ROPIVER
ActiveSummary
ROPIVER has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €193k and a net result of €34k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-3
Solvency100▲+4
Growth35=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 3.07 in 2023; short-term debt: 22.8% and cash: 72.6% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
42 d early
2022
43 d early
2021
39 d early
2020
33 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€161k▼ 34.2%
2019 · €245k
2019: €245k
2019 → 2020
EBIT margin
20.4%▼ 3.2pp
2019 · 23.6%
2019: 23.6%
2019 → 2020
Net result
€34k▼ 5.4%
2023 · €36k
2019: €38k
2020: €20k
2021: €29k
2022: €26k
2023: €36k
2019 → 2024
Working capital
€140k▲ 4.4%
2023 · €134k
2019: €8k
2020: €39k
2021: €66k
2022: €87k
2023: €134k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€161k-
Equity€71k-€99k▲ 40.2%€124k▲ 25.0%€159k▲ 28.5%€193k▲ 20.9%
Operating result€33k-€44k▲ 34.7%€40k▼ 9.5%€57k▲ 41.1%€52k▼ 8.5%
Net result€20k-€29k▲ 46.5%€26k▼ 12.3%€36k▲ 40.9%€34k▼ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €254k
Fixed assets
€56k ▲ 107%
Current assets
€198k ▼ 0.4%
Equity and liabilities €254k
Equity
€193k ▲ 20.9%
Debt
€61k ▼ 7.9%
Debt's share of the balance-sheet total falls from 29.3% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▼
2023 · €71k
Cash flow
€51k▲
2023 · €51k
Current ratio
3.42▲
2023 · 3.07
Debt to equity
0.32▼
2023 · 0.41
ROE
17.7%▼
2023 · 22.7%
ROA
13.5%▼
2023 · 16.0%
Interest coverage
21.38▼
2023 · 42.45
Debt ≤ 1 year
€58k▼
2023 · €65k
Income taxes
€16k▼
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€226k€254k▲
Formation expenses20€0€0=
Fixed assets21/28€27k€56k▲
Tangible fixed assets22/27€27k€56k▲
Plant, machinery and equipment23€12k€7k▼
Furniture and vehicles24€8k€41k▲
Other tangible fixed assets26€7k€8k▲
Current assets29/58€198k€198k▼
Amounts receivable within one year40/41€23k€12k▼
Trade receivables40€22k€12k▼
Other amounts receivable41€1k€14▼
Cash at bank and in hand54/58€171k€184k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€226k€254k▲
Equity10/15€159k€193k▲
Contributions10/11€14k€14k=
Reserves13€128k€160k▲
Distributable reserves133€128k€160k▲
Profit (loss) carried forward14€18k€19k▲
Amounts payable17/49€66k€61k▼
Amounts payable within one year42/48€65k€58k▼
Trade debts44€20k€3k▼
Suppliers440/4€20k€3k▼
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€8k▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48€43k€47k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€72k€70k▼
Operating profit (loss)9901€57k€52k▼
Financial income75/76B€33€2k▲
Recurring financial income75€33€2k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€55k€50k▼
Income taxes67/77€19k€16k▼
Profit (loss) for the period9904€36k€34k▼
Profit (loss) for the period to be appropriated9905€36k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€52k▼
Profit (loss) brought forward from the previous period14P€16k€18k▲
Transfer to equity691/2€34k€32k▼
To other reserves6921€34k€32k▼
Profit to be distributed694/7€800€800=
Return on contributions (dividend)694€800€800=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €159k ▲28.5%
5 profitable years in a row build equity to €159k.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €124k ▲25%
4 profitable years in a row build equity to €124k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €20k ▼46.8%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwierstraat(Zar) 49500 GeraardsbergenGround area
1,685 m²
Building footprint
202 m²
Volume, LiDAR
1,059 m³
Parcel 41079A0756/00P000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ropiver
since 20182.277.698.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41079A0756/00P000 | Flanders | 1,685 m² | 1 · 202 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bouwbedrijf Robrecht Blomme
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A.A. CONSTRUCT
BE 0511.960.357
Kraainem · Eq €192,863
BOUWWERKEN VAN DORPE
BE 0456.633.537
Wingene · Eq €192,764
VECOE
BE 0667.516.782
Ternat · Eq €192,929
RAS
BE 0844.891.576
Hasselt · Eq €192,724
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,175 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
33120Repair and maintenance of machinery
43110Demolition
43211General electrical installation work
43240Other construction installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.