ROUSSEL CONSTRUCT
ActiveSummary
The annual accounts of ROUSSEL CONSTRUCT for fiscal year 2025 show a net loss of 62% of total assets and of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €3,099 and a net result of -€10,331. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 7524 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency43▼-42
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.21 against 2.47 in 2024; short-term debt: 81.5% and cash: 62.8% of total assets), and 81.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.5%
Return on assets
-61.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7524 sector peers (2025).
NBB · sector comparisonPosition among 7524 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
30 d late
2023
28 d late
2022
on the day
2021
31 d late
2020
19 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€3,099▼ 76.9%
2024 · €13,430
Total assets
€16,793▼ 25.1%
2024 · €22,431
Net result
-€10,331
2024 · €20,420
Working capital
€2,901▼ 78.1%
2024 · €13,232
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,592▼ 38.8%-€16,322-€8,387▲ 48.6%€21,095-€9,698
Net result€1,054▼ 49.9%-€16,902-€8,978▲ 46.9%€20,420-€10,331
Equity€18,890▲ 5.9%€1,988▼ 89.5%-€6,990€13,430€3,099▼ 76.9%
Total assets€38,663▲ 26.2%€35,951▼ 7.0%€33,851▼ 5.8%€22,431▼ 33.7%€16,793▼ 25.1%
Debt€19,773▲ 54.4%€33,963▲ 71.8%€40,841▲ 20.3%€9,001▼ 78.0%€13,694▲ 52.1%
Working capital€15,185▼ 4.1%€13,332▼ 12.2%-€7,188€13,232€2,901▼ 78.1%
Staff (FTE)1=1=1=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9,698 after €21,095 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16,793
Fixed assets
€198 =
Current assets
€16,595 ▼ 25.4%
Equity and liabilities €16,793
Equity
€3,099 ▼ 76.9%
Debt
€13,694 ▲ 52.1%
Debt's share of the balance-sheet total rises from 40.1% to 81.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.21▼
2024 · 2.47
Quick ratio
1.20▼
2024 · 2.47
Debt to equity
4.42▲
2024 · 0.67
ROE
-333.4%▼
2024 · 152.0%
ROA
-61.5%▼
2024 · 91.0%
Debt ≤ 1 year
€13,694▲
2024 · €9,001
Income taxes
€360=
2024 · €360
Staff costs
€64,282▼
2024 · €64,708
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €52,979 | €55,973 | €62,625 | €64,708 | €64,282 | ▼ 0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,939 | €2,549 | €958 | - | - | - |
| Other operating charges640/8 | €962 | €968 | €1,084 | €1,309 | €1,333 | ▲ 1.8% |
| Non-recurring operating charges66A | - | €15,000 | - | - | - | - |
| Gross operating margin9900 | €57,472 | €58,168 | €56,280 | €87,112 | €55,917 | ▼ 35.8% |
| Operating profit (loss)9901 | €1,592 | -€16,322 | -€8,387 | €21,095 | -€9,698 | ▼ 146% |
| Financial income75/76B | €1 | - | €15 | - | - | - |
| Recurring financial income75 | €1 | - | €15 | - | - | - |
| Financial charges65/66B | €215 | €234 | €246 | €315 | €273 | ▼ 13.3% |
| Recurring financial charges65 | €215 | €234 | €246 | €315 | €273 | ▼ 13.3% |
| Profit (loss) for the period before taxes9903 | €1,378 | -€16,556 | -€8,618 | €20,780 | -€9,971 | ▼ 148% |
| Income taxes67/77 | €324 | €346 | €360 | €360 | €360 | = |
| Profit (loss) for the period9904 | €1,054 | -€16,902 | -€8,978 | €20,420 | -€10,331 | ▼ 151% |
| Profit (loss) for the period to be appropriated9905 | €1,054 | -€16,902 | -€8,978 | €20,420 | -€10,331 | ▼ 151% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38,663 | €35,951 | €33,851 | €22,431 | €16,793 | ▼ 25.1% |
