TELECTRO IMMO
ActiveSummary
TELECTRO IMMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€53,902) and a net result of -€9,842. Equity is shrinking by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.0 against 0.04 in 2024; short-term debt: 426.6% and cash: 0.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-326.6%
Return on assets
-59.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€53,902
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
128 d early
2024
3 d early
2023
47 d early
2022
5 d early
2021
24 d early
2020
17 d late
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€13,684▲ 17.3%
2024 · €11,667
EBIT margin
-71.9%▲ 89.3pp
2024 · -161.3%
Net result
-€9,842▲ 47.7%
2024 · -€18,814
Working capital
-€70,135▼ 8.9%
2024 · -€64,406
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€15,697▲ 465%€11,294▼ 28.1%€3,920▼ 65.3%€11,667▲ 198%€13,684▲ 17.3%
Operating result-€403▲ 96.9%-€8,000▼ 1,884%-€30,964▼ 287%-€18,814▲ 39.2%-€9,842▲ 47.7%
Net result-€658within the sector's middle half▲ 95.1%-€8,257within the sector's middle half▼ 1,154%-€30,977below the sector's middle half▼ 275%-€18,814below the sector's middle half▲ 39.3%-€9,842below the sector's middle half▲ 47.7%
EBIT margin-2.6%▲ 471.6pp-70.8%▼ 68.3pp-789.9%▼ 719.1pp-161.3%▲ 628.7pp-71.9%▲ 89.3pp
Equity€13,987below the sector's middle half▼ 4.5%€5,730below the sector's middle half▼ 59.0%-€25,247below the sector's middle half-€44,061below the sector's middle half▼ 74.5%-€53,902below the sector's middle half▼ 22.3%
Total assets€35,939below the sector's middle half▼ 3.9%€28,676below the sector's middle half▼ 20.2%€30,976below the sector's middle half▲ 8.0%€22,769below the sector's middle half▼ 26.5%€16,504below the sector's middle half▼ 27.5%
Debt€21,952▼ 3.6%€22,946▲ 4.5%€56,223▲ 145%€66,829▲ 18.9%€70,406▲ 5.4%
Working capital-€18,698within the sector's middle half▲ 15.6%-€22,842within the sector's middle half▼ 22.2%-€47,806within the sector's middle half▼ 109%-€64,406within the sector's middle half▼ 34.7%-€70,135within the sector's middle half▼ 8.9%
Solvency38.9%within the sector's middle half▼ 0.2pp20.0%within the sector's middle half▼ 18.9pp-81.5%below the sector's middle half▼ 101.5pp-193.5%below the sector's middle half▼ 112.0pp-326.6%below the sector's middle half▼ 133.1pp
Current ratio0.15below the sector's middle half▲ 0.120.00below the sector's middle half▼ 0.140.12below the sector's middle half▲ 0.120.04below the sector's middle half▼ 0.080.00below the sector's middle half▼ 0.03
Return on assets (ROA)-1.8%within the sector's middle half▲ 34.0pp-28.8%below the sector's middle half▼ 27.0pp-100.0%below the sector's middle half▼ 71.2pp-82.6%below the sector's middle half▲ 17.4pp-59.6%below the sector's middle half▲ 23.0pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,842 in 2025 against €18,814 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16,504
Fixed assets
€16,232 ▼ 20.2%
Current assets
€271 ▼ 88.8%
Key figures and ratios
EBITDA
-€5,728▲
2024 · -€14,701
Cash flow
-€5,728▲
2024 · -€14,701
Debt to equity
-1.31▲
2024 · -1.52
Interest coverage
-286420.00
Debt ≤ 1 year
€70,406▲
2024 · €66,829
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.8%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €15,697 | €11,294 | €3,920 | €11,667 | €13,684 | ▲ 17.3% |
| Goods, raw materials, services and sundry goods60/61 | €9,593 | €12,711 | €27,740 | €24,928 | €16,898 | ▼ 32.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,113 | €4,113 | €4,113 | €4,113 | €4,113 | = |
| Other operating charges640/8 | €2,394 | €2,470 | €3,031 | €1,504 | €2,915 | ▲ 93.8% |
| Gross operating margin9900 | €6,104 | -€1,418 | -€23,820 | -€13,197 | -€2,814 | ▲ 78.7% |
| Operating profit (loss)9901 | -€403 | -€8,000 | -€30,964 | -€18,814 | -€9,842 | ▲ 47.7% |
| Financial charges65/66B | €255 | €257 | €13 | - | €0 | - |
| Recurring financial charges65 | €255 | €257 | €13 | - | €0 | - |
| Profit (loss) for the period before taxes9903 | -€658 | -€8,257 | -€30,977 | -€18,814 | -€9,842 | ▲ 47.7% |
| Profit (loss) for the period9904 | -€658 | -€8,257 | -€30,977 | -€18,814 | -€9,842 | ▲ 47.7% |
| Profit (loss) for the period to be appropriated9905 | -€658 | -€8,257 | -€30,977 | -€18,814 | -€9,842 | ▲ 47.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €35,939 | €28,676 | €30,976 | €22,769 | €16,504 | ▼ 27.5% |
