Checked.be
Active
BE 0553.973.730Private limited company
ROSA E
Palokenstraat(P) 7 ·1670 Pepingen, Belgium· 12 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
ROSA E has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €35k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €99k |
| Net result | €35k |
| Better than sector | 73% |
| Active | 12 yrs |
Financial profile
94
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
90
Profitability
100
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
90
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€9k
estimate, not credit advice
Score history
93
2021
98
2022
90
2023
100
2024
90
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 4.44 (≥ 1.5)
+10
Quick ratio
Quick ratio 4.44 (≥ 1.0)
+5
Leverage
Debt/equity 0.29 (< 1.0)
+10
Profitability
ROE 36% (≥ 10%)
+10
Interest coverage
Interest coverage 25.5× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-06-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~2.7%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 77.4% | 55.9% | |
| Net result | €35k | €27k | |
| Equity | €99k | €83k | |
| Gross operating margin | €51k | €54k | |
| Total assets | €128k | €186k |
€51k
-2.8%
21-25
€35k
-3.7%
21-25
€37k
-7.3%
21-25
€128k
-10.7%
21-25
€99k
-1.9%
21-25
€97k
+7.7%
21-25
€14k
-3.3%
21-25
€37k
+216.4%
21-25
€29k
-31.6%
21-25
€28k
-32.8%
21-25
4.44
+41.1%
21-25
4.44
+41.1%
21-25
77.4%
+9.8%
21-25
0.29
-30.3%
21-25
35.8%
-1.8%
21-25
27.7%
+7.8%
21-25
25.53
-60.0%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €51k | €52k | €15k | €22k | €15k |
| Net profit | €35k | €37k | €11k | €14k | €10k |
| Cash flow | €37k | €40k | €12k | €16k | €11k |
| Staff costs | - | - | - | - | - |
| Income taxes | €14k | €14k | €5k | €7k | €5k |
| Dividends | €37k | €12k | €21k | €20k | - |
| Total assets | €128k | €143k | €106k | €116k | €100k |
| Equity | €99k | €101k | €76k | €86k | €92k |
| Debt | €29k | €42k | €30k | €31k | €8k |
| of which ≤ 1y | €28k | €42k | €30k | €30k | €8k |
| of which > 1y | - | - | - | - | - |
| Working capital | €97k | €91k | €75k | €85k | €89k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 4.44 | 3.15 | 3.49 | 3.79 | 11.60 |
| Quick ratio | 4.44 | 3.15 | 3.49 | 3.79 | 11.60 |
| Working capital ratio | 76.4% | 63.4% | 70.6% | 72.7% | 88.7% |
| Solvency | 77.4% | 70.5% | 71.6% | 73.6% | 91.6% |
| Debt / equity | 0.29 | 0.42 | 0.40 | 0.36 | 0.09 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 25.53 | 63.81 | 56.79 | 59.53 | 32.38 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 27.7% | 25.7% | 10.2% | 12.4% | 9.9% |
| ROE | 35.8% | 36.4% | 14.3% | 16.8% | 10.8% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €128k | €143k | €106k | €116k | €100k |
| Fixed assets | 21/28 | €2k | €10k | €1k | €1k | €3k |
| Tangible fixed assets | 22/27 | €2k | €10k | €1k | €1k | €3k |
| Current assets | 29/58 | €126k | €133k | €105k | €115k | €97k |
| Amounts receivable within one year | 40/41 | €12k | €36k | €44k | €45k | €35k |
| Investments | 50/53 | - | €50k | - | - | - |
| Cash & bank | 54/58 | €110k | €42k | €57k | €66k | €58k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €128k | €143k | €106k | €116k | €100k |
| Equity | 10/15 | €99k | €101k | €76k | €86k | €92k |
| Contributions / capital | 10/11 | €13k | €13k | €13k | €13k | €13k |
| Reserves | 13 | €86k | €88k | €63k | €73k | €79k |
| Amounts payable | 17/49 | €29k | €42k | €30k | €31k | €8k |
| Amounts payable within one year | 42/48 | €28k | €42k | €30k | €30k | €8k |
| Trade debts payable within one year | 44 | €5k | €4k | €4k | €920 | €794 |
| Income statement | ||||||
| Gross operating margin | 9900 | €51k | €53k | €15k | €22k | €15k |
| Operating result | 9901 | €49k | €49k | €14k | €20k | €14k |
| Financial income | 75 | €2k | €3k | €2k | €1k | €1k |
| Financial charges | 65 | €2k | €818 | €267 | €369 | €468 |
| Result before taxes | 9903 | €49k | €51k | €16k | €21k | €14k |
| Income taxes | 67/77 | €14k | €14k | €5k | €7k | €5k |
| Net result for the period | 9904 | €35k | €37k | €11k | €14k | €10k |
| Result to be appropriated | 9905 | €35k | €37k | €11k | €14k | €10k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 20-06-2014 |
| Status | Active |
| Postal code | 1670 |
Establishment units
ROSA E
since 20142.232.354.733
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23064C0042/00K000 | Flanders | 723 m² | 1 · 134 m² | 6.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €37k ▲238%
Net result €37k, the highest in the series.
31-12
Financial
Equity above €100kEq €101k ▲32.8%
4 profitable years in a row build equity to €101k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameNL | ROSA E |
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