BOBVDB
ActiveBOBVDB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.59M and a net result of €422k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 5487 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
55 d early
2023
58 d early
2022
25 d early
2021
33 d early
2020
43 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.59M▲ 1.4%
2024 · €1.56M
2018: €222k
2019: €280k
2020: €347k
2021: €579k
2022: €933k
2023: €1.28M
2024: €1.56M
2018 → 2025
Net result
€422k▼ 2.6%
2024 · €434k
2018: €57k
2019: €59k
2020: €67k
2021: €267k
2022: €415k
2023: €429k
2024: €434k
2018 → 2025
Total assets
€2.44M▲ 26.1%
2024 · €1.94M
2018: €317k
2019: €364k
2020: €415k
2021: €1.27M
2022: €1.36M
2023: €1.64M
2024: €1.94M
2018 → 2025
Solvency
65.0%▼ 15.8pp
2024 · 80.8%
2018: 69.9%
2019: 76.9%
2020: 83.5%
2021: 45.7%
2022: 68.7%
2023: 78.1%
2024: 80.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€579k-€933k▲ 61.3%€1.28M▲ 37.2%€1.56M▲ 22.2%€1.59M▲ 1.4%
Operating result€89k-€70k▼ 21.7%€67k▼ 3.8%€67k▲ 0.7%€71k▲ 5.5%
Net result€267k-€415k▲ 55.3%€429k▲ 3.5%€434k▲ 1.0%€422k▼ 2.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.44M
Fixed assets
€1.96M▲ 21.4%
Current assets
€481k▲ 49.9%
Equity and liabilities €2.44M
Equity
€1.59M▲ 1.4%
Debt
€854k▲ 130%
The debt ratio rises from 19.2% to 35.0%: debt grows faster than equity.
Key figures and ratios
Solvency
65.0%▼
2024 · 80.8%
ROE
26.6%▼
2024 · 27.7%
ROA
17.3%▼
2024 · 22.4%
Debt
€854k▲
2024 · €371k
Debt ≤ 1 year
€768k▲
2024 · €224k
Debt > 1 year
€84k▼
2024 · €146k
Income taxes
€18k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.94M€2.44M▲
Fixed assets21/28€1.61M€1.96M▲
Tangible fixed assets22/27€848€113▼
Furniture and vehicles24€848€113▼
Financial fixed assets28€1.61M€1.96M▲
Current assets29/58€321k€481k▲
Amounts receivable within one year40/41€12k€59k▲
Trade receivables40€12k€14k▲
Other amounts receivable41-€45k
Cash at bank and in hand54/58€309k€422k▲
Equity and liabilities
Total equity and liabilities10/49€1.94M€2.44M▲
Equity10/15€1.56M€1.59M▲
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€1.50M€1.52M▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€1.49M€1.51M▲
Amounts payable17/49€371k€854k▲
Amounts payable after more than one year17€146k€84k▼
Financial debts170/4€146k€84k▼
Amounts payable within one year42/48€224k€768k▲
Current portion of amounts payable after more than one year42€62k€62k▲
Trade debts44€102€702▲
Suppliers440/4€102€702▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Other amounts payable47/48€159k€697k▲
Accrued charges and deferred income492/3€486€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€907€736▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€70k€73k▲
Operating profit (loss)9901€67k€71k▲
Financial income75/76B€388k€373k▼
Recurring financial income75€388k€373k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€452k€440k▼
Income taxes67/77€18k€18k▼
Profit (loss) for the period9904€434k€422k▼
Profit (loss) for the period to be appropriated9905€434k€422k▼
Appropriation of the result
Profit (loss) to be appropriated9906€434k€422k▼
Transfer from equity791/2-€400k
Transfer to equity691/2€284k€422k▲
To other reserves6921€284k€422k▲
Profit to be distributed694/7€150k€400k▲
Return on contributions (dividend)694€150k€400k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €434k ▲1%
Net result €434k, the highest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.28M ▲37.2%
6 profitable years in a row build equity to €1.28M.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €579k ▲66.9%
4 profitable years in a row build equity to €579k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlamingstraat 38560 WevelgemGround area
5,528 m²
Building footprint
2,989 m²
Volume, LiDAR
17,387 m³
Parcel 34041C0793/00G002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOBVDB
since 20162.250.554.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041C0793/00G002 | Flanders | 5,528 m² | 1 · 2,989 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 11,552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-01-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.