| Fixed assets21/28 | €3,705 | €1,156 | €198 | €198 | €198 | = |
| Tangible fixed assets22/27 | €3,507 | €958 | - | - | - | - |
| Plant, machinery and equipment23 | €1,072 | €348 | - | - | - | - |
| Furniture and vehicles24 | €2,435 | €610 | - | - | - | - |
| Financial fixed assets28 | €198 | €198 | €198 | €198 | €198 | = |
| Current assets29/58 | €34,958 | €34,795 | €33,653 | €22,233 | €16,595 | ▼ 25.4% |
| Stocks and contracts in progress3 | €512 | €1,369 | €1,500 | - | €188 | - |
| Stocks30/36 | €512 | €1,369 | €1,500 | - | €188 | - |
| Amounts receivable within one year40/41 | €6,403 | €28,729 | €14,133 | €9,948 | €3,796 | ▼ 61.8% |
| Trade receivables40 | €3,157 | €22,260 | €7,700 | €683 | €489 | ▼ 28.4% |
| Other amounts receivable41 | €3,246 | €6,469 | €6,433 | €9,265 | €3,307 | ▼ 64.3% |
| Cash at bank and in hand54/58 | €27,085 | €3,295 | €17,223 | €11,932 | €10,546 | ▼ 11.6% |
| Deferred charges and accrued income490/1 | €958 | €1,402 | €797 | €353 | €2,065 | ▲ 485% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38,663 | €35,951 | €33,851 | €22,431 | €16,793 | ▼ 25.1% |
| Equity10/15 | €18,890 | €1,988 | -€6,990 | €13,430 | €3,099 | ▼ 76.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€1,570 | -€18,472 | -€27,450 | -€7,030 | -€17,361 | ▼ 147% |
| Amounts payable17/49 | €19,773 | €33,963 | €40,841 | €9,001 | €13,694 | ▲ 52.1% |
| Amounts payable within one year42/48 | €19,773 | €21,463 | €40,841 | €9,001 | €13,694 | ▲ 52.1% |
| Trade debts44 | €7,518 | €18,751 | €16,308 | €1,602 | €4,245 | ▲ 165% |
| Suppliers440/4 | €7,518 | €18,751 | €16,308 | €1,602 | €4,245 | ▲ 165% |
| Taxes, remuneration and social security45 | €11,885 | €2,342 | €13,163 | €5,817 | €8,217 | ▲ 41.3% |
| Taxes450/3 | €8,382 | €84 | €7,552 | - | - | - |
| Remuneration and social security454/9 | €3,503 | €2,258 | €5,611 | €5,817 | €8,217 | ▲ 41.3% |
| Other amounts payable47/48 | €370 | €370 | €11,370 | €1,582 | €1,232 | ▼ 22.1% |
| Accrued charges and deferred income492/3 | - | €12,500 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,054 | -€16,902 | -€8,978 | €20,420 | -€10,331 | ▼ 151% |
| + Depreciation and write-downs630 | €1,939 | €2,549 | €958 | - | - | - |
| Operating cash flow (approximation) | €2,993 | -€14,353 | -€8,020 | €20,420 | -€10,331 | ▼ 151% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€23,790 | €13,928 | -€5,291 | -€1,386 | ▲ 73.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €20,420
Net result €20,420 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.47
Current ratio from 0.82 to 2.47; short-term debt falls from €40,841 to €9,001.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€16,902
Net result drops to -€16,902, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Back to profitnet €2,105
Net result €2,105 after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2000
Ground area
363 m²
Building footprint
65 m²
Parcel 25001B0016/02T003, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Chaussée de Wavre 137, 1390 Grez-Doiceau
since 20002.094.895.934
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25001B0016/02T003 | Wallonia | 363 m² | 1 · 65 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 4,698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
68121Development of residential building projects
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.