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ROWIMO

Active
Private limited companyfounded 2006active for 20 yearsKapellekensbaan 18, 3720 Hasselt, BelgiumKBO/BCE: BE 0881.411.680
Summary

The annual accounts of ROWIMO for financial year 2025 show a net loss of 72% of total assets and of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €5,675 and a net result of -€6,925. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 16,933 sector peers (NACE 68, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Financials · financial year 2025, micro format

Equity
€5,675▼ 55.0%
2024 · €12,600
Total assets
€9,634▼ 69.0%
2024 · €31,127
Net result
-€6,925
2024 · €10,326
Working capital
€5,675▼ 55.0%
2024 · €12,609
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result turns negative in 2025: a loss of €6,606 after €10,664 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€6,606 2025 Net result-€6,925 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€17,449-€24,905€123,576▲ 396%€8,323▼ 93.3%-€12,817-€7,288▲ 43.1%€10,664-€6,606
Net result-€17,484-€21,719€72,921within the sector's middle half▲ 236%€18,760within the sector's middle half▼ 74.3%-€15,335below the sector's middle half-€8,166within the sector's middle half▲ 46.7%€10,326within the sector's middle half-€6,925within the sector's middle half
Equity€7,307-€29,026▲ 297%€101,947within the sector's middle half▲ 251%€101,707within the sector's middle half▼ 0.2%€50,372within the sector's middle half▼ 50.5%€12,600within the sector's middle half▼ 75.0%€12,600within the sector's middle half=€5,675below the sector's middle half▼ 55.0%
Total assets€7,481-€31,060▲ 315%€113,627below the sector's middle half▲ 266%€133,165below the sector's middle half▲ 17.2%€88,375below the sector's middle half▼ 33.6%€42,854below the sector's middle half▼ 51.5%€31,127below the sector's middle half▼ 27.4%€9,634below the sector's middle half▼ 69.0%
Debt€174-€2,034▲ 1,072%€11,680▲ 474%€31,458▲ 169%€38,003▲ 20.8%€30,254▼ 20.4%€18,527▼ 38.8%€3,959▼ 78.6%
Working capital€7,307-€29,026▲ 297%€101,947within the sector's middle half▲ 251%€101,754within the sector's middle half▼ 0.2%€50,468within the sector's middle half▼ 50.4%€12,637within the sector's middle half▼ 75.0%€12,609within the sector's middle half▼ 0.2%€5,675within the sector's middle half▼ 55.0%
Solvency97.7%-93.5%▼ 4.2pp89.7%above the sector's middle half▼ 3.7pp76.4%above the sector's middle half▼ 13.3pp57.0%within the sector's middle half▼ 19.4pp29.4%within the sector's middle half▼ 27.6pp40.5%within the sector's middle half▲ 11.1pp58.9%within the sector's middle half▲ 18.4pp
Current ratio43.09-15.27▼ 27.829.73above the sector's middle half▼ 5.544.24above the sector's middle half▼ 5.492.33within the sector's middle half▼ 1.911.42within the sector's middle half▼ 0.911.68within the sector's middle half▲ 0.262.43within the sector's middle half▲ 0.75
Return on assets (ROA)-233.7%-69.9%▲ 303.6pp64.2%above the sector's middle half▼ 5.7pp14.1%above the sector's middle half▼ 50.1pp-17.4%below the sector's middle half▼ 31.4pp-19.1%below the sector's middle half▼ 1.7pp33.2%above the sector's middle half▲ 52.2pp-71.9%below the sector's middle half▼ 105.1pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €9,634
Equity €5,675 ▼ 55.0%
Debt €3,959 ▼ 78.6%
Debt's share of the balance-sheet total falls from 59.5% to 41.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.70▼
2024 · 1.47
ROE
-122.0%▼
2024 · 82.0%
Debt ≤ 1 year
€3,959▼
2024 · €18,518
Income taxes
€0▼
2024 · €11
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84.5% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13.5% stopped otherwise
84.5% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€31,127€9,634▼
Current assets29/58€31,127€9,634▼
Amounts receivable within one year40/41€28,780€7,563▼
Other amounts receivable41€28,780€7,563▼
Cash at bank and in hand54/58€2,346€2,071▼
Equity and liabilities
Total equity and liabilities10/49€31,127€9,634▼
Equity10/15€12,600€5,675▼
Contributions10/11€12,600€12,600=
Profit (loss) carried forward14€0-€6,925▼
Amounts payable17/49€18,527€3,959▼
Amounts payable within one year42/48€18,518€3,959▼
Trade debts44€736€1,052▲
Suppliers440/4€736€1,052▲
Taxes, remuneration and social security45€7,307-
Taxes450/3€7,307-
Other amounts payable47/48€10,474€2,907▼
Accrued charges and deferred income492/3€9€0▼
Income statement Code20242025
Other operating charges640/8€449€473▲
