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Generated 12-08-2026
Active BE 0465.091.343Public limited companyOpen bankruptcy

Ropat

Luitenant Jacopsstraat 54 ·1750 Lennik, Belgium· 27 yrs active
Sector: Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg (77229)
Conclusion Checked

A bankruptcy procedure is open for Ropat according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €321k and a net result of €-185k.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €321k
Net result €-185k
Staff (FTE) 4.3
Better than sector 38%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency24Growth32Stability0
11 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 24
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 17-10-2022 with the NBB · fiscal year 2021 · verkort
€-200k€-100k€0€100kOperating result 2018: €140k€140kNet result 2018: €90k€90kOperating result 2019: €-874€-874Net result 2019: €85k€85kOperating result 2020: €16k€16kNet result 2020: €57k€57kOperating result 2021: €-177k€-177kNet result 2021: €-185k€-185k2018201920202021
Operating resultNet result
Sector comparison
Fiscal year 2021 · NACE 77, Renting & leasing · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 17.3% 25.1%
better than 38% of 79 sector peers
Net result €-185k €12k
better than 6% of 79 sector peers
Equity €321k €173k
better than 67% of 79 sector peers
Gross operating margin €38k €157k
better than 25% of 78 sector peers
Staff costs €195k €111k
higher than 68% of 33 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-162k
- 18-21
Net profit
€-185k
- 18-21
Cash flow
€-170k
- 18-21
Total assets
€1.85M
+7.4% 18-21
Equity
€321k
-36.6% 18-21
Working capital
€82k
-67.5% 18-21
Employees (FTE)
4
-15.7% 18-21
Staff costs
€195k
- 18-21
Income taxes
€0
-100.0% 18-21
Debt
€1.53M
+25.6% 18-21
Debt ≤ 1y
€1.33M
+30.8% 18-21
Debt > 1y
€200k
0.0% 18-21
Current ratio
1.06
-15.0% 18-21
Quick ratio
0.52
+78.7% 18-21
Solvency
17.3%
-41.0% 18-21
Debt / equity
4.77
+1107.7% 18-21
ROE
-57.7%
- 18-21
ROA
-10.0%
- 18-21
Interest coverage
-19.73
- 18-21
Figures by fiscal year
Fiscal year2021
Depositverkort
Revenue-
EBITDA€-162k
Net profit€-185k
Cash flow€-170k
Staff costs€195k
Income taxes€0
Dividends-
Total assets€1.85M
Equity€321k
Debt€1.53M
of which ≤ 1y€1.33M
of which > 1y€200k
Working capital€82k
Employees (FTE)4.3
Ratios (computed)
2021
Current ratio1.06
Quick ratio0.52
Working capital ratio4.5%
Solvency17.3%
Debt / equity4.77
Long-term debt ratio0.62
Interest coverage-19.73
Gross margin-
Net margin-
ROA-10.0%
ROE-57.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€1.85M
Fixed assets 21/28€443k
Intangible fixed assets 21€400k
Tangible fixed assets 22/27€42k
Financial fixed assets 28€1k
Current assets 29/58€1.41M
Stocks & contracts in progress 3€714k
Amounts receivable within one year 40/41€684k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.85M
Equity 10/15€321k
Contributions / capital 10/11€278k
Reserves 13€171k
Accumulated profits (losses) 14€-129k
Amounts payable 17/49€1.53M
Amounts payable after one year 17€200k
Amounts payable within one year 42/48€1.33M
Trade debts payable within one year 44€130k
Income statement
Gross operating margin 9900€38k
Operating result 9901€-177k
Financial charges 65€8k
Result before taxes 9903€-185k
Income taxes 67/77€0
Net result for the period 9904€-185k
Result to be appropriated 9905€-185k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator Ilse VAN DE MIEROP
WOLSTRAAT 68-70, 1000 BRUSSEL 1
 22-11-2022 → present Belgian State Gazette
Legal Structure
NACE primary Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg(77229)
Legal form Public limited company(014)
Incorporation07-01-1999
StatusActive
Postal code1750
First BS signal 29-11-2022
Latest BS signal 29-11-2022
Establishment units 3 locations
Houte 121, 9860 Oosterzele
Overige financiële instellingen, n.e.g.
since 19992.090.889.339
Hengelsport Pajottenland Fish'n Go
Luitenant Jacopsstraat 54, 1750 LennikDetailhandel in spellen en speelgoed
since 20192.310.002.243
Hengelsport Pajottenland Fish'n go wvl
Iepersestraat 124-126, 8800 RoeselareDetailhandel in spellen en speelgoed
since 20202.300.933.337
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23072B0117/00D003 Flanders 1,681 m² 1 · 212 m² 8.4 m · 1 fl.
44007B1410/00N000 Flanders 1,463 m² 1 · 68 m² 9.5 m · 2 fl.
36503C1308/00E004 Flanders 565 m² 1 · 166 m² 10.2 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2022
29-11-2022
Bankruptcy Opening
Ondernemingsrechtbank Brussel · ROPAT NV LUITENANT JACOPSSTRAAT 54 C, 1750 LENNIK · event 22-11-2022
17-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
09-02-2022
State Gazette act Registered-office change
2021
30-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
23-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
17-07-2018
NBB filing Annual accounts filed
fiscal year 2016 · micro
29-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2015
17-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
11-06-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
19-06-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2012
13-07-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
Lifecycle & Insolvency Signals 1 events
29-11-2022
Bankruptcy Opening
Date: 22-11-2022 · Ondernemingsrechtbank Brussel · ROPAT NV LUITENANT JACOPSSTRAAT 54 C, 1750 LENNIK · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262022-11-29 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
Address history · 1
09-02-2022
Registered-office move
All acts · 1 updated 4 years ago
2022
09-02-2022 Registered office moved to Lennik Registered-office change
  • Luitenant Jacopsstraat 54 C te 1750 Lennik
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Luitenant Jacopsstraat 54 C te 1750 Lennik",
        "city": "Lennik",
        "region": "vlaams_gewest",
        "street": "Luitenant Jacopsstraat",
        "country": "BE",
        "postcode": "1750",
        "box_number": "C",
        "street_number": "54",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": "2022-01-26",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-02-09",
    "filing_date": "2022-02-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2022-01-26",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0465.091.343",
    "name_full": null,
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Joost Vandewiele",
    "org_rep_person_name": null,
    "person_role_at_subject": "Gedelegeerd bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verhuur van overige roerende goederen voor persoonlijk of huishoudelijk gebruik, n.e.g.71408Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg77229Verhuur en lease van andere consumentenartikelen, n.e.g.77299
Primary activity highlighted.
Names & trade names
Legal nameNL Ropat
Registered office
Luitenant Jacopsstraat 54 bus C
1750 Lennik, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative