ROYAL INTERBUILD
ActiveSummary
The computed 12-month bankruptcy probability of ROYAL INTERBUILD is 1.5% (moderate). The 2025 annual accounts show equity of €61,465 and a net result of €16,845. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 92% of 28281 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+99
Solvency100▲+15
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 8.5 against 2.43 in 2024; short-term debt: 11.5% and cash: 6.4% of total assets), and 11.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
24.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Equity
€61,465▲ 37.8%
2024 · €44,621
Total assets
€69,487▼ 5.8%
2024 · €73,761
Net result
€16,845
2024 · -€14,631
Working capital
€60,193▲ 44.0%
2024 · €41,801
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,187€1,044€2,040▲ 95.4%-€14,388€18,163
Net result-€3,246below the sector's middle half€874within the sector's middle half€1,579within the sector's middle half▲ 80.6%-€14,631below the sector's middle half€16,845within the sector's middle half
Equity€56,798within the sector's middle half▼ 5.4%€57,673within the sector's middle half▲ 1.5%€59,252within the sector's middle half▲ 2.7%€44,621within the sector's middle half▼ 24.7%€61,465within the sector's middle half▲ 37.8%
Total assets€64,656below the sector's middle half▼ 15.6%€65,376below the sector's middle half▲ 1.1%€80,233within the sector's middle half▲ 22.7%€73,761within the sector's middle half▼ 8.1%€69,487within the sector's middle half▼ 5.8%
Debt€7,858▼ 52.5%€7,703▼ 2.0%€20,981▲ 172%€29,141▲ 38.9%€8,021▼ 72.5%
Working capital€55,048within the sector's middle half▼ 6.1%€56,616within the sector's middle half▲ 2.8%€57,297within the sector's middle half▲ 1.2%€41,801within the sector's middle half▼ 27.0%€60,193within the sector's middle half▲ 44.0%
Solvency87.8%above the sector's middle half▲ 9.4pp88.2%above the sector's middle half▲ 0.4pp73.9%above the sector's middle half▼ 14.4pp60.5%within the sector's middle half▼ 13.4pp88.5%above the sector's middle half▲ 28.0pp
Current ratio8.01above the sector's middle half▲ 3.468.35above the sector's middle half▲ 0.343.73above the sector's middle half▼ 4.622.43within the sector's middle half▼ 1.308.50above the sector's middle half▲ 6.07
Return on assets (ROA)-5.0%below the sector's middle half▼ 15.3pp1.3%within the sector's middle half▲ 6.4pp2.0%within the sector's middle half▲ 0.6pp-19.8%below the sector's middle half▼ 21.8pp24.2%above the sector's middle half▲ 44.1pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18,163 after a loss of €14,388 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69,487
Fixed assets
€1,273 ▼ 54.9%
Current assets
€68,214 ▼ 3.8%
Equity and liabilities €69,487
Equity
€61,465 ▲ 37.8%
Debt
€8,021 ▼ 72.5%
Debt's share of the balance-sheet total falls from 39.5% to 11.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19,710▲
2024 · -€13,176
Cash flow
€18,391▲
2024 · -€13,420
Debt to equity
0.13▼
2024 · 0.65
ROE
27.4%▲
2024 · -32.8%
Interest coverage
76.56▲
2024 · -54.11
Debt ≤ 1 year
€8,021▼
2024 · €29,141
Income taxes
€1,287
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,226 | €1,173 | €1,218 | €1,212 | €1,547 | ▲ 27.6% |
| Other operating charges640/8 | - | €373 | €605 | €2,530 | €1,069 | ▼ 57.7% |
| Gross operating margin9900 | -€1,298 | €2,590 | €3,862 | -€10,646 | €20,779 | ▲ 295% |
| Operating profit (loss)9901 | -€3,187 | €1,044 | €2,040 | -€14,388 | €18,163 | ▲ 226% |
| Financial income75/76B | - | €0 | - | - | €226 | - |
| Recurring financial income75 | €1 | €0 | - | - | €226 | - |
| Financial charges65/66B | - | €170 | €222 | €244 | €257 | ▲ 5.7% |
| Recurring financial charges65 | €60 | €170 | €222 | €244 | €257 | ▲ 5.7% |
