ROVAL
ActiveSummary
ROVAL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €33k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-15
Solvency52▲+8
Growth82▼-3
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.16 in 2024; short-term debt: 72.7% and cash: 18.1% of total assets), and 73.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
7.2%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-03-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
48 d late
2024
180 d late
2023
22 d late
2022
14 d late
2021
on the day
2020
8 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Turnover
€1.50M▼ 14.0%
2024 · €1.75M
EBIT margin
2.2%▲ 0.4pp
2024 · 1.8%
Net result
€33k▲ 59.7%
2024 · €21k
Working capital
€99k▲ 76.6%
2024 · €56k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€793k▲ 57.6%€1.76M▲ 122%€1.71M▼ 2.6%€1.75M▲ 1.8%€1.50M▼ 14.0%
Operating result€27k▲ 121%€34k▲ 25.2%€14k▼ 58.4%€32k▲ 120%€33k▲ 4.6%
Net result€21k▲ 121%€22k▲ 4.5%€5k▼ 77.6%€21k▲ 322%€33k▲ 59.7%
EBIT margin3.5%▲ 1.0pp2.0%▼ 1.5pp0.8%▼ 1.1pp1.8%▲ 1.0pp2.2%▲ 0.4pp
Equity€47k▲ 78.8%€64k▲ 35.5%€69k▲ 7.6%€90k▲ 29.9%€123k▲ 36.7%
Total assets€361k▲ 259%€652k▲ 80.7%€487k▼ 25.3%€467k▼ 4.2%€458k▼ 2.0%
Debt€314k▲ 323%€588k▲ 87.5%€418k▼ 28.9%€377k▼ 9.8%€335k▼ 11.2%
Working capital€47k▲ 91.7%€7k▼ 84.9%€20k▲ 186%€56k▲ 179%€99k▲ 76.6%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€25k ▼ 46.9%
Current assets
€432k ▲ 3.1%
Equity and liabilities €458k
Equity
€123k ▲ 36.7%
Debt
€335k ▼ 11.2%
Debt's share of the balance-sheet total falls from 80.8% to 73.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▲
2024 · €58k
Cash flow
€60k▲
2024 · €48k
Current ratio
1.30▲
2024 · 1.16
Debt to equity
2.73▼
2024 · 4.20
ROE
26.9%▲
2024 · 23.0%
ROA
7.2%▲
2024 · 4.4%
Debt ≤ 1 year
€333k▼
2024 · €363k
Debt > 1 year
€2k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €793k | €1.76M | €1.71M | €1.75M | €1.50M | ▼ 14.0% |
| Goods, raw materials, services and sundry goods60/61 | - | €1.71M | €1.69M | €1.70M | €1.44M | ▼ 15.3% |
| Remuneration, social security and pensions62 | - | €348 | €348 | €1k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €21k | €25k | €27k | €27k | ▲ 1.9% |
| Other operating charges640/8 | - | €6k | - | €980 | - | - |
| Gross operating margin9900 | €29k | €61k | €40k | €61k | €60k | ▼ 0.9% |
| Operating profit (loss)9901 | €27k | €34k | €14k | €32k | €33k | ▲ 4.6% |
| Financial income75/76B | - | €333 | €52 | €177 | - | - |
| Recurring financial income75 | €108 | €333 | €52 | €177 | - | - |
| Financial charges65/66B | - | €3k | €2k | €1k | - | - |
| Recurring financial charges65 | €840 | €3k | €2k | €1k | - | - |
| Profit (loss) for the period before taxes9903 | €27k | €31k | €13k | €30k | €33k | ▲ 8.6% |
| Income taxes67/77 | €6k | €10k | €8k | €10k | - | - |
| Profit (loss) for the period9904 | €21k | €22k | €5k | €21k | €33k | ▲ 59.7% |
| Profit (loss) for the period to be appropriated9905 | €21k | €22k | €5k | €21k | €33k | ▲ 59.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €361k | €652k | €487k | €467k | €458k | ▼ 2.0% |
| Fixed assets21/28 | €744 | €92k | €73k | €48k | €25k | ▼ 46.9% |
| Tangible fixed assets22/27 | €744 | €92k | €73k | €48k | €25k | ▼ 47.1% |
