Equity
-€363,827
Debts exceed assets in financial year 2026.
ROOZ
Overview
Lifetime
5 annual accounts with figures on one time axispeak €42,937 (2024)
-€67,613▼ €42,296
lowest -€281,849 (2026)
-€281,849▼ €245,284
peak €20 (2022)
-€363,827▼ €281,849
€7.2m▼ 10.9%
Board2 names since 2020
2 directorsROZENDAAL Willem and 1 other
Documentsfilings and deeds
30-10-20261 day before the deadline
2026micro format
Gross margin from -€25,317 to -€67,613Loss of €281,849Registered office moved within Lier 22-07Equity from -€81,978 to -€363,827
Key points
from the 2026 annual accountsResult
-€281,849 ▼ 671%
The result fell in 2026 from -€36,564 to -€281,849.
Debts
€7.2m 105% of the balance sheet
Filings
5 annual accounts 2 late
The 2023 accounts came latest: 30 days after the end of the period.
Starting capital
€25,000
Position in the sector
-€281,849
Lower net result than 95% of companies in real estate. Sector median €10,072 · 477 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 8% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.5%▲ +0.2 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.5 percentage points vs 07-2026
09-2026: 1.1%▲ +0.1 percentage points vs 08-2026
10-2026: 1.4%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 1.1%▼ -0.3 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 0.02, cash €16,586
Negative equity -€363,827
1 change of registered office in 24 months
lowers risk
Size: total assets €6.9m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 9% of them on solvency, 3% on liquidity, 19% on profitability and 2% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 111 companies had the same profile as ROOZ has now. Each dot is one company, two years later.
96.4%
were still trading
2.7%
stopped another way
0.0%
went bankrupt
Another 0.9% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ROOZ itself is higher: 1.1% within 12 months. It rests on far more data about ROOZ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 111 companies, not a prediction for ROOZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02 (0.0 in 2025), below 1. Short-term debt is 105.3% and cash 0.2% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
2223242526
2022 to 2026 · latest year -€363,827
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
1 day early
2025
on the day
2024
on the day
2023
30 days late
2022
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 6 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- ROZENDAAL Willem founderdeed of 19-08-2020
- ROZENDAAL Wim founderdeed of 19-08-2020
Recent changes
Registered office moved within Lier
New registered office: Antwerpsestraat 41, 2500 Lier · Previous registered office: Antwerpsestraat 71, 2500 Lier · Gazette deed
Environmental permit granted
Functiewijziging, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Provincie Antwerpen
Registered office moved from Antwerp to Lier
New registered office: Antwerpsestraat 71 te 2500 Lier · Previous registered office: Koningin Astridplein 12/13 te 2018 Antwerpen · General meeting of 25-01-2021 · Gazette deed
Incorporation
Founding capital of €25,000 · Founders: ROZENDAAL Willem and ROZENDAAL Wim · Appointments: ROZENDAAL Willem (director) and ROZENDAAL Wim (director) · published on 19-08-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROOZ Lier | €6.9m | -€67,613 | -5.3% | - |
| VELO28 Essen | €7.3m | -€17,819 | 44.2% | - |
| Oude Baan Zoersel | €5.4m | -€128,234 | -3.8% | - |
| AD-NEW CO Kortemark | €6.3m | -€24,915 | -19.5% | - |
| CALMERON REAL ESTATE Antwerp | €5.2m | -€54,515 | 76.0% | 1 |
| L&L Projects Antwerp | €6.9m | -€22,207 | -12.8% | - |
| HEJME CB 105 Ghent | €5.5m | -€2,382 | -1.8% | 0 |
These companies have the same main activity as ROOZ: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €5.2m and €7.3m, founded between 2017 and 2021.
Official details
Source: KBO- Status
- Active since 15-08-2020Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.306.556.7632500 Lier, since 15-08-2020
- Financial year end
- 31 March
- Peppol
- Not found in the Peppol Directory
Annual accounts to 31-03-2026
- -€67,613▼ 167%
- €281,849▲ 671%
- -€363,827▼ 344%
- €6.9m▼ 14.5%
- Filing
- Filed on 30-10-2026, 1 day before the end of the filing period
Insights on ROOZ
ROOZ files the micro format. That format states no turnover. The gross margin fell from -€12,726 in 2022 to -€67,613 in 2026.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 30-10-2026, 1 day before the deadline-€67,613
▼ €42,296
-€76,019
▼ €49,063
-€281,849
▼ €245,284
-€7.1m
▲ €1.0m
-5.3%
▼ 4.3 percentage points
0.02
▲ 0.02
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €6.9m on 31-03-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-5.3%
Higher than 19% of 17,190 companies in 2025.
