ROSE GROUP INVEST
ActiveSummary
ROSE GROUP INVEST has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €44k. Equity is growing by ~95.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-3
Solvency47▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.01 in 2023; short-term debt: 67.4% and cash: 1.8% of total assets), and 78% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22%
Return on assets
10.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
118 d late
2022
102 d late
2021
29 d early
2020
32 d early
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44k▲ 67.7%
2023 · €26k
2018: €113
2019: €-86
2020: €156
2021: €9k
2022: €23k
2023: €26k
2018 → 2024
Working capital
€40k▲ 1,678%
2023 · €2k
2021: €12k
2022: €15k
2023: €2k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3k-€12k▲ 269%€24k▲ 106%€46k▲ 86.2%€89k▲ 96.1%
Operating result€12k€25k▲ 114%€34k▲ 37.0%€63k▲ 84.5%
Net result€156-€9k▲ 5,451%€23k▲ 161%€26k▲ 15.6%€44k▲ 67.7%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 85% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €405k
Fixed assets
€92k ▲ 112%
Current assets
€313k ▲ 100%
Equity and liabilities €405k
Equity
€89k ▲ 96.1%
Debt
€316k ▲ 105%
Debt's share of the balance-sheet total rises from 77.2% to 78.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▲
2023 · €39k
Cash flow
€65k▲
2023 · €31k
Current ratio
1.15▲
2023 · 1.01
Debt to equity
3.54▲
2023 · 3.38
ROE
49.0%▼
2023 · 57.3%
ROA
10.8%▼
2023 · 13.1%
Interest coverage
17.65▼
2023 · 79.96
Debt ≤ 1 year
€273k▲
2023 · €154k
Debt > 1 year
€43k
Income taxes
€16k▲
2023 · €8k
Staff costs
€18k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€200k€405k▲
Fixed assets21/28€43k€92k▲
Tangible fixed assets22/27€26k€73k▲
Furniture and vehicles24€26k€73k▲
Financial fixed assets28€18k€18k▲
Current assets29/58€156k€313k▲
Amounts receivable within one year40/41€153k€305k▲
Trade receivables40€121k€268k▲
Other amounts receivable41€31k€37k▲
Cash at bank and in hand54/58€3k€7k▲
Deferred charges and accrued income490/1€551€1k▲
Equity and liabilities
Total equity and liabilities10/49€200k€405k▲
Equity10/15€46k€89k▲
Contributions10/11€10k€10k=
Outside capital11€10k€10k=
Other1109/19€10k€10k=
Reserves13€58€58=
Non-distributable reserves130/1€58€58=
Reserves not available under the articles1311€58€58=
Profit (loss) carried forward14€36k€79k▲
Amounts payable17/49€154k€316k▲
Amounts payable after more than one year17-€43k
Financial debts170/4-€43k
Amounts payable within one year42/48€154k€273k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€135k€230k▲
Suppliers440/4€135k€230k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€14k€28k▲
Taxes450/3€13k€27k▲
Remuneration and social security454/9€2k€698▼
Other amounts payable47/48€5k-
Income statement
Code20232024
Remuneration, social security and pensions62€24k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€21k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€64k€106k▲
Operating profit (loss)9901€34k€63k▲
Financial income75/76B€672€2k▲
Recurring financial income75€672€2k▲
Financial charges65/66B€488€5k▲
Recurring financial charges65€488€5k▲
Profit (loss) for the period before taxes9903€34k€60k▲
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€26k€44k▲
Profit (loss) for the period to be appropriated9905€26k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€79k▲
Profit (loss) brought forward from the previous period14P€15k€36k▲
Profit to be distributed694/7€5k-
Directors or managers695€5k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Highest result since 2018net €44k ▲67.7%
Net result €44k, the highest in the series.
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 102 days late
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €156
Net result €156 after one loss-making year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
31-12
Financial
Weakest financial yearnet €-86 ▼176%
Net result drops to €-86, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 48 days late
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 130 days late
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 134 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaarbeeklei 6361800 VilvoordeGround area
1,161 m²
Building footprint
1,107 m²
Volume, LiDAR
12,106 m³
Parcel 23644H0308/00Y003, Flanders · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ROSE GROUP INVEST
since 20212.324.274.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23644H0308/00Y003 | Flanders | 1,161 m² | 1 · 1,107 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMONTE
BE 0839.393.656
Mons · Eq €89,301
DEBO INVEST
BE 0866.718.358
De Haan · Eq €89,326
KANTIENBERG
BE 0819.640.397
Brussel · Eq €89,268
SARGON
BE 0440.261.026
Ottignies-Louvain-la-Neuve · Eq €89,216
LR&L
BE 0688.582.115
Péruwelz · Eq €89,462
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,279 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
81210General cleaning of buildings
43310Plastering work
43350Other building finishing work
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:rosegroup.be
E-mail:info@rosegroup.be