Skip to content

ROYAL TAPIS DECORATION

Active
Private limited companyfounded 1990active for 36 yearsRue Saint-Luc(BU) 31, 5004 Namur, BelgiumKBO/BCE: BE 0442.183.111
Summary

ROYAL TAPIS DECORATION has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €442,140 and a net result of €3,125. Equity has been stable since 2019 (±1.6% per year). Its solvency ranks better than 66% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-09-1990 Normal situation
Activity
Painting of buildings NACE 43341and 1 other
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-06-2024
Establishment unit
2.051.372.727 5004 Namur, since 06-02-1991
Financial year end
30 June
Peppol
Reachable since 11-09-2025

Board and ownership

Board
Shareholders
  • Fabienne Mme Rosièreannual accounts 30-06-2018
  • Nicole Mme Genotannual accounts 30-06-2018
  • Stéphane M. Dermienceannual accounts 30-06-2018

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€142,689
▲ 17.6%
Turnover
≈ €470,000
estimated
Profit
€3,125
▼ 29.8%
Equity
€442,140
▲ 0.7%
Total assets
€728,428
▲ 0.1%
Employees on 30-06-2025
3
=
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €728,428Founded in 1990Equity €442,140 (60.7% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 86+1
equity 60.7% of total assets
Liquidity 45-1
short-term debt 39.3% · cash 10.7%
Profitability 39-31
return on assets 0.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1%highest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.54 (2.52 in 2024), above the usual 1.5. Short-term debt is 39.3% and cash 10.7% of total assets. 39.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 66% of them on solvency, 35% on liquidity, 19% on profitability and 37% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €728,428
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €442,140 (60.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
44 days early
2023
44 days early
2022
41 days early
2021
48 days early
2020
2 days late
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 95% of companies in specialised constructionsector median €57,775 · 34,966 companies €442,140 View
  • Positive: 7 profitable years in a rowprofit 2025: €3,125 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Legal-form change · Resignations & appointmentsReappointment: Stéphane DERMIENCE (director) · Resignation: Fabienne ROSIERE (director) · Appointment: Ludovic DERMIENCE (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as ROYAL TAPIS DECORATION: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €580,000 and €939,000, founded between 1983 and 1993.

CompanyTotal assetsGross margin
ROYAL TAPIS DECORATION Namur€728,428€142,689
DEVRIESE Wingene€762,315€156,919
MAGNABOSCO PEINTURES ET DECORATION Chaudfontaine€687,316€128,211
RENIERS Zoutleeuw€735,492€181,296
BORGHGRAEF PAINTINGS Beveren-Kruibeke-Zwijndrecht€693,073€196,685
NEW HOUSE Schaarbeek€939,050€157,279
CHRISTIAN CANIVET Chimay€579,821€177,543
Full comparison

Key facts about ROYAL TAPIS DECORATION

What is the company number of ROYAL TAPIS DECORATION?
The company number of ROYAL TAPIS DECORATION is 0442.183.111. The VAT number is the same number with BE in front: BE 0442.183.111.
Where is ROYAL TAPIS DECORATION based?
The registered office is at Rue Saint-Luc(BU) 31, 5004 Namur.Company details
What does ROYAL TAPIS DECORATION do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of ROYAL TAPIS DECORATION?
The legal form of ROYAL TAPIS DECORATION is Private limited company (BV).
When was ROYAL TAPIS DECORATION founded?
ROYAL TAPIS DECORATION was founded on 15-09-1990.
Is ROYAL TAPIS DECORATION still active?
Yes, ROYAL TAPIS DECORATION is an active enterprise in the KBO register.
How many employees does ROYAL TAPIS DECORATION have?
ROYAL TAPIS DECORATION had an average of 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ROYAL TAPIS DECORATION fall under?
In its 30-06-2024 annual accounts, ROYAL TAPIS DECORATION states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of ROYAL TAPIS DECORATION?
The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €142,689 and 62 comparable companies (NACE 433). It probably lies between €330,000 and €710,000.
Is ROYAL TAPIS DECORATION profitable?
In financial year 2025, ROYAL TAPIS DECORATION made a profit of €3,125.
Where can I find the annual accounts of ROYAL TAPIS DECORATION?
ROYAL TAPIS DECORATION filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROYAL TAPIS DECORATION due?
ROYAL TAPIS DECORATION must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.