ROSINI
ActiveROSINI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181k and a net result of €-20k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency79▼-11
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.91 in 2024), but 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
26 d early
2022
10 d early
2021
33 d early
2020
8 d early
2019
129 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€181k▼ 10.1%
2024 · €202k
2018: €152k
2019: €169k
2020: €40k
2021: €153k
2022: €190k
2023: €150k
2024: €202k
2018 → 2025
Total assets
€454k▲ 3.4%
2024 · €439k
2018: €352k
2019: €432k
2020: €281k
2021: €327k
2022: €385k
2023: €406k
2024: €439k
2018 → 2025
Net result
€-20k
2024 · €52k
2018: €102k
2019: €77k
2020: €-129k
2021: €113k
2022: €36k
2023: €-40k
2024: €52k
2018 → 2025
Working capital
€192k▼ 4.5%
2024 · €201k
2018: €142k
2019: €168k
2020: €82k
2021: €163k
2022: €195k
2023: €143k
2024: €201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€190k▲ 23.8%€150k▼ 21.2%€202k▲ 35.0%€181k▼ 10.1%
Operating result€123k-€60k▼ 50.9%€-30k€91k€64k▼ 29.8%
Net result€113k-€36k▼ 67.8%€-40k€52k€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €454k
Fixed assets
€6k▼ 69.1%
Current assets
€448k▲ 6.6%
Equity and liabilities €454k
Equity
€181k▼ 10.1%
Provisions
€16k▼ 8.3%
Debt
€256k▲ 16.8%
The debt ratio rises from 50.0% to 56.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€66k▼
2024 · €101k
Cash flow
€-18k▼
2024 · €62k
Solvency
40.0%▼
2024 · 46.0%
Current ratio
1.75▼
2024 · 1.91
Quick ratio
1.75▼
2024 · 1.91
Debt / equity
1.41▲
2024 · 1.09
ROE
-11.3%▼
2024 · 25.9%
ROA
-4.5%▼
2024 · 11.9%
Interest coverage
0.81▼
2024 · 7.07
Debt
€256k▲
2024 · €220k
Debt ≤ 1 year
€256k▲
2024 · €220k
Income taxes
€3k▼
2024 · €24k
Staff costs
€120k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€439k€454k▲
Fixed assets21/28€19k€6k▼
Tangible fixed assets22/27€13k€6k▼
Plant, machinery and equipment23€284€0▼
Furniture and vehicles24€1k€1k▼
Other tangible fixed assets26€12k€4k▼
Financial fixed assets28€5k€280▼
Current assets29/58€420k€448k▲
Amounts receivable after more than one year29€300k€300k=
Other amounts receivable291€300k€300k=
Amounts receivable within one year40/41€94k€116k▲
Trade receivables40€3k€16k▲
Other amounts receivable41€92k€100k▲
Current investments50/53€268€268=
Cash at bank and in hand54/58€19k€30k▲
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€439k€454k▲
Equity10/15€202k€181k▼
Contributions10/11€46k€46k=
Reserves13€156k€156k=
Distributable reserves133€156k€156k=
Profit (loss) carried forward14€0€-20k▼
Provisions and deferred taxes16€18k€16k▼
Provisions for liabilities and charges160/5€18k€16k▼
Pensions and similar obligations160€18k€16k▼
Amounts payable17/49€220k€256k▲
Amounts payable within one year42/48€220k€256k▲
Current portion of amounts payable after more than one year42€20k€160▼
Financial debts43€41k€52k▲
Credit institutions430/8€41k€52k▲
Trade debts44€51k€64k▲
Suppliers440/4€51k€64k▲
Taxes, remuneration and social security45€94k€112k▲
Taxes450/3€60k€74k▲
Remuneration and social security454/9€35k€38k▲
Other amounts payable47/48€13k€29k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€10k▲
Remuneration, social security and pensions62€128k€120k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€764€2k▲
Other operating charges640/8€15k€13k▼
Non-recurring operating charges66A-€6k
Gross operating margin9900€244k€207k▼
Operating profit (loss)9901€91k€64k▼
Financial income75/76B€8€576▲
Recurring financial income75€8€576▲
Financial charges65/66B€14k€82k▲
Recurring financial charges65€14k€82k▲
Profit (loss) for the period before taxes9903€77k€-17k▼
Income taxes67/77€24k€3k▼
Profit (loss) for the period9904€52k€-20k▼
Profit (loss) for the period to be appropriated9905€52k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-20k▼
Profit (loss) brought forward from the previous period14P€-40k€0▲
Transfer to equity691/2€12k€0▼
To other reserves6921€12k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
Financial
Equity above €200kEq €202k ▲35%
Equity rises from €150k to €202k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €113k
Net result €113k after one loss-making year.
31-12
Financial
Equity above €150kEq €153k ▲282%
Equity rises from €40k to €153k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-129k ▼267%
Net result drops to €-129k, the lowest in the series; recovery starts the following year.
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-12-2023
Resigned as Opvolgende niet statutaire bestuurder
Location & real-estate footprint
Registered office, Bonheiden · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 352820 BonheidenGround area
225 m²
Building footprint
170 m²
Volume, LiDAR
1,662 m³
2 parcels, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Rosini
since 20112.201.403.914
ROSINI
since 20212.318.603.866
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0517/03H000 | Flanders | 167 m² | 1 · 112 m² | 9.8 m · 3 fl. |
| 12025E0548/00A000 | Flanders | 59 m² | 1 · 59 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARECHAL
BE 0871.920.726
Gent · Eq €182k
KESTENS.COM
BE 0882.840.748
Bilzen-Hoeselt · Eq €182k
PROMORGA
BE 0426.176.527
Ukkel · Eq €181k
Immo Patrim'one
BE 0837.178.492
Grez-Doiceau · Eq €182k
WIM MERTENS
BE 0461.842.932
Lichtervelde · Eq €182k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2009
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.