0.02
Lower than 95% of 16,487 companies in 2025.
-4.1%
Higher than 34% of 16,866 companies in 2025.
ROOZ
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
6.9m | 8.0m | 8.0m | 4.3m | 2.3m | |
21/28 |
6.7m | 8.0m | 7.8m | 3.6m | 1.7m | |
21 |
595,585 | 595,585 | 595,585 | - | - | |
22/27 |
5.9m | 7.3m | 7.0m | 3.6m | 1.7m | |
22 |
0 | 1.3m | 1.3m | - | - | |
27 |
5.9m | 6.0m | 5.7m | 3.6m | 1.7m | |
28 |
177,415 | 177,415 | 177,415 | - | - | |
29/58 |
162,622 | 15,220 | 202,974 | 655,440 | 557,772 | |
40/41 |
146,036 | 324 | 143,314 | 522,213 | 365,402 | |
40 |
145,536 | 0 | 133,117 | 508,018 | - | |
41 |
500 | 324 | 10,197 | 14,196 | 365,402 | |
54/58 |
16,586 | 14,896 | 59,660 | 133,227 | 187,409 | |
490/1 |
- | - | - | - | 4,960 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
6.9m | 8.0m | 8.0m | 4.3m | 2.3m | |
10/15 |
-363,827 | -81,978 | -45,414 | -78,853 | 20 | |
10/11 |
25,000 | 25,000 | 25,000 | 25,000 | 25,000 | |
14 |
-388,827 | -106,978 | -70,414 | -103,853 | -24,980 | |
17/49 |
7.2m | 8.1m | 8.0m | 4.4m | 2.3m | |
42/48 |
7.2m | 8.1m | 8.0m | 4.4m | 2.3m | |
42 |
- | - | 0 | 30,000 | - | |
44 |
0 | 11,645 | 170,181 | - | 1,210 | |
440/4 |
0 | 11,645 | 170,181 | - | 1,210 | |
47/48 |
7.2m | 8.1m | 7.8m | 4.3m | 2.3m | |
| Income statement | ||||||
76A |
- | 0 | 60,946 | - | - | |
9900 |
-67,613 | -25,317 | 42,937 | -72,859 | -12,726 | |
640/8 |
8,406 | 1,639 | 998 | 405 | 11,797 | |
9901 |
-76,019 | -26,955 | 41,939 | -73,263 | -24,522 | |
75/76B |
- | 0 | 0 | - | - | |
75 |
- | 0 | 0 | - | - | |
65/66B |
205,830 | 9,609 | 8,500 | 5,610 | 458 | |
65 |
205,830 | 9,609 | 8,500 | 5,610 | 458 | |
9903 |
-281,849 | -36,564 | 33,439 | -78,873 | -24,980 | |
9904 |
-281,849 | -36,564 | 33,439 | -78,873 | -24,980 | |
9905 |
-281,849 | -36,564 | 33,439 | -78,873 | -24,980 | |
| Appropriation of the result | ||||||
9906 |
-388,827 | -106,978 | -70,414 | -103,853 | -24,980 | |
14P |
-106,978 | -70,414 | -103,853 | -24,980 | - | |
| Social balance sheet | ||||||
9087 |
0 | - | - | - | - | |
| Document | ||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 30-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 30-10-2026 | 2026-00601194 | |
| 31-03-2025 | micro format | 31-10-2025 | 2025-00561218 | |
| 31-03-2024 | micro format | 31-10-2024 | 2024-00530314 | |
| 31-03-2023 | micro format | 30-11-2023 | 2023-00518958 | |
| 31-03-2022 | micro format | 03-11-2022 | 2022-20486338 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| 532,783 | 271,835 | 4.1m | 1.9m | 1.7m | ||
| 1,690 | -44,763 | -73,567 | -54,182 | - | ||
| -7.1m | -8.1m | -7.8m | -3.7m | -1.7m | ||
| -5.3% | -1.0% | -0.6% | -1.8% | 0.0% | ||
| 0.02 | 0.00 | 0.03 | 0.15 | 0.24 | ||
| -4.1% | -0.5% | 0.4% | -1.8% | -1.1% |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 | 31-03-2024 | 31-03-2023 | 31-03-2022 |
|---|---|---|---|---|---|
| Tangible fixed assets | €532,783 | €271,835 | €3.3m | €1.9m | €1.7m |
| Intangible fixed assets | - | - | €595,585 | - | - |
| Financial fixed assets | - | - | €177,415 | - | - |
Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)
Insights on ROOZ
The operating result for 2026 is a loss of €76,019, larger than the loss of €26,955 in 2025. It is the lowest result since 2022.
