ROY HENRY
ActiveROY HENRY has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €419k and a net result of €35k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 81% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-1
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.07 against 16.89 in 2024; short-term debt: 11.6% and cash: 77.3% of total assets), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
20 d early
2022
11 d late
2021
15 d late
2020
14 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€99k
EBIT margin
5.1%
Net result
€35k▲ 1.8%
2024 · €34k
2018: €3k
2019: €28k
2020: €36k
2021: €3k
2022: €-10k
2023: €663k
2024: €34k
2018 → 2025
Working capital
€405k▼ 0.5%
2024 · €407k
2018: €-83k
2019: €-127k
2020: €-56k
2021: €-10k
2022: €23k
2023: €766k
2024: €407k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€99k-
Equity€427k-€417k▼ 2.4%€800k▲ 91.9%€435k▼ 45.7%€419k▼ 3.5%
Operating result€5k-€-5k€911k€46k▼ 95.0%€46k▲ 1.3%
Net result€3k-€-10k€663k€34k▼ 94.8%€35k▲ 1.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €575k
Fixed assets
€103k▼ 4.4%
Current assets
€472k▲ 9.1%
Equity and liabilities €575k
Equity
€419k▼ 3.5%
Provisions
€74k=
Debt
€82k▲ 156%
The debt ratio rises from 5.9% to 14.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €60k
Cash flow
€50k▲
2024 · €48k
Solvency
73.0%▼
2024 · 80.4%
Current ratio
7.07▼
2024 · 16.89
Quick ratio
7.07▼
2024 · 16.89
Debt / equity
0.19▲
2024 · 0.07
ROE
8.3%▲
2024 · 7.9%
ROA
6.0%▼
2024 · 6.3%
Interest coverage
256.46▼
2024 · 349.19
Debt
€82k▲
2024 · €32k
Debt ≤ 1 year
€67k▲
2024 · €26k
Debt > 1 year
€8k▲
2024 · €4k
Income taxes
€11k▼
2024 · €12k
Staff costs
€39k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€540k€575k▲
Fixed assets21/28€107k€103k▼
Tangible fixed assets22/27€107k€103k▼
Land and buildings22€102k€99k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€433k€472k▲
Amounts receivable within one year40/41€22k€24k▲
Trade receivables40€6k€6k▼
Other amounts receivable41€16k€19k▲
Cash at bank and in hand54/58€405k€445k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€540k€575k▲
Equity10/15€435k€419k▼
Contributions10/11€125k€125k=
Reserves13€234k€234k=
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Tax-exempt reserves132€221k€221k=
Profit (loss) carried forward14€76k€61k▼
Provisions and deferred taxes16€74k€74k=
Deferred taxes168€74k€74k=
Amounts payable17/49€32k€82k▲
Amounts payable after more than one year17€4k€8k▲
Other amounts payable178/9€4k€8k▲
Amounts payable within one year42/48€26k€67k▲
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€12k€13k▲
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48-€50k
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€36k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€9k€9k▼
Gross operating margin9900€105k€109k▲
Operating profit (loss)9901€46k€46k▲
Financial income75/76B€91€46▼
Recurring financial income75€91€46▼
Financial charges65/66B€172€239▲
Recurring financial charges65€172€239▲
Profit (loss) for the period before taxes9903€46k€46k▲
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€34k€35k▲
Profit (loss) for the period to be appropriated9905€34k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€476k€111k▼
Profit (loss) brought forward from the previous period14P€442k€76k▼
Profit to be distributed694/7€400k€50k▼
Return on contributions (dividend)694€400k€50k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 16.89
Current ratio from 6.00 to 16.89; short-term debt falls from €153k to €26k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €663k
Net result €663k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 6.00
Current ratio from 1.02 to 6.00; short-term debt falls from €905k to €153k.
31-12
Financial
Equity above €500kEq €800k ▲91.9%
Equity rises from €417k to €800k.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Weakest financial yearnet €-10k ▼414%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.02
Current ratio from 0.42 to 1.02.
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 15 days late
2021
17-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Faubourg de Mignault(R) 177070 Le RoeulxGround area
2.4 ha
Building footprint
495 m²
Volume, LiDAR
4,122 m³
Parcel 55035D0515/00R000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROY HENRY
since 20222.342.663.925
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55035D0515/00R000 | Wallonia | 2.4 ha | 1 · 495 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HALLEMAN IMPORT
BE 0426.895.218
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BODAC
BE 0761.638.258
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INCARDONA INVEST
BE 0426.050.031
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V.H.W. - IMMOBILIERE
BE 0434.765.480
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STEMATIC
BE 0686.989.137
Fosses-la-Ville · Eq €419k
Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 5,038 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-1996
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.