Equity
€1.4m ▼ 5.2%
SPEYBROECK VASTGOED paid out €174,542 in dividends. That is 184% of the 2025 profit.
SPEYBROECK VASTGOED
Lifetime
16 annual accounts with figures on one time axisGross marginpeak €839,164 (2022)
€208,245▼ 39.3%
Resultpeak €500,496 (2022)
€94,645▼ 52.0%
Equitypeak €1.6m (2023)
€1.4m▼ 5.2%
Debts
€47,138▼ 29.8%
Staffpeak 1.2 FTE (2025)
1.2 FTE▲ 20.0%
Board2 names since 2008
2 directorsSPEYBROECK Stefaan and 1 other
Documentsfilings and deeds
13-01-202618 days before the deadline
2025abbreviated format
Gross margin from €343,344 to €208,245Result from €197,350 to €94,645Staff from 1 FTE to 1.2 FTEDividend €174,542Debts from €67,181 to €47,138Investments €99,989
Key points
from the 2025 annual accountsResult
€94,645 ▼ 52.0%
The result fell in 2025 from €197,350 to €94,645.
Investments
€99,989 4.9 × depreciation
Green is investment, beige is depreciation.
Filings
16 annual accounts since 2010
The last five annual accounts were filed 17 to 39 days before the end of the period.
Board
1 left
A director left. Latest change 09-09-2026 · 1 in office.
Position in the sector
96.8%
Higher solvency than 95% of companies in real estate. Sector median 30.8% · 11,288 companies.
Checked score
96
Excellent
Financially stronger than 66% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: 0.1%▲ +0.1 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Equity €1.4m (96.8% of total assets)
Founded in 2008
Figures for financial year 2025 (filed on 13-01-2026)
Size: 1.2 FTE, total assets €1.5m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 69% on liquidity, 72% on profitability and 34% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as SPEYBROECK VASTGOED has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SPEYBROECK VASTGOED itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for SPEYBROECK VASTGOED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 29.92 (24.72 in 2024), above the usual 1.5. Short-term debt is 3% and cash 6.1% of total assets. 3.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 days early
2024
22 days early
2023
17 days early
2022
18 days early
2021
39 days early
2020
16 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 13 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end06-11-2026 today31-01-2027 deadline
Recent changes
Resignation: Isabella Speybroeck (director)
General meeting of 09-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808128081
Legal-form change · Resignations & appointments
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director in office: SPEYBROECK Stefaan (director (not named in the articles)) · Director in office: SPEYBROECK Isabella (director (not named in the articles)) · General meeting of 17-01-2024 · Gazette deed
Incorporation
published on 10-12-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| SPEYBROECK VASTGOED Nazareth-De Pinte | €1.5m | €208,245 | 96.8% | 1.2 |
| SOGALFA Uccle | €2.1m | €171,447 | 15.1% | 1.8 |
| DE CROMBRUGGHE & PARTNERS Ixelles | €0.6m | €176,212 | 58.1% | 1.4 |
| Conarca Aalter | €2.6m | €134,585 | 20.7% | 0 |
| IMMOBILIERE THIRION Binche | €2.5m | €301,561 | 49.2% | 0.8 |
| Chalien Holding Maaseik | €1.1m | €163,007 | 27.4% | 0 |
| NEW IMMO VERCAMMEN Putte | €0.5m | €106,577 | 12.1% | 1.6 |
These companies have the same main activity as SPEYBROECK VASTGOED: real estate appraisal on a fee or contract basis (NACE 68322). They are comparable in size and age: total assets between €500,000 and €2.6m, founded between 1988 and 2011.
Official details
Source: KBO- Status
- Active since 02-12-2008Normal situation
- Activity
- Real estate appraisal on a fee or contract basisNACE 68322and 4 others
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 30-06-2024
- Establishment unit
- 2.175.671.3969810 Nazareth-De Pinte, since 26-11-2008
- Financial year end
- 30 June
- Peppol
- Reachable since 29-05-2025
Annual accounts to 30-06-2025
- Turnover
- ≈ €370,000estimated
- Total assets
- €1.5m▼ 6.3%
- Employeeson 30-06-2025
- 3▲ 200%
- Filing
- Filed on 13-01-2026, 18 days before the end of the filing period
Insights on SPEYBROECK VASTGOED
SPEYBROECK VASTGOED files the abbreviated format. That format states no turnover. The gross margin fell from €296,676 in 2010 to €208,245 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SPEYBROECK VASTGOED
- What is the company number of SPEYBROECK VASTGOED?
- The company number of SPEYBROECK VASTGOED is 0808.128.081. The VAT number is the same number with BE in front: BE 0808.128.081.
- Where is SPEYBROECK VASTGOED based?
- The registered office is at Eedstraat 22, 9810 Nazareth-De Pinte.Company details
- What does SPEYBROECK VASTGOED do?
- According to the KBO register, the main activity is real estate appraisal on a fee or contract basis (NACE 68322).
- What is the legal form of SPEYBROECK VASTGOED?
- SPEYBROECK VASTGOED is a private limited company (BV).
- When was SPEYBROECK VASTGOED founded?
- SPEYBROECK VASTGOED was founded on 02-12-2008.
- Is SPEYBROECK VASTGOED still active?
- Yes, SPEYBROECK VASTGOED is an active enterprise in the KBO register.
- How many employees does SPEYBROECK VASTGOED have?
- SPEYBROECK VASTGOED had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SPEYBROECK VASTGOED fall under?
- In its 30-06-2024 annual accounts, SPEYBROECK VASTGOED states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of SPEYBROECK VASTGOED?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €208,245 and 37 comparable companies (NACE 683). It probably lies between €300,000 and €540,000.
- Is SPEYBROECK VASTGOED profitable?
- In financial year 2025, SPEYBROECK VASTGOED made a profit of €94,645.
- Where can I find the annual accounts of SPEYBROECK VASTGOED?
- SPEYBROECK VASTGOED filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SPEYBROECK VASTGOED due?
- SPEYBROECK VASTGOED must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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