ELMY

Active

Private limited companyfounded 1996active for 30 yearsPoederleeseweg(HRT) 168, 2200 Herentals, BelgiumKBO/BCE: BE 0458.807.525

Summary

ELMY has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€34,038) and a net result of €2,468. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 9% of 17,093 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

ELMYActiveChecked score 54/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased non-residential real estate, excluding land

NACE 68203

1 site

Size

≈ €51,000turnover 2025, estimated

Equity: -€34,038
Profit: €2,468

Turnover estimated from the gross margin

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Structure

DE SUTTER MichèleDirector
NICASI YvanDirector

2025 accounts 9 days early1 of 4 deeds summarised

Why 54raises riskCapped at 59: negative equityNegative equity -€34,038Liquidity: current ratio 0.10lowers riskSize: total assets €148,352Founded in 1996Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 30% of its sector peers (NACE 68, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 2+2

equity -22.9% of total assets

Liquidity 14-13

short-term debt 79.1%

Profitability 41-40

return on assets 1.7%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,631 companies, NACE 68, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.8%▼ -0.2 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.7%▼ -0.1 percentage points vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.1, compared with 0.07 in 2024, below 1; short-term debt: 79.1% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 9% on solvency, 13% on liquidity, 37% on profitability and 62% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €148,352

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€34,038

NBB · annual accounts

Liquidity: current ratio 0.10

NBB · annual accounts

Founded in 1996

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 17093 sector peers (2025).

NBB · sector comparison

Position among 17093 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

9 days early

2024

1 day early

2023

5 days early

2022

20 days early

2022

3 days early

2021

3 days late

2020

26 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-07-2026 Annual accounts filedfinancial year 2025 · micro…
30-07-2025 Annual accounts filedfinancial year 2024 · micro…
26-07-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€34,038 View
Caution: Among the weakest 10% on solvencysector median 29.0% · 17,093 companies -22.9% View
Positive: Filed on time since financial year 2022accounts within the deadline every year 5 years View
Positive: 5 profitable years in a rowprofit 2025: €2,468 5 years View

By topic

Financials

Financial year: 2025
Total assets: €148,352
Profit: €2,468
Solvency: -22.9%

Total assets▲ 3.5%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

DE SUTTER MichèleDirector
NICASI YvanDirector

Go to Board & ownership

Timeline

Events: 31
Since: 1999
Next accounts: by 31-07-2027

11-07-2023Annual accounts filed
08-12-2022Resignations: DE SUTTER Michèle (zaakvoerder thans bestuurder)…
28-10-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Renting and operating of own or leased non-residential…NACE 68203
Founded: 17-09-1996
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 13

Annual meeting: 15 June at 18:00
Purpose: “De uitbating van een fitness-en gezondheidscentrum; De begeleiding,de scholing van zowel…” (deed in Dutch)

Go to Articles of association

Key facts about ELMY

What is the company number of ELMY?: 0458.807.525. In Belgium the VAT number is the company number with BE in front: BE 0458.807.525.
Where is ELMY based?: The registered office is at Poederleeseweg(HRT) 168, 2200 Herentals.Company details
What does ELMY do?: According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of ELMY?: Private limited company (BV).
When was ELMY founded?: On 17-09-1996.
Is ELMY still active?: Yes, ELMY is an active enterprise in the KBO register.
What is the turnover of ELMY?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ELMY profitable?: In financial year 2025, ELMY made a profit of €2,468.
Where can I find the annual accounts of ELMY?: ELMY filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ELMY due?: By 31-07-2027, for financial year 2026.Timeline