ROOSE-GEERTS
ActiveROOSE-GEERTS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €291k and a net result of €158k. Equity is shrinking by ~17% per year across the filed fiscal years. Its solvency ranks better than 38% of 9690 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
68
/ 100
Healthy▼ -5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency26▼-15
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.18 in 2023), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
40 d early
2022
130 d early
2021
52 d early
2020
59 d early
2019
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€291k▲ 2.8%
2023 · €283k
2018: €886k
2019: €610k
2020: €612k
2021: €439k
2022: €487k
2023: €283k
2018 → 2024
Total assets
€1.51M▲ 30.9%
2023 · €1.15M
2018: €1.71M
2019: €1.45M
2020: €1.62M
2021: €1.68M
2022: €1.38M
2023: €1.15M
2018 → 2024
Net result
€158k▼ 19.3%
2023 · €196k
2018: €164k
2019: €124k
2020: €101k
2021: €177k
2022: €149k
2023: €196k
2018 → 2024
Working capital
€62k▼ 40.1%
2023 · €103k
2018: €796k
2019: €511k
2020: €493k
2021: €298k
2022: €327k
2023: €103k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€612k-€439k▼ 28.3%€487k▲ 11.1%€283k▼ 42.0%€291k▲ 2.8%
Operating result€137k-€252k▲ 84.3%€207k▼ 18.0%€274k▲ 32.5%€224k▼ 18.0%
Net result€101k-€177k▲ 74.5%€149k▼ 16.0%€196k▲ 31.5%€158k▼ 19.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.51M
Fixed assets
€478k▼ 1.6%
Current assets
€1.03M▲ 54.6%
Equity and liabilities €1.51M
Equity
€291k▲ 2.8%
Debt
€1.22M▲ 40.0%
The debt ratio rises from 75.4% to 80.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€266k▼
2023 · €312k
Cash flow
€199k▼
2023 · €233k
Solvency
19.3%▼
2023 · 24.6%
Current ratio
1.06▼
2023 · 1.18
Quick ratio
1.06▼
2023 · 1.18
Debt / equity
4.19▲
2023 · 3.07
ROE
54.3%▼
2023 · 69.2%
ROA
10.5%▼
2023 · 17.0%
Interest coverage
20.23▼
2023 · 21.83
Debt
€1.22M▲
2023 · €869k
Debt ≤ 1 year
€967k▲
2023 · €562k
Debt > 1 year
€249k▼
2023 · €306k
Income taxes
€54k▼
2023 · €65k
Staff costs
€83k▼
2023 · €115k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.15M€1.51M▲
Fixed assets21/28€486k€478k▼
Tangible fixed assets22/27€486k€478k▼
Land and buildings22€445k€446k▲
Plant, machinery and equipment23€30k€24k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€665k€1.03M▲
Amounts receivable within one year40/41€21k€69k▲
Trade receivables40€15k€47k▲
Other amounts receivable41€6k€22k▲
Cash at bank and in hand54/58€638k€953k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.51M▲
Equity10/15€283k€291k▲
Contributions10/11€20k€20k=
Reserves13€263k€271k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€261k€269k▲
Amounts payable17/49€869k€1.22M▲
Amounts payable after more than one year17€306k€249k▼
Financial debts170/4€306k€249k▼
Amounts payable within one year42/48€562k€967k▲
Current portion of amounts payable after more than one year42€70k€57k▼
Trade debts44€52k€57k▲
Suppliers440/4€52k€57k▲
Advances received on contracts in progress46€320k€694k▲
Taxes, remuneration and social security45€19k€8k▼
Taxes450/3€3k-
Remuneration and social security454/9€17k€8k▼
Other amounts payable47/48€100k€150k▲
Income statement
Code20232024
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€115k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€41k▲
Other operating charges640/8€12k€6k▼
Gross operating margin9900€440k€354k▼
Operating profit (loss)9901€274k€224k▼
Financial income75/76B€558€56▼
Recurring financial income75€558€56▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€260k€211k▼
Income taxes67/77€65k€54k▼
Profit (loss) for the period9904€196k€158k▼
Profit (loss) for the period to be appropriated9905€196k€158k▼
Appropriation of the result
Profit (loss) to be appropriated9906€196k€158k▼
Transfer from equity791/2€300k-
Transfer to equity691/2€96k€8k▼
To other reserves6921€96k€8k▼
Profit to be distributed694/7€400k€150k▼
Return on contributions (dividend)694€400k€150k▼
Social balance
Average headcount (FTE)90872.21.9▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €196k ▲31.5%
Operating result €274k, net result €196k, both a record.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €101k ▼18%
Net result drops to €101k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 3 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 842940 StabroekGround area
1,629 m²
Building footprint
363 m²
Volume, LiDAR
2,927 m³
3 parcels, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Vastgoed03
since 20072.166.235.375
Vastgoed03
since 20192.300.618.581
Vastgoed03
since 20192.300.618.482
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11820C0061/00E000 | Flanders | 1,242 m² | 1 · 109 m² | 13.5 m · 4 fl. |
| 11044C0295/00R000 | Flanders | 321 m² | 1 · 184 m² | 11.5 m · 2 fl. |
| 11902E0135/00Z000 | Flanders | 66 m² | 1 · 70 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,700 EUR awarded · 2,700 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,700 EUR | 2,700 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 4,965 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2007
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
66220Insurance agents and brokers
67201
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@vastgoed03.be
Phone:035680303