KUJA
ActiveKUJA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+14
Solvency81▲+13
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.62 in 2024; short-term debt: 24.8% and cash: 37.6% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
18.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €36k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
8 d late
2023
3 d early
2022
10 d early
2021
16 d late
2020
4 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 50.5%
2024 · €24k
2018: €29k
2019: €24k
2020: €-6k
2021: €-4k
2022: €-3k
2023: €20k
2024: €24k
2018 → 2025
Total assets
€65k▲ 15.4%
2024 · €56k
2018: €64k
2019: €46k
2020: €42k
2021: €31k
2022: €27k
2023: €43k
2024: €56k
2018 → 2025
Net result
€12k▲ 183%
2024 · €4k
2018: €-4k
2019: €-5k
2020: €-29k
2021: €1k
2022: €1k
2023: €23k
2024: €4k
2018 → 2025
Working capital
€17k▲ 71.4%
2024 · €10k
2018: €34k
2019: €28k
2020: €29k
2021: €11k
2022: €4k
2023: €19k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-3k▲ 31.6%€20k€24k▲ 21.7%€36k▲ 50.5%
Operating result€2k-€2k▲ 4.4%€24k▲ 857%€5k▼ 77.3%€18k▲ 243%
Net result€1k-€1k▲ 11.4%€23k▲ 1,562%€4k▼ 81.1%€12k▲ 183%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 243% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€32k▲ 4.5%
Current assets
€33k▲ 28.4%
Equity and liabilities €65k
Equity
€36k▲ 50.5%
Debt
€29k▼ 10.8%
The debt ratio falls from 57.3% to 44.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €6k
Cash flow
€20k▲
2024 · €5k
Solvency
55.7%▲
2024 · 42.7%
Current ratio
2.05▲
2024 · 1.62
Quick ratio
2.05▲
2024 · 1.62
Debt / equity
0.79▼
2024 · 1.34
ROE
33.6%▲
2024 · 17.9%
ROA
18.7%▲
2024 · 7.6%
Interest coverage
15.82▲
2024 · 15.21
Debt
€29k▼
2024 · €32k
Debt ≤ 1 year
€16k▲
2024 · €16k
Debt > 1 year
€12k▼
2024 · €16k
Income taxes
€5k▲
2024 · €707
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€65k▲
Fixed assets21/28€31k€32k▲
Tangible fixed assets22/27€31k€32k▲
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24-€3k
Leasing and similar rights25€29k€23k▼
Current assets29/58€26k€33k▲
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€3k€162▼
Cash at bank and in hand54/58€13k€24k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€56k€65k▲
Equity10/15€24k€36k▲
Contributions10/11€19k€19k=
Reserves13€6k€18k▲
Distributable reserves133€6k€18k▲
Amounts payable17/49€32k€29k▼
Amounts payable after more than one year17€16k€12k▼
Financial debts170/4€16k€12k▼
Amounts payable within one year42/48€16k€16k▲
Current portion of amounts payable after more than one year42€4k€4k▼
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€104€5k▲
Taxes450/3€104€1k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€4k€4k=
Accrued charges and deferred income492/3€363€358▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€8k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€8k€27k▲
Operating profit (loss)9901€5k€18k▲
Financial income75/76B€79€93▲
Recurring financial income75€79€93▲
Financial charges65/66B€420€2k▲
Recurring financial charges65€420€2k▲
Profit (loss) for the period before taxes9903€5k€17k▲
Income taxes67/77€707€5k▲
Profit (loss) for the period9904€4k€12k▲
Profit (loss) for the period to be appropriated9905€4k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€12k▲
Transfer to equity691/2€4k€12k▲
To other reserves6921€4k€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €23k ▲1562%
Operating result €24k, net result €23k, both a record.
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Katelijnestraat 72235 HulshoutGround area
6,417 m²
Building footprint
245 m²
Volume, LiDAR
887 m³
Parcel 13016C0072/00F000, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KUJA
since 20102.194.355.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016C0072/00F000 | Flanders | 6,417 m² | 1 · 245 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2010
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
46130Agents in the wholesale of timber and building materials
47521Retail sale of hardware, building materials, paint and glass (general range)
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.