| Fixed assets21/28 | €32,685 | €28,572 | €24,459 | €20,346 | €16,232 | ▼ 20.2% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €32,685 | €28,572 | €24,459 | €20,346 | €16,232 | ▼ 20.2% |
| Land and buildings22 | €32,685 | €28,572 | €24,459 | €20,346 | €16,232 | ▼ 20.2% |
| Plant, machinery and equipment23 | €0 | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | €0 | €0 | €0 | €0 | €0 | - |
| Current assets29/58 | €3,254 | €105 | €6,517 | €2,423 | €271 | ▼ 88.8% |
| Amounts receivable within one year40/41 | €180 | €0 | €2,050 | €1,057 | €240 | ▼ 77.3% |
| Trade receivables40 | €180 | €0 | €2,050 | €1,057 | €240 | ▼ 77.3% |
| Other amounts receivable41 | €0 | - | €0 | - | - | - |
| Cash at bank and in hand54/58 | €74 | €105 | €1,637 | €1,366 | €31 | ▼ 97.7% |
| Deferred charges and accrued income490/1 | €3,000 | €0 | €2,830 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €35,939 | €28,676 | €30,976 | €22,769 | €16,504 | ▼ 27.5% |
| Equity10/15 | €13,987 | €5,730 | -€25,247 | -€44,061 | -€53,902 | ▼ 22.3% |
| Contributions10/11 | €107,756 | €107,756 | €107,756 | €107,756 | €107,756 | = |
| Revaluation surpluses12 | €49,632 | €49,632 | €49,632 | €49,632 | €49,632 | = |
| Reserves13 | €5,600 | €5,600 | €5,600 | €5,600 | €5,600 | = |
| Non-distributable reserves130/1 | €5,600 | €5,600 | €0 | - | - | - |
| Reserves not available under the articles1311 | €5,600 | €5,600 | €0 | - | - | - |
| Distributable reserves133 | - | - | €5,600 | €5,600 | €5,600 | = |
| Profit (loss) carried forward14 | -€149,001 | -€157,258 | -€188,235 | -€207,049 | -€216,890 | ▼ 4.8% |
| Amounts payable17/49 | €21,952 | €22,946 | €56,223 | €66,829 | €70,406 | ▲ 5.4% |
| Amounts payable within one year42/48 | €21,952 | €22,946 | €54,323 | €66,829 | €70,406 | ▲ 5.4% |
| Trade debts44 | €1,992 | €25 | €2,876 | €0 | €76 | - |
| Suppliers440/4 | €1,992 | €25 | €2,876 | €0 | €76 | - |
| Other amounts payable47/48 | €19,960 | €22,921 | €51,446 | €66,829 | €70,329 | ▲ 5.2% |
| Accrued charges and deferred income492/3 | - | - | €1,900 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€658 | -€8,257 | -€30,977 | -€18,814 | -€9,842 | ▲ 47.7% |
| + Depreciation and write-downs630 | €4,113 | €4,113 | €4,113 | €4,113 | €4,113 | = |
| Operating cash flow (approximation) | €3,455 | -€4,144 | -€26,864 | -€14,701 | -€5,728 | ▲ 61.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €31 | €1,533 | -€271 | -€1,335 | ▼ 393% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
State Gazette act
Appointments: Amélie Hesse (director) and Christophe Dupont (director)Resignation: Ariane Steyvers (director) · Registered-office move6 facts ▸
State Gazette act
Appointments: Amélie Hesse (director) and Christophe Dupont (director)
Resignation: Ariane Steyvers (director) · Registered-office move6 facts ▸
- Other statement, nature des modifications, Modifications non statutaires
- General meeting, 25-06-2026
- Registered-office move, Quai des Ardennes 48/53,4032 Liège
- Director appointment, Amélie Hesse (director)
- Director appointment, Christophe Dupont (director)
- Director resignation, Ariane Steyvers (director)
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€30,977
Net result drops to -€30,977, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Amélie Hesse
CurrentDirector · since 23-06-2026
Christophe Dupont
CurrentDirector · since 23-06-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1989
Ground area
1,315 m²
Building footprint
622 m²
Volume, LiDAR
18,442 m³
2 parcels, Wallonia · tallest building 34.5 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
Quai des Ardennes 50, 4020 Liège
since 19892.046.093.848
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806E0085/00X004 | Wallonia | 1,043 m² | 1 · 563 m² | 34.5 m · 11 fl. |
| 62023A0536/00L014 | Wallonia | 272 m² | 1 · 59 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Amélie Hesse |
|
| Christophe Dupont |
|
| Ariane Steyvers |
|
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Of 9,146 companies in sector 68201 we hold annual accounts for 6,775. 1,164 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-11-1989
Fiscal year end31-12
Abbreviation FR
T.L.T.
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0439005865
Also
9925:BE0439005865
Registered
15-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.