ROYAL GARDEN GROUP
ActiveThe computed 12-month bankruptcy probability of ROYAL GARDEN GROUP is 2.6% (moderate). The 2025 annual accounts show equity of €19k and a net result of €9k. Its solvency ranks better than 71% of 1178 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth52
Stability82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 4.72 in 2024), and 38.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
27.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€19k▲ 80.7%
2024 · €11k
2024: €11k
2024 → 2025
Total assets
€32k▲ 133%
2024 · €14k
2024: €14k
2024 → 2025
Net result
€9k▼ 0.9%
2024 · €9k
2024: €9k
2024 → 2025
Working capital
€19k▲ 75.6%
2024 · €11k
2024: €11k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€11k-€19k▲ 80.7%
Operating result€11k-€11k▲ 7.6%
Net result€9k-€9k▼ 0.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€542
Current assets
€31k
Equity and liabilities €32k
Equity
€19k▲ 80.7%
Debt
€12k▲ 328%
The debt ratio rises from 21.2% to 38.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€11k
Cash flow
€9k
Solvency
61.1%▼
2024 · 78.8%
Current ratio
2.53▼
2024 · 4.72
Quick ratio
2.53▼
2024 · 4.72
Debt / equity
0.64▲
2024 · 0.27
ROE
44.7%▼
2024 · 81.4%
ROA
27.3%▼
2024 · 64.2%
Interest coverage
1743.64
Debt
€12k▲
2024 · €3k
Debt ≤ 1 year
€12k▲
2024 · €3k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€32k▲
Fixed assets21/28-€542
Tangible fixed assets22/27-€542
Plant, machinery and equipment23-€542
Current assets29/58€14k€31k▲
Amounts receivable within one year40/41€9k€30k▲
Trade receivables40-€16k
Other amounts receivable41€9k€14k▲
Cash at bank and in hand54/58€5k€939▼
Equity and liabilities
Total equity and liabilities10/49€14k€32k▲
Equity10/15€11k€19k▲
Contributions10/11€2k€2k=
Capital10€2k-
Issued capital100€2k-
Outside capital11-€2k
Other1109/19-€2k
Reserves13-€9k
Non-distributable reserves130/1-€9k
Other1319-€9k
Profit (loss) carried forward14€9k€9k▲
Amounts payable17/49€3k€12k▲
Amounts payable within one year42/48€3k€12k▲
Trade debts44€699€451▼
Suppliers440/4€699€451▼
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€22
Other operating charges640/8-€423
Gross operating margin9900€11k€12k▲
Operating profit (loss)9901€11k€11k▲
Financial income75/76B€443€609▲
Recurring financial income75€443€609▲
Financial charges65/66B€5€7▲
Recurring financial charges65€5€7▲
Profit (loss) for the period before taxes9903€11k€12k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€9k€9k▼
Profit (loss) for the period to be appropriated9905€9k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€17k▲
Profit (loss) brought forward from the previous period14P-€9k
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2024
Ground area
192 m²
Building footprint
132 m²
Volume, LiDAR
2,367 m³
Parcel 21392A0068/02E000, Brussels · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Margaretha van Oostenrijkplein 10, 1083 Ganshoren
since 20242.366.978.459
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392A0068/02E000 | Brussels | 192 m² | 1 · 132 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,144 companies in sector 81300 we hold annual accounts for 4,343. 3,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2024
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.