Checked.be
Active
BE 0784.587.369Private limited company
ROUFFA
Kiezelweg 199 ·3620 Lanaken, Belgium· 4 yrs active
Sector: Other specialised construction activities
(43990)
Conclusion
The computed 12-month bankruptcy probability of ROUFFA is 4.5% (elevated). The 2025 annual accounts show negative equity (€-184) and a net result of €-65. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2906 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €-184 |
| Net result | €-65 |
| Better than sector | 5% |
| Active | 4 yrs |
Financial profile
63
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
22
Profitability
100
Solvency
41
Growth
58
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
22
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
65
2022
17
2023
13
2024
22
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.85 (< 1.0)
-10
Equity
Negative equity
-25
Profitability
ROE 35% (≥ 10%)
+10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 01-06-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -17.3% | 43.3% | |
| Net result | €-65 | €13k | |
| Equity | €-184 | €44k | |
| Gross operating margin | €75 | €39k | |
| Total assets | €1k | €115k |
€-65
-
22-25
€1k
+221.4%
22-25
€-184
-55.0%
22-25
€-184
-55.0%
22-25
€1k
+177.6%
22-25
€1k
+177.6%
22-25
0.85
+15.8%
22-25
0.85
+15.8%
22-25
-17.3%
+51.8%
22-25
-6.80
-79.1%
22-25
35.5%
-
22-25
-6.1%
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | - | - | - | - |
| Net profit | €-65 | €154 | €-1k | €-1k |
| Cash flow | - | - | - | - |
| Staff costs | - | - | - | - |
| Income taxes | - | - | - | - |
| Dividends | - | - | - | - |
| Total assets | €1k | €332 | €310 | €1k |
| Equity | €-184 | €-119 | €-273 | €912 |
| Debt | €1k | €450 | €583 | €348 |
| of which ≤ 1y | €1k | €450 | €583 | €348 |
| of which > 1y | - | - | - | - |
| Working capital | €-184 | €-119 | €-273 | €912 |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.85 | 0.74 | 0.53 | 3.62 |
| Quick ratio | 0.85 | 0.74 | 0.53 | 3.62 |
| Working capital ratio | -17.3% | -35.8% | -88.0% | 72.4% |
| Solvency | -17.3% | -35.8% | -88.0% | 72.4% |
| Debt / equity | -6.80 | -3.80 | -2.14 | 0.38 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | - | - | - |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -6.1% | 46.6% | -381.7% | -86.4% |
| ROE | 35.5% | -130.2% | 433.9% | -119.4% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €1k | €332 | €310 | €1k |
| Current assets | 29/58 | €1k | €332 | €310 | €1k |
| Amounts receivable within one year | 40/41 | €711 | €241 | €250 | €1k |
| Cash & bank | 54/58 | €354 | €90 | €60 | €63 |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1k | €332 | €310 | €1k |
| Equity | 10/15 | €-184 | €-119 | €-273 | €912 |
| Contributions / capital | 10/11 | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €-2k | €-2k | €-2k | €-1k |
| Amounts payable | 17/49 | €1k | €450 | €583 | €348 |
| Amounts payable within one year | 42/48 | €1k | €450 | €583 | €348 |
| Trade debts payable within one year | 44 | €1k | €450 | €583 | €348 |
| Income statement | |||||
| Gross operating margin | 9900 | €75 | €356 | €-1k | €-1k |
| Operating result | 9901 | €13 | €232 | €-1k | €-1k |
| Financial income | 75 | - | €1 | - | - |
| Financial charges | 65 | €78 | €79 | €82 | €18 |
| Result before taxes | 9903 | €-65 | €154 | €-1k | €-1k |
| Net result for the period | 9904 | €-65 | €154 | €-1k | €-1k |
| Result to be appropriated | 9905 | €-65 | €154 | €-1k | €-1k |
Legal Structure
| NACE primary | Other specialised construction activities(43990) |
| Legal form | Private limited company(610) |
| Incorporation | 07-04-2022 |
| Status | Active |
| Postal code | 3620 |
Establishment units
ROUFFA
since 20222.330.969.683
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73088A0735/00M000 | Flanders | 436 m² | 1 · 192 m² | 10.6 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €154
Net result €154 after 2 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other specialised construction activities43990Specialised construction activities43999
Names & trade names
| Legal nameNL | ROUFFA |
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