Summary
Innesto is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €777,671 and a net result of €79,963. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 5585 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
18 d early
2023
on the day
2022
39 d early
2021
1 d late
2020
53 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by total assets in Leopoldsburg, Finance and insurance sector#1 company by equity in Leopoldsburg, Finance and insurance sector#9 oldest company in Leopoldsburg, Finance and insurance sector
Equity
€777,671▲ 11.2%
2024 · €699,426
Net result
€79,963▼ 52.0%
2024 · €166,628
Total assets
€1.4m▲ 2.1%
2024 · €1.4m
Solvency
56.3%▲ 4.6pp
2024 · 51.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€98,342▲ 25.7%€110,986▲ 12.9%€216,310▲ 94.9%€241,307▲ 11.6%€119,496▼ 50.5%
Net result€61,712within the sector's middle half▲ 26.1%€53,613within the sector's middle half▼ 13.1%€155,709within the sector's middle half▲ 190%€166,628within the sector's middle half▲ 7.0%€79,963within the sector's middle half▼ 52.0%
Equity€328,343within the sector's middle half▲ 22.4%€380,356within the sector's middle half▲ 15.8%€534,465within the sector's middle half▲ 40.5%€699,426within the sector's middle half▲ 30.9%€777,671within the sector's middle half▲ 11.2%
Total assets€1.3mwithin the sector's middle half▲ 1.3%€1.3mwithin the sector's middle half▼ 3.4%€1.2mwithin the sector's middle half▼ 8.3%€1.4mwithin the sector's middle half▲ 15.3%€1.4mwithin the sector's middle half▲ 2.1%
Debt€995,295▼ 4.2%€898,895▼ 9.7%€638,662▼ 29.0%€653,258▲ 2.3%€603,011▼ 7.7%
Working capital-€397,495below the sector's middle half▲ 15.8%-€318,365below the sector's middle half▲ 19.9%-€129,607within the sector's middle half▲ 59.3%€68,485within the sector's middle half€93,396within the sector's middle half▲ 36.4%
Solvency24.8%within the sector's middle half▲ 4.3pp29.7%within the sector's middle half▲ 4.9pp45.6%within the sector's middle half▲ 15.8pp51.7%within the sector's middle half▲ 6.1pp56.3%within the sector's middle half▲ 4.6pp
Current ratio0.33within the sector's middle half▲ 0.110.40within the sector's middle half▲ 0.070.56within the sector's middle half▲ 0.161.21within the sector's middle half▲ 0.651.30within the sector's middle half▲ 0.09
Return on assets (ROA)4.7%within the sector's middle half▲ 0.9pp4.2%within the sector's middle half▼ 0.5pp13.3%above the sector's middle half▲ 9.1pp12.3%above the sector's middle half▼ 1.0pp5.8%within the sector's middle half▼ 6.5pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€976,262 ▲ 2.5%
Current assets
€404,420 ▲ 0.9%
Equity and liabilities €1.4m
Equity
€777,671 ▲ 11.2%
Debt
€603,011 ▼ 7.7%
Debt's share of the balance-sheet total falls from 48.3% to 43.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
10.3%▼
2024 · 23.8%
Debt ≤ 1 year
€311,024▼
2024 · €332,180
Debt > 1 year
€269,215▼
2024 · €301,855
Income taxes
€23,111▼
2024 · €52,482
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | €1,629 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59,121 | €58,684 | €58,579 | €57,419 | €69,608 | ▲ 21.2% |
| Other operating charges640/8 | - | €8,749 | €8,706 | €10,138 | €10,532 | ▲ 3.9% |
| Non-recurring operating charges66A | - | €174 | €62 | €588 | €256 | ▼ 56.4% |
| Gross operating margin9900 | €167,340 | €178,594 | €283,658 | €309,452 | €199,892 | ▼ 35.4% |
| Operating profit (loss)9901 | €98,342 | €110,986 | €216,310 | €241,307 | €119,496 | ▼ 50.5% |
| Financial income75/76B | - | €1,948 | €3,987 | €2,080 | €10,080 | ▲ 385% |
| Recurring financial income75 | €1,144 | €1,948 | €3,987 | €2,080 | €10,080 | ▲ 385% |
| Financial charges65/66B | - | €9,140 | €15,869 | €24,278 | €26,503 | ▲ 9.2% |
| Recurring financial charges65 | €12,100 | €9,140 | €15,869 | €24,278 | €26,503 | ▲ 9.2% |
| Profit (loss) for the period before taxes9903 | €87,386 | €103,794 | €204,429 | €219,110 | €103,073 | ▼ 53.0% |
| Income taxes67/77 | €25,674 | €50,181 | €48,720 | €52,482 | €23,111 | ▼ 56.0% |
| Profit (loss) for the period9904 | €61,712 | €53,613 | €155,709 | €166,628 | €79,963 | ▼ 52.0% |
