Summary
ROTSAERT EPF is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €575,819 and a net result of €11,669. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 29% of 5587 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
25 d late
2024
11 d late
2023
29 d late
2022
30 d late
2021
31 d late
2020
26 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€575,819▲ 2.1%
2024 · €564,150
Net result
€11,669▲ 110%
2024 · €5,544
Total assets
€2.0m▼ 1.6%
2024 · €2.0m
Solvency
28.8%▲ 1.0pp
2024 · 27.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,834▼ 43.5%€18,965▲ 27.8%€19,299▲ 1.8%€32,717▲ 69.5%€39,037▲ 19.3%
Net result€152below the sector's middle half▼ 98.4%€3,613below the sector's middle half▲ 2,278%€828below the sector's middle half▼ 77.1%€5,544within the sector's middle half▲ 570%€11,669within the sector's middle half▲ 110%
Equity€554,165within the sector's middle half=€557,778within the sector's middle half▲ 0.7%€558,606within the sector's middle half▲ 0.1%€564,150within the sector's middle half▲ 1.0%€575,819within the sector's middle half▲ 2.1%
Total assets€1.9mwithin the sector's middle half▼ 2.6%€1.8mwithin the sector's middle half▼ 2.2%€2.1mwithin the sector's middle half▲ 13.6%€2.0mwithin the sector's middle half▼ 2.4%€2.0mwithin the sector's middle half▼ 1.6%
Debt€1.3m▼ 3.7%€1.3m▼ 3.3%€1.5m▲ 19.4%€1.5m▼ 3.6%€1.4m▼ 3.0%
Working capital-€949,123below the sector's middle half▲ 0.5%-€944,336below the sector's middle half▲ 0.5%-€934,435below the sector's middle half▲ 1.0%-€926,981below the sector's middle half▲ 0.8%€254,720within the sector's middle half
Solvency29.5%within the sector's middle half▲ 0.8pp30.4%within the sector's middle half▲ 0.8pp26.8%within the sector's middle half▼ 3.6pp27.7%within the sector's middle half▲ 0.9pp28.8%within the sector's middle half▲ 1.0pp
Current ratio0.11below the sector's middle half▼ 0.020.09below the sector's middle half▼ 0.010.29below the sector's middle half▲ 0.190.27below the sector's middle half▼ 0.013.84above the sector's middle half▲ 3.56
Return on assets (ROA)0.0%below the sector's middle half▼ 0.5pp0.2%below the sector's middle half▲ 0.2pp0.0%below the sector's middle half▼ 0.2pp0.3%below the sector's middle half▲ 0.2pp0.6%within the sector's middle half▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€1.7m ▼ 1.7%
Current assets
€344,464 ▼ 1.4%
Equity and liabilities €2.0m
Equity
€575,819 ▲ 2.1%
Debt
€1.4m ▼ 3.0%
Debt's share of the balance-sheet total falls from 72.3% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
2.0%▲
2024 · 1.0%
Debt ≤ 1 year
€89,744▼
2024 · €1.3m
Debt > 1 year
€1.3m▲
2024 · €188,508
Income taxes
€6,049▲
2024 · €2,936
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,767 | €27,338 | €27,522 | €27,923 | €27,991 | ▲ 0.2% |
| Other operating charges640/8 | €8,814 | €9,005 | €10,113 | €10,234 | €10,552 | ▲ 3.1% |
| Gross operating margin9900 | €50,415 | €55,307 | €56,933 | €70,874 | €77,580 | ▲ 9.5% |
| Operating profit (loss)9901 | €14,834 | €18,965 | €19,299 | €32,717 | €39,037 | ▲ 19.3% |
| Financial income75/76B | - | €117 | - | - | - | - |
| Recurring financial income75 | - | €117 | - | - | - | - |
| Financial charges65/66B | €14,641 | €14,349 | €17,832 | €24,237 | €21,319 | ▼ 12.0% |
| Recurring financial charges65 | €14,641 | €14,349 | €17,832 | €24,237 | €21,319 | ▼ 12.0% |
| Profit (loss) for the period before taxes9903 | €193 | €4,732 | €1,466 | €8,480 | €17,718 | ▲ 109% |
| Income taxes67/77 | €41 | €1,119 | €639 | €2,936 | €6,049 | ▲ 106% |
| Profit (loss) for the period9904 | €152 | €3,613 | €828 | €5,544 | €11,669 | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | €152 | €3,613 | €828 | €5,544 | €11,669 | ▲ 110% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.8m | €2.1m | €2.0m | €2.0m | ▼ 1.6% |
| Fixed assets21/28 | €1.8m | €1.7m | €1.7m | €1.7m | €1.7m | ▼ 1.7% |
| Tangible fixed assets22/27 | €1.0m | €986,405 | €958,883 | €935,654 | €907,663 | ▼ 3.0% |