| Profit (loss) for the period before taxes9903 | -€3,246 | €874 | €1,818 | -€14,631 | €18,132 | ▲ 224% |
| Income taxes67/77 | - | - | €239 | - | €1,287 | - |
| Profit (loss) for the period9904 | -€3,246 | €874 | €1,579 | -€14,631 | €16,845 | ▲ 215% |
| Profit (loss) for the period to be appropriated9905 | -€3,246 | €874 | €1,579 | -€14,631 | €16,845 | ▲ 215% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,656 | €65,376 | €80,233 | €73,761 | €69,487 | ▼ 5.8% |
| Fixed assets21/28 | €1,750 | €1,056 | €1,955 | €2,819 | €1,273 | ▼ 54.9% |
| Tangible fixed assets22/27 | €1,750 | €1,056 | €1,955 | €2,819 | €1,273 | ▼ 54.9% |
| Plant, machinery and equipment23 | - | €587 | €318 | €637 | €320 | ▼ 49.7% |
| Furniture and vehicles24 | - | €469 | €1,637 | €2,182 | €952 | ▼ 56.4% |
| Current assets29/58 | €62,907 | €64,319 | €78,278 | €70,942 | €68,214 | ▼ 3.8% |
| Amounts receivable within one year40/41 | €56,397 | €62,390 | €74,932 | €55,762 | €62,304 | ▲ 11.7% |
| Trade receivables40 | - | €61,275 | €74,309 | €48,349 | €61,904 | ▲ 28.0% |
| Other amounts receivable41 | - | €1,116 | €623 | €7,413 | €400 | ▼ 94.6% |
| Cash at bank and in hand54/58 | €4,821 | €432 | €1,439 | €13,265 | €4,443 | ▼ 66.5% |
| Deferred charges and accrued income490/1 | - | €1,497 | €1,907 | €1,915 | €1,467 | ▼ 23.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,656 | €65,376 | €80,233 | €73,761 | €69,487 | ▼ 5.8% |
| Equity10/15 | €56,798 | €57,673 | €59,252 | €44,621 | €61,465 | ▲ 37.8% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €48,738 | €49,613 | €51,192 | €36,561 | €53,405 | ▲ 46.1% |
| Amounts payable17/49 | €7,858 | €7,703 | €20,981 | €29,141 | €8,021 | ▼ 72.5% |
| Amounts payable within one year42/48 | €7,858 | €7,703 | €20,981 | €29,141 | €8,021 | ▼ 72.5% |
| Trade debts44 | €6,225 | €3,649 | €10,781 | €29,141 | €5,800 | ▼ 80.1% |
| Suppliers440/4 | - | €3,649 | €10,781 | €29,141 | €5,800 | ▼ 80.1% |
| Taxes, remuneration and social security45 | - | - | €1,499 | - | €1,287 | - |
| Taxes450/3 | - | - | €239 | - | €1,287 | - |
| Remuneration and social security454/9 | - | - | €1,260 | - | - | - |
| Other amounts payable47/48 | - | €4,054 | €8,700 | - | €934 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,246 | €874 | €1,579 | -€14,631 | €16,845 | ▲ 215% |
| + Depreciation and write-downs630 | €1,226 | €1,173 | €1,218 | €1,212 | €1,547 | ▲ 27.6% |
| Operating cash flow (approximation) | -€2,020 | €2,047 | €2,797 | -€13,420 | €18,391 | ▲ 237% |
| Investment in fixed assets (approximation) | - | -€479 | -€2,116 | -€2,076 | €0 | ▲ 100% |
| Change in cash | - | -€4,388 | €1,007 | €11,826 | -€8,822 | ▼ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €16,845
Net result €16,845 after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 8.50
Current ratio from 2.43 to 8.50; short-term debt falls from €29,141 to €8,021.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet -€14,631
Net result drops to -€14,631, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €874
Net result €874 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Ground area
170 m²
Building footprint
114 m²
Volume, LiDAR
1,413 m³
Parcel 21815D0219/00D002, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Royal Interbuild
since 20122.214.286.108
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0219/00D002 | Brussels | 170 m² | 1 · 114 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,960 companies in sector 43331 we hold annual accounts for 1,787. 1,557 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-10-2012
Fiscal year end30-06
Activities, NACEBEL 2025
43331Floor and wall tiling
43230Insulation installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0849821948
Also
9925:BE0849821948
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.