Gross operating margin9900€11,113-€6,133▼
Operating profit (loss)9901€10,664-€6,606▼
Financial charges65/66B€326€319▼
Recurring financial charges65€326€319▼
Profit (loss) for the period before taxes9903€10,337-€6,925▼
Income taxes67/77€11€0▼
Profit (loss) for the period9904€10,326-€6,925▼
Profit (loss) for the period to be appropriated9905€10,326-€6,925▼
Appropriation of the result
Profit (loss) to be appropriated9906€10,326-€6,925▼
Transfer from equity791/2€0-
Profit to be distributed694/7€10,326€0▼
Directors or managers695€10,326€0▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0--------
Other operating charges640/8---€410€410€446€449€473▲ 5.2%
Gross operating margin9900-€16,382€25,329€124,000€8,733-€12,408-€6,842€11,113-€6,133-
Operating profit (loss)9901-€17,449€24,905€123,576€8,323-€12,817-€7,288€10,664-€6,606-
Financial income75/76B---€18,607€190€0---
Recurring financial income75€0€13€0€18,607€190€0---
Financial charges65/66B---€8,170€2,894€878€326€319▼ 2.3%
Recurring financial charges65€35€1,245€15,668€8,170€2,894€878€326€319▼ 2.3%
Profit (loss) for the period before taxes9903-€17,484€23,673€107,908€18,760-€15,521-€8,166€10,337-€6,925-
Income taxes67/77€0€1,954€34,987€0-€186€0€11€0▼ 100%
Profit (loss) for the period9904-€17,484€21,719€72,921€18,760-€15,335-€8,166€10,326-€6,925-
Profit (loss) for the period to be appropriated9905-€17,484€21,719€72,921€18,760-€15,335-€8,166€10,326-€6,925-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€7,481€31,060€113,627€133,165€88,375€42,854€31,127€9,634▼ 69.0%
Formation expenses20€0--------
Fixed assets21/28€0--------
Intangible fixed assets21€0--------
Tangible fixed assets22/27€0--------
Financial fixed assets28€0--------
Current assets29/58€7,481€31,060€113,627€133,165€88,375€42,854€31,127€9,634▼ 69.0%
Stocks and contracts in progress3€0--------
Amounts receivable within one year40/41€116€26,576€111,814€21,489€28,860€40,960€28,780€7,563▼ 73.7%
Trade receivables40---€482€0----
Other amounts receivable41---€21,007€28,860€40,960€28,780€7,563▼ 73.7%
Current investments50/53€0--------
Cash at bank and in hand54/58€7,365€4,484€1,813€111,676€59,516€1,894€2,346€2,071▼ 11.7%
Equity and liabilities
Total equity and liabilities10/49€7,481€31,060€113,627€133,165€88,375€42,854€31,127€9,634▼ 69.0%
Equity10/15€7,307€29,026€101,947€101,707€50,372€12,600€12,600€5,675▼ 55.0%
Contributions10/11€12,600€12,600-€12,600€12,600€12,600€12,600€12,600=
Reserves13€1,860€16,426€89,347€89,107€37,772€0---
Non-distributable reserves130/1---€1,860€1,860€0---
Reserves not available under the articles1311---€1,860€1,860€0---
Distributable reserves133---€87,247€35,912€0---
Profit (loss) carried forward14-€7,153€0-€0€0€0€0-€6,925-
Provisions and deferred taxes16€0--------
Amounts payable17/49€174€2,034€11,680€31,458€38,003€30,254€18,527€3,959▼ 78.6%
Amounts payable after more than one year17€0--------
Amounts payable within one year42/48€174€2,034€11,680€31,411€37,907€30,217€18,518€3,959▼ 78.6%
Trade debts44€174€692€562€1,221€704€500€736€1,052▲ 42.9%
Suppliers440/4---€1,221€704€500€736€1,052▲ 42.9%
Taxes, remuneration and social security45---€9,987€0-€7,307--
Taxes450/3---€9,987€0-€7,307--
Other amounts payable47/48---€20,203€37,203€29,717€10,474€2,907▼ 72.2%
Accrued charges and deferred income492/3---€47€96€37€9€0▼ 100%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€17,484€21,719€72,921€18,760-€15,335-€8,166€10,326-€6,925-
+ Depreciation and write-downs630€0--------
Operating cash flow (approximation)-€17,484€21,719€72,921€18,760-€15,335-€8,166€10,326-€6,925-
Change in cash--€2,881-€2,671€109,863-€52,160-€57,621€452-€276-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 19 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 24-06-2026 2026-00193724
31-12-2024 micro format 30-07-2025 2025-00353824
31-12-2023 micro format 01-07-2024 2024-00186651
31-12-2022 micro format 29-06-2023 2023-00192980
31-12-2021 micro format 31-08-2022 2022-20420619
31-12-2020 abbreviated format 30-07-2021 2021-44300143
31-12-2019 abbreviated format 25-09-2020 2020-55600553
31-12-2018 abbreviated format 24-07-2019 2019-37600242
31-12-2017 micro format 30-08-2018 2018-58200580
31-12-2016 micro format 29-08-2017 2017-51700186

Show all 19 filings

Similar companies · same sector, comparable size

Of the 9,074 active companies whose main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201), figures are known for 6,763. 1,162 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.