Equity is negative. Debt (€7.2m) exceeds the balance-sheet total (€6.9m).
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 19-08-2020
listed in the 2026 annual accounts, filed on 30-10-2026
Director (not named in the articles)
appointed by deed of 19-08-2020
listed in the 2026 annual accounts, filed on 30-10-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 19-08-2020
Mandates through the years
2 names, the dashed line is todayROZENDAAL Willem
Director (not named in the articles)
Director (not named in the articles)
ROZENDAAL Wim
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- ROZENDAAL Willem
- Director (not named in the articles), appointed by deed of 19-08-2020, still in office
- ROZENDAAL Wim
- Director (not named in the articles), appointed by deed of 19-08-2020, still in office
Control
Capital
- Contribution
- €25,000
- Source
- deed of 19-08-2020
Articles of association
deed of 19-08-2020 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of September at 16:00
Founders
At incorporation
deed of 19-08-2020 ↗
- ROZENDAAL Willem founder
- ROZENDAAL Wim founder
Network & group
No group
ROOZ has no parent and no holdings in its annual accounts. ROOZ shares no director with another company.
Timeline
Timeline
12 events since 2020Filings
Financial
Permits
Establishments
Address
2020202220242026
Deadline for the 2027 accounts: 31-10-2027
2026
Annual accounts 2026 filed NBBmicro format · 1 day before the deadline
Registered office moved within LierNew registered office: Antwerpsestraat 41, 2500 Lier · Previous registered office: Antwerpsestraat 71, 2500 Lier3 points ▸
- Registered-office move, Antwerpsestraat 41, 2500 Lier
- Power of attorney, SBB Gecertificeerde Accountants en Adviseurs
- Power of attorney, SBB Bedrijfsdiensten
Weakest financial year net -€281,849 The net result drops to -€281,849, the lowest from 2022 to 2026.
2025
Annual accounts 2025 filed PDFmicro format · on the deadline day
2024
Annual accounts 2024 filed PDFmicro format · on the deadline day
Back to profit net €33,439 The net result is €33,439, after 2 loss-making years.
2023
Annual accounts 2023 filed PDFmicro format · 30 days late
Environmental permit granted OmgevingsloketFunctiewijziging, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Provincie Antwerpen
2022
Annual accounts 2022 filed PDFmicro format · 3 days late
2021
Registered office moved from Antwerp to LierNew registered office: Antwerpsestraat 71 te 2500 Lier · Previous registered office: Koningin Astridplein 12/13 te 2018 Antwerpen · General meeting of 25-01-20212 points ▸
- General meeting, 25-01-2021
- Registered-office move, Antwerpsestraat 71 te 2500 Lier
2020
IncorporationFounding capital of €25,000 · Founders: ROZENDAAL Willem and ROZENDAAL Wim · Appointments: ROZENDAAL Willem (director) and ROZENDAAL Wim (director) · published on 19-08-20205 points ▸
- Founder, ROZENDAAL Willem
- Founder, ROZENDAAL Wim
- Founding capital, €25,000
- Director appointment, ROZENDAAL Willem (director (not named in the articles))
- Director appointment, ROZENDAAL Wim (director (not named in the articles))
- The deed holds 5 more points.
First establishment Antwerpsestraat 41, Lier
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0752.622.802
- VAT number
- BE 0752.622.802
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-08-2020
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of September at 16:00deed of 19-08-2020 (in Dutch)
- Peppol
- Not found in the Peppol Directory
- Name
- ROOZ in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-08-2020 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Astridplein 12/13”deed of 19-08-2020 (in Dutch)
Activities
NACEBEL 202568201
Renting and operating of own or leased residential real estate, excluding social housing main activity
Codes under NACEBEL 2008
68201
Real estate activities main activity
41101
Real estate development
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; Alle verrichtingen met betrekking tot onroerende goederen…”deed of 19-08-2020 (in Dutch)
5 activities
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het verlenen of aanvaarden van een opstalrecht of erfpachtrecht, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen
- De aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium
- Alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Antwerpsestraat 41 registered office 2500 Lier | 15-08-2020 | 2.306.556.763 |
1 former office
- Koningin Astridplein 12/13, 2018 Antwerpen until the deed of 25-05-2021
Environmental permits
1 application in Flanders since 2022 · 1 granted| 17-05-2023 | Granted | Functiewijziging; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden submitted 18-05-2022 · project 2022060188 | Provincie Antwerpen |
Source: Omgevingsloket Vlaanderen.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0752.622.802