ROSE-LIE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €787k and a net result of €173k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 5523 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
8 d early
2023
20 d early
2022
24 d early
2021
61 d late
2020
89 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€787k▲ 13.4%
2024 · €694k
2018: €203k
2019: €215k
2020: €264k
2021: €347k
2022: €411k
2023: €538k
2024: €694k
2018 → 2025
Net result
€173k▲ 9.9%
2024 · €157k
2018: €49k
2019: €13k
2020: €50k
2021: €84k
2022: €64k
2023: €128k
2024: €157k
2018 → 2025
Total assets
€1.21M▲ 9.4%
2024 · €1.10M
2018: €817k
2019: €829k
2020: €824k
2021: €927k
2022: €956k
2023: €1.03M
2024: €1.10M
2018 → 2025
Solvency
65.2%▲ 2.3pp
2024 · 62.9%
2018: 24.8%
2019: 25.9%
2020: 32.1%
2021: 37.4%
2022: 43.0%
2023: 52.5%
2024: 62.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€347k-€411k▲ 18.3%€538k▲ 31.0%€694k▲ 29.0%€787k▲ 13.4%
Operating result€133k-€102k▼ 23.7%€195k▲ 91.5%€231k▲ 18.6%€252k▲ 8.8%
Net result€84k-€64k▼ 22.9%€128k▲ 99.1%€157k▲ 22.3%€173k▲ 9.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€854k▲ 9.0%
Current assets
€353k▲ 10.4%
Equity and liabilities €1.21M
Equity
€787k▲ 13.4%
Debt
€420k▲ 2.7%
The debt ratio falls from 37.1% to 34.8%. Equity and debt are higher.
Key figures and ratios
Solvency
65.2%▲
2024 · 62.9%
ROE
21.9%▼
2024 · 22.6%
ROA
14.3%▲
2024 · 14.2%
Debt
€420k▲
2024 · €409k
Debt ≤ 1 year
€189k▲
2024 · €141k
Debt > 1 year
€229k▼
2024 · €263k
Income taxes
€76k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.21M▲
Fixed assets21/28€783k€854k▲
Tangible fixed assets22/27-€71k
Furniture and vehicles24-€71k
Financial fixed assets28€783k€783k=
Current assets29/58€320k€353k▲
Amounts receivable within one year40/41€295k€345k▲
Trade receivables40€6k€3k▼
Other amounts receivable41€289k€342k▲
Cash at bank and in hand54/58€21k€4k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.21M▲
Equity10/15€694k€787k▲
Contributions10/11€19k€19k=
Reserves13€676k€769k▲
Distributable reserves133€676k€769k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€409k€420k▲
Amounts payable after more than one year17€263k€229k▼
Financial debts170/4€263k€229k▼
Amounts payable within one year42/48€141k€189k▲
Current portion of amounts payable after more than one year42€34k€51k▲
Trade debts44€877€4k▲
Suppliers440/4€877€4k▲
Taxes, remuneration and social security45€53k€31k▼
Taxes450/3€53k€31k▼
Other amounts payable47/48€53k€103k▲
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€11k▲
Other operating charges640/8€2k€6k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€233k€268k▲
Operating profit (loss)9901€231k€252k▲
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€17k€14k▼
Recurring financial charges65€17k€14k▼
Profit (loss) for the period before taxes9903€224k€249k▲
Income taxes67/77€67k€76k▲
Profit (loss) for the period9904€157k€173k▲
Profit (loss) for the period to be appropriated9905€157k€173k▲
Appropriation of the result
Profit (loss) to be appropriated9906€157k€173k▲
Transfer from equity791/2-€80k
Transfer to equity691/2€156k€173k▲
To other reserves6921€156k€173k▲
Profit to be distributed694/7€859€80k▲
Return on contributions (dividend)694€859€80k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €173k ▲9.9%
Operating result €252k, net result €173k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €500kEq €538k ▲31%
6 profitable years in a row build equity to €538k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
31-12
Financial
Weakest financial yearnet €13k ▼73.3%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Canal(LN) 407730 EstaimpuisGround area
1,016 m²
Building footprint
65 m²
Volume, LiDAR
466 m³
Parcel 57046A0083/03S000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROSE-LIE
since 20132.216.027.158
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57046A0083/03S000 | Wallonia | 1,016 m² | 1 · 65 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.