RENIERS
ActiveRENIERS has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+50
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 10.39 against 16.09 in 2024; short-term debt: 6.9% and cash: 10.6% of total assets), and 6.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.1%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
16 d early
2023
9 d late
2022
29 d late
2021
23 d late
2020
16 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€685k▲ 2.1%
2024 · €670k
2018: €415k
2019: €666k
2020: €687k
2021: €700k
2022: €701k
2023: €696k
2024: €670k
2018 → 2025
Total assets
€735k▲ 5.0%
2024 · €700k
2018: €529k
2019: €754k
2020: €762k
2021: €782k
2022: €755k
2023: €734k
2024: €700k
2018 → 2025
Net result
€14k
2024 · €-26k
2018: €-966
2019: €-39k
2020: €21k
2021: €13k
2022: €1k
2023: €-5k
2024: €-26k
2018 → 2025
Working capital
€478k▲ 5.8%
2024 · €452k
2018: €406k
2019: €376k
2020: €414k
2021: €450k
2022: €447k
2023: €460k
2024: €452k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€700k-€701k▲ 0.2%€696k▼ 0.7%€670k▼ 3.7%€685k▲ 2.1%
Operating result€12k-€-2k€-10k▼ 319%€-27k▼ 187%€17k
Net result€13k-€1k▼ 91.1%€-5k€-26k▼ 427%€14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €27k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €735k
Fixed assets
€207k▼ 5.4%
Current assets
€529k▲ 9.8%
Equity and liabilities €735k
Equity
€685k▲ 2.1%
Debt
€51k▲ 69.9%
The debt ratio rises from 4.3% to 6.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €-9k
Cash flow
€32k▲
2024 · €-8k
Solvency
93.1%▼
2024 · 95.7%
Current ratio
10.39▼
2024 · 16.09
Quick ratio
3.88▼
2024 · 4.18
Debt / equity
0.07▲
2024 · 0.04
ROE
2.1%▲
2024 · -3.8%
ROA
1.9%▲
2024 · -3.7%
Interest coverage
5.09▲
2024 · -2.76
Debt
€51k▲
2024 · €30k
Debt ≤ 1 year
€51k▲
2024 · €30k
Income taxes
€1k▲
2024 · €749
Staff costs
€143k▲
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€700k€735k▲
Fixed assets21/28€218k€207k▼
Tangible fixed assets22/27€218k€207k▼
Land and buildings22€212k€196k▼
Plant, machinery and equipment23€4k€9k▲
Furniture and vehicles24€3k€2k▼
Current assets29/58€482k€529k▲
Stocks and contracts in progress3€357k€332k▼
Stocks30/36€357k€332k▼
Amounts receivable within one year40/41€101k€119k▲
Trade receivables40€1k€11k▲
Other amounts receivable41€100k€108k▲
Cash at bank and in hand54/58€24k€78k▲
Equity and liabilities
Total equity and liabilities10/49€700k€735k▲
Equity10/15€670k€685k▲
Contributions10/11€309k€309k=
Reserves13€238k€252k▲
Distributable reserves133€238k€252k▲
Profit (loss) carried forward14€123k€123k=
Amounts payable17/49€30k€51k▲
Amounts payable within one year42/48€30k€51k▲
Trade debts44€7k€32k▲
Suppliers440/4€7k€32k▲
Taxes, remuneration and social security45€23k€19k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€13k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€138k€143k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€134k€181k▲
Operating profit (loss)9901€-27k€17k▲
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€-25k€16k▲
Income taxes67/77€749€1k▲
Profit (loss) for the period9904€-26k€14k▲
Profit (loss) for the period to be appropriated9905€-26k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€138k▲
Profit (loss) brought forward from the previous period14P€149k€123k▼
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €666k ▲60.4%
Equity rises from €415k to €666k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 383440 ZoutleeuwGround area
697 m²
Parcel 24037B0065/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Steenweg 38, 3440 Zoutleeuw
since 19842.023.785.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24037B0065/00M000 | Flanders | 697 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 13,066 EUR awarded · 13,066 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1 EUR | 1 EUR |
| 2024 | 1 | 4,991 EUR | 4,991 EUR |
| 2023 | 1 | 8,074 EUR | 8,074 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Similar companies · same sector, comparable size
CONSTRUCT SERVICES
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ETABLISSEMENTS JEAN-MARIE LANGE ET FILS
BE 0420.901.707
Thuin · Eq €686k
LECMAT
BE 0870.882.034
Saint-Georges-sur-Meuse · Eq €687k
BOUWMATERIALEN MEUFFELS
BE 0435.876.626
Diepenbeek · Eq €689k
MULTI-MAT
BE 0439.048.526
Tintigny · Eq €679k
Of 1,722 companies in sector 47521 we hold annual accounts for 1,289. 990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1983
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.