Financials
- Fiscal year
- 2025
- Total assets
- €136,960
- Loss
- -€2,808
- Solvency
- 45.4%
Turnover▲ 22.3%
Net result
20182022
ROWA
ActiveSummary
ROWA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,158 and a net result of -€2,808. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 62% of 16707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203NACE 70203
#6 oldest company in Boom, Real estate sector1 site
Size
€136,960total assets 2025
- Equity
- €62,158
- Loss
- -€2,808
Turnover not published (abridged schema)
Structure
Accounts 30 d early0 of 1 deed read
Why 88- Liquidity: current ratio 2.18, cash €1,538+ Founded in 1996+ Size: total assets €136,960+ Figures for FY 2025 (filed 01-07-2026)Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
70=
equity 45.4% of total assets
Liquidity
50=
short-term debt 12.3% · cash 1.1%
Profitability
47-9
return on assets -2.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%▼ -1.2% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.2%▼ -1.2% vs 02-2025lowest value
04-2025: 0.2%▲ +7.4% vs 03-2025
05-2025: 0.2%▲ +1.1% vs 04-2025
06-2025: 0.2%▼ -0.6% vs 05-2025
07-2025: 0.2%▲ +18.8% vs 06-2025
08-2025: 0.2%● 0.0% vs 07-2025
09-2025: 0.2%● 0.0% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%▼ -2.9% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -1.5% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.2%▲ +8.5% vs 03-2026
05-2026: 0.2%▲ +0.9% vs 04-2026
06-2026: 0.2%▼ -3.7% vs 05-2026
07-2026: 0.2%▲ +13.7% vs 06-2026highest value
08-2026: 0.2%▼ -12.5% vs 07-2026
09-2026: 0.2%● 0.0% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Founded in 1996 lowers the probability for this profile
- Size: total assets €136,960 lowers the probability for this profile
- Liquidity: current ratio 2.18, cash €1,538 raises the probability
- Figures for FY 2025 (filed 01-07-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.18 against 2.3 in 2024; short-term debt: 12.3% and cash: 1.1% of total assets), but 54.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 61%, liquidity 47%, profitability 41%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
44 d early
2023
70 d early
2022
47 d early
2021
72 d early
2020
61 d early
2019
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€2,808
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 01-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 17-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased non-residential…NACE 68203
- Founded
- 23-02-1996
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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