| Plant, machinery and equipment23 | - | €3k | €7k | €4k | €5k | ▲ 34.9% |
| Furniture and vehicles24 | - | €88k | €67k | €44k | €20k | ▼ 54.3% |
| Financial fixed assets28 | - | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €360k | €560k | €414k | €419k | €432k | ▲ 3.1% |
| Amounts receivable within one year40/41 | €339k | €546k | €349k | €369k | €349k | ▼ 5.3% |
| Trade receivables40 | - | €519k | €334k | €354k | €331k | ▼ 6.5% |
| Other amounts receivable41 | - | €27k | €16k | €15k | €19k | ▲ 21.4% |
| Cash at bank and in hand54/58 | €21k | €14k | €10k | €50k | €83k | ▲ 65.4% |
| Deferred charges and accrued income490/1 | - | - | €55k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €361k | €652k | €487k | €467k | €458k | ▼ 2.0% |
| Equity10/15 | €47k | €64k | €69k | €90k | €123k | ▲ 36.7% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €39k | €56k | €61k | €82k | €115k | ▲ 40.3% |
| Amounts payable17/49 | €314k | €588k | €418k | €377k | €335k | ▼ 11.2% |
| Amounts payable after more than one year17 | - | €35k | €25k | €14k | €2k | ▼ 86.5% |
| Financial debts170/4 | - | €35k | €25k | €14k | €2k | ▼ 86.5% |
| Amounts payable within one year42/48 | €314k | €553k | €394k | €363k | €333k | ▼ 8.3% |
| Current portion of amounts payable after more than one year42 | - | €11k | €13k | €14k | €15k | ▲ 6.9% |
| Trade debts44 | €228k | €403k | €261k | €225k | €197k | ▼ 12.2% |
| Suppliers440/4 | - | €118k | €28k | €27k | €197k | ▲ 622% |
| Bills of exchange payable441 | - | €285k | €233k | €198k | - | - |
| Taxes, remuneration and social security45 | - | €83k | €72k | €80k | €96k | ▲ 20.9% |
| Taxes450/3 | - | €10k | €17k | €17k | €13k | ▼ 24.1% |
| Remuneration and social security454/9 | - | €73k | €54k | €62k | €83k | ▲ 33.4% |
| Other amounts payable47/48 | - | €56k | €48k | €45k | €25k | ▼ 44.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €22k | €5k | €21k | €33k | ▲ 59.7% |
| + Depreciation and write-downs630 | €1k | €21k | €25k | €27k | €27k | ▲ 1.9% |
| Operating cash flow (approximation) | €22k | €43k | €30k | €48k | €60k | ▲ 27.0% |
| Investment in fixed assets (approximation) | - | €-112k | €-7k | €-1k | €-5k | ▼ 274% |
| Change in cash | - | €-7k | €-4k | €40k | €33k | ▼ 18.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 180 days late
30-06
Financial
Highest result since 2019net €33k ▲59.7%
Net result €33k, the highest in the series.
30-06
Financial
Equity above €100kEq €123k ▲36.7%
7 profitable years in a row build equity to €123k.
2024
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
30-06
Financial
Weakest financial yearnet €5k ▼77.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2016
Ground area
483 m²
Building footprint
244 m²
Volume, LiDAR
1,761 m³
2 parcels, Brussels, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ROVAL
since 20162.260.355.960
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0603/00W000 | Flanders | 275 m² | 1 · 146 m² | 11.8 m · 1 fl. |
| 21815D0100/00C005 | Brussels | 208 m² | 1 · 98 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,928 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-11-2016
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.