Equity
-€363,827
Debts exceed assets in financial year 2026.
ROOZ
Lifetime
5 annual accounts with figures on one time axispeak €42,937 (2024)
-€67,613▼ €42,296
lowest -€281,849 (2026)
-€281,849▼ €245,284
peak €20 (2022)
-€363,827▼ €281,849
€7.2m▼ 10.9%
Board2 names since 2020
2 directorsROZENDAAL Willem and 1 other
Documentsfilings and deeds
30-10-20261 day before the deadline
2026micro format
Gross margin from -€25,317 to -€67,613Loss of €281,849Registered office moved within Lier 22-07Equity from -€81,978 to -€363,827
Key points
from the 2026 annual accountsResult
-€281,849 ▼ 671%
The result fell in 2026 from -€36,564 to -€281,849.
Debts
€7.2m 105% of the balance sheet
Filings
5 annual accounts 2 late
The 2023 accounts came latest: 30 days after the end of the period.
Starting capital
€25,000
Position in the sector
-€281,849
Lower net result than 95% of companies in real estate. Sector median €10,072 · 477 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 8% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.5%▲ +0.2 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.5 percentage points vs 07-2026
09-2026: 1.1%▲ +0.1 percentage points vs 08-2026
10-2026: 1.4%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 1.1%▼ -0.3 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 0.02, cash €16,586
Negative equity -€363,827
1 change of registered office in 24 months
lowers risk
Size: total assets €6.9m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 9% of them on solvency, 3% on liquidity, 19% on profitability and 2% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 111 companies had the same profile as ROOZ has now. Each dot is one company, two years later.
96.4%
were still trading
2.7%
stopped another way
0.0%
went bankrupt
Another 0.9% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ROOZ itself is higher: 1.1% within 12 months. It rests on far more data about ROOZ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 111 companies, not a prediction for ROOZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02 (0.0 in 2025), below 1. Short-term debt is 105.3% and cash 0.2% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
2223242526
2022 to 2026 · latest year -€363,827
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
1 day early
2025
on the day
2024
on the day
2023
30 days late
2022
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 6 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- ROZENDAAL Willem founderdeed of 19-08-2020
- ROZENDAAL Wim founderdeed of 19-08-2020
Recent changes
Registered office moved within Lier
New registered office: Antwerpsestraat 41, 2500 Lier · Previous registered office: Antwerpsestraat 71, 2500 Lier · Gazette deed
Environmental permit granted
Functiewijziging, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Provincie Antwerpen
Registered office moved from Antwerp to Lier
New registered office: Antwerpsestraat 71 te 2500 Lier · Previous registered office: Koningin Astridplein 12/13 te 2018 Antwerpen · General meeting of 25-01-2021 · Gazette deed
Incorporation
Founding capital of €25,000 · Founders: ROZENDAAL Willem and ROZENDAAL Wim · Appointments: ROZENDAAL Willem (director) and ROZENDAAL Wim (director) · published on 19-08-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROOZ Lier | €6.9m | -€67,613 | -5.3% | - |
| VELO28 Essen | €7.3m | -€17,819 | 44.2% | - |
| Oude Baan Zoersel | €5.4m | -€128,234 | -3.8% | - |
| AD-NEW CO Kortemark | €6.3m | -€24,915 | -19.5% | - |
| CALMERON REAL ESTATE Antwerp | €5.2m | -€54,515 | 76.0% | 1 |
| L&L Projects Antwerp | €6.9m | -€22,207 | -12.8% | - |
| HEJME CB 105 Ghent | €5.5m | -€2,382 | -1.8% | 0 |
These companies have the same main activity as ROOZ: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €5.2m and €7.3m, founded between 2017 and 2021.
Official details
Source: KBO- Status
- Active since 15-08-2020Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.306.556.7632500 Lier, since 15-08-2020
- Financial year end
- 31 March
- Peppol
- Not found in the Peppol Directory
Annual accounts to 31-03-2026
- €6.9m▼ 14.5%
- Filing
- Filed on 30-10-2026, 1 day before the end of the filing period
Insights on ROOZ
ROOZ files the micro format. That format states no turnover. The gross margin fell from -€12,726 in 2022 to -€67,613 in 2026.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROOZ
- What is the company number of ROOZ?
- The company number of ROOZ is 0752.622.802. The VAT number is the same number with BE in front: BE 0752.622.802.
- Where is ROOZ based?
- The registered office is at Antwerpsestraat 41, 2500 Lier.Company details
- What does ROOZ do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of ROOZ?
- ROOZ is a private limited company (BV).
- When was ROOZ founded?
- ROOZ was founded on 15-08-2020.
- Is ROOZ still active?
- Yes, ROOZ is an active enterprise in the KBO register.
- What is the turnover of ROOZ?
- The annual accounts for financial year 2026 state no turnover. The micro format does not require it.Financials
- Is ROOZ profitable?
- In financial year 2026, ROOZ made a loss of €281,849.
- Where can I find the annual accounts of ROOZ?
- ROOZ filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of ROOZ due?
- ROOZ must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.