| Profit (loss) for the period to be appropriated9905 | €61,712 | €53,613 | €155,709 | €166,628 | €79,963 | ▼ 52.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.3m | €1.2m | €1.4m | €1.4m | ▲ 2.1% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.0m | €952,020 | €976,262 | ▲ 2.5% |
| Tangible fixed assets22/27 | €1.1m | €1.1m | €1.0m | €952,020 | €976,262 | ▲ 2.5% |
| Land and buildings22 | - | €1.1m | €999,027 | €944,248 | €889,469 | ▼ 5.8% |
| Furniture and vehicles24 | - | €9,181 | €5,381 | €2,741 | €81,763 | ▲ 2,883% |
| Other tangible fixed assets26 | - | €5,030 | €5,030 | €5,030 | €5,030 | = |
| Current assets29/58 | €196,936 | €211,233 | €163,689 | €400,665 | €404,420 | ▲ 0.9% |
| Amounts receivable within one year40/41 | €122,522 | €164,910 | €112,197 | €339,335 | €329,337 | ▼ 2.9% |
| Trade receivables40 | - | €31,720 | €5,623 | €49,220 | €105,561 | ▲ 114% |
| Other amounts receivable41 | - | €133,190 | €106,574 | €290,115 | €223,776 | ▼ 22.9% |
| Cash at bank and in hand54/58 | €68,484 | €41,998 | €37,825 | €53,098 | €65,289 | ▲ 23.0% |
| Deferred charges and accrued income490/1 | - | €4,325 | €13,668 | €8,232 | €9,793 | ▲ 19.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.3m | €1.2m | €1.4m | €1.4m | ▲ 2.1% |
| Equity10/15 | €328,343 | €380,356 | €534,465 | €699,426 | €777,671 | ▲ 11.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €309,743 | €361,756 | €515,865 | €680,826 | €759,071 | ▲ 11.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €359,896 | €514,005 | €680,826 | €759,071 | ▲ 11.5% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €995,295 | €898,895 | €638,662 | €653,258 | €603,011 | ▼ 7.7% |
| Amounts payable after more than one year17 | €396,135 | €365,303 | €333,880 | €301,855 | €269,215 | ▼ 10.8% |
| Financial debts170/4 | - | €365,303 | €333,880 | €301,855 | €269,215 | ▼ 10.8% |
| Amounts payable within one year42/48 | €594,431 | €529,598 | €293,296 | €332,180 | €311,024 | ▼ 6.4% |
| Current portion of amounts payable after more than one year42 | - | €33,375 | €34,015 | €34,667 | €35,738 | ▲ 3.1% |
| Financial debts43 | - | €11,721 | €23,039 | €23,554 | €1,391 | ▼ 94.1% |
| Credit institutions430/8 | - | €11,721 | €23,039 | €23,554 | €1,391 | ▼ 94.1% |
| Trade debts44 | €8,272 | €8,749 | €7,676 | €20,675 | €12,545 | ▼ 39.3% |
| Suppliers440/4 | - | €8,749 | €7,676 | €20,675 | €12,545 | ▼ 39.3% |
| Taxes, remuneration and social security45 | - | €8,151 | €14,537 | €14,429 | €17,475 | ▲ 21.1% |
| Taxes450/3 | - | €6,151 | €11,289 | €11,181 | €14,227 | ▲ 27.2% |
| Remuneration and social security454/9 | - | €2,000 | €3,248 | €3,248 | €3,248 | = |
| Other amounts payable47/48 | - | €467,603 | €214,029 | €238,855 | €243,875 | ▲ 2.1% |
| Accrued charges and deferred income492/3 | - | €3,993 | €11,486 | €19,223 | €22,772 | ▲ 18.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61,712 | €53,613 | €155,709 | €166,628 | €79,963 | ▼ 52.0% |
| + Depreciation and write-downs630 | €59,121 | €58,684 | €58,579 | €57,419 | €69,608 | ▲ 21.2% |
| Operating cash flow (approximation) | €120,833 | €112,297 | €214,288 | €224,047 | €149,571 | ▼ 33.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€93,851 | - |
| Change in cash | - | -€26,486 | -€4,173 | €15,273 | €12,191 | ▼ 20.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €166,628 ▲7%
Operating result €241,307, net result €166,628, both a record.
30-06
Financial
Liquidity doublescurrent ratio 1.21
Current ratio from 0.56 to 1.21.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €500,000Eq €534,465 ▲40.5%
5 profitable years in a row build equity to €534,465.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €48,940 ▼66.5%
Net result drops to €48,940, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2013
Ground area
1,423 m²
Building footprint
311 m²
Volume, LiDAR
1,985 m³
Parcel 71034A3701/00B000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Innesto BVBA
since 20132.215.629.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A3701/00B000 | Flanders | 1,423 m² | 1 · 311 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,200 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2012
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0508756882
Also
9925:BE0508756882
Registered
10-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.