 4,174 m² | - | - |
| 13004B0001/00M003 | Flanders | 771 m² | 1 · 168 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 4,637 EUR awarded · 4,637 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 4,637 EUR | 4,637 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,670 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.