| Land and buildings22 | €1.0m | €983,203 | €956,436 | €933,961 | €906,725 | ▼ 2.9% |
| Plant, machinery and equipment23 | - | €3,202 | €2,447 | €1,693 | €938 | ▼ 44.6% |
| Financial fixed assets28 | €750,000 | €750,000 | €750,000 | €750,000 | €750,000 | = |
| Current assets29/58 | €115,863 | €99,041 | €375,423 | €349,399 | €344,464 | ▼ 1.4% |
| Amounts receivable within one year40/41 | €109,750 | €96,128 | €367,348 | €349,087 | €341,096 | ▼ 2.3% |
| Trade receivables40 | €97,472 | €73,104 | €54,920 | €30,368 | €19,368 | ▼ 36.2% |
| Other amounts receivable41 | €12,278 | €23,024 | €312,428 | €318,719 | €321,728 | ▲ 0.9% |
| Cash at bank and in hand54/58 | €3,985 | €555 | €845 | €312 | €686 | ▲ 120% |
| Deferred charges and accrued income490/1 | €2,128 | €2,358 | €7,229 | - | €2,682 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.8m | €2.1m | €2.0m | €2.0m | ▼ 1.6% |
| Equity10/15 | €554,165 | €557,778 | €558,606 | €564,150 | €575,819 | ▲ 2.1% |
| Contributions10/11 | €450,000 | €450,000 | €450,000 | €450,000 | €450,000 | = |
| Reserves13 | €104,165 | €107,778 | €108,606 | €114,150 | €125,819 | ▲ 10.2% |
| Non-distributable reserves130/1 | €8,000 | €8,000 | - | - | - | - |
| Reserves not available under the articles1311 | €8,000 | €8,000 | - | - | - | - |
| Distributable reserves133 | €96,165 | €99,778 | €108,606 | €114,150 | €125,819 | ▲ 10.2% |
| Amounts payable17/49 | €1.3m | €1.3m | €1.5m | €1.5m | €1.4m | ▼ 3.0% |
| Amounts payable after more than one year17 | €256,683 | €234,291 | €211,568 | €188,508 | €1.3m | ▲ 600% |
| Financial debts170/4 | €256,683 | €234,291 | €211,568 | €188,508 | €165,108 | ▼ 12.4% |
| Other amounts payable178/9 | - | - | - | - | €1.2m | - |
| Amounts payable within one year42/48 | €1.1m | €1.0m | €1.3m | €1.3m | €89,744 | ▼ 93.0% |
| Current portion of amounts payable after more than one year42 | €22,065 | €22,392 | €24,602 | €24,966 | €23,401 | ▼ 6.3% |
| Financial debts43 | €994,800 | €958,500 | €932,100 | €892,500 | €45,350 | ▼ 94.9% |
| Other loans439 | €994,800 | €958,500 | €932,100 | €892,500 | €45,350 | ▼ 94.9% |
| Trade debts44 | €3,146 | €3,385 | €3,370 | €905 | €3,309 | ▲ 266% |
| Suppliers440/4 | €3,146 | €3,385 | €3,370 | €905 | €3,309 | ▲ 266% |
| Taxes, remuneration and social security45 | €13,294 | €13,294 | €20,400 | €12,636 | €17,684 | ▲ 40.0% |
| Taxes450/3 | €13,294 | €13,294 | €20,400 | €12,636 | €17,684 | ▲ 40.0% |
| Other amounts payable47/48 | €31,681 | €45,806 | €329,386 | €345,374 | - | - |
| Accrued charges and deferred income492/3 | - | - | €4,275 | €6,015 | €17,700 | ▲ 194% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €152 | €3,613 | €828 | €5,544 | €11,669 | ▲ 110% |
| + Depreciation and write-downs630 | €26,767 | €27,338 | €27,522 | €27,923 | €27,991 | ▲ 0.2% |
| Operating cash flow (approximation) | €26,919 | €30,951 | €28,349 | €33,467 | €39,660 | ▲ 18.5% |
| Investment in fixed assets (approximation) | - | -€3,772 | €0 | -€4,694 | €0 | ▲ 100% |
| Change in cash | - | -€3,430 | €290 | -€533 | €373 | ▲ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Liquidity times 14current ratio 3.84
Current ratio from 0.27 to 3.84; short-term debt falls from €1.3m to €89,744.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €152 ▼98.4%
Net result drops to €152, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2017
Ground area
2,655 m²
Building footprint
677 m²
Volume, LiDAR
3,011 m³
Parcel 31040D0429/00C000, Flanders · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ROTSAERT EPF
since 20172.262.088.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0429/00C000 | Flanders | 2,655 m² | 1 · 677 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
48%
According to the 2025 annual accounts of ROTSAERT EPF and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0668719087
Also
9925:BE0668719087
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.