RONVIC · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RONVIC is 1.0% (low). The 2024 annual accounts show negative equity (€-81k) and a net result of €10k. Equity is growing by ~4.5% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.0% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 21 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	25-07-2025	6 d early	2025-00308628
31-12-2023	31-07-2024	29-07-2024	2 d early	2024-00312861
31-12-2022	31-07-2023	13-07-2023	18 d early	2023-00259996
31-12-2021	31-07-2022	28-07-2022	3 d early	2022-20251438
31-12-2020	31-07-2021	15-08-2021	15 d late	2021-48500411
31-12-2019	31-07-2020	20-08-2020	20 d late	2020-43300254
31-12-2018	31-07-2019	30-07-2019	1 d early	2019-41700537
31-12-2017	31-07-2018	19-08-2018	19 d late	2018-46900359
31-12-2016	31-07-2017	26-06-2017	35 d early	2017-22800256
31-12-2015	31-07-2016	26-06-2017	330 d late	2017-22800254

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2007, 19 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€10k+98.9%

Working capital€-538k-0.4%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~4.5%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€40k

+9.2% 18-24

Net profit

€10k

+98.9% 18-24

Cash flow

€33k

+18.0% 18-24

Total assets

€543k

-3.1% 18-24

Equity

€-81k

+11.3% 18-24

Working capital

€-538k

-0.4% 18-24

Debt

€624k

-4.3% 18-24

Debt ≤ 1y

€548k

+1.4% 18-24

Show 8 other metrics

Debt > 1y

€76k

-31.6% 18-24

Current ratio

0.02

+140.4% 18-24

Quick ratio

0.02

+140.4% 18-24

Solvency

-14.8%

+8.4% 18-24

Debt / equity

-7.74

-7.9% 18-24

ROE

-12.7%

-124.2% 18-24

ROA

1.9%

+105.4% 18-24

Interest coverage

5.77

+35.5% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€40k
Net profit	€10k
Cash flow	€33k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€543k
Equity	€-81k
Debt	€624k
of which ≤ 1y	€548k
of which > 1y	€76k
Working capital	€-538k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.02
Quick ratio	0.02
Working capital ratio	-99.0%
Solvency	-14.8%
Debt / equity	-7.74
Long-term debt ratio	-0.95
Interest coverage	5.77
Gross margin	-
Net margin	-
ROA	1.9%
ROE	-12.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €534k · 98.3% Current assets €9k · 1.7%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€543k
Fixed assets	21/28	€534k
Tangible fixed assets	22/27	€534k
Current assets	29/58	€9k
Cash & bank	54/58	€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€543k
Equity	10/15	€-81k
Contributions / capital	10/11	€150k
Accumulated profits (losses)	14	€-231k
Amounts payable	17/49	€624k
Amounts payable after one year	17	€76k
Amounts payable within one year	42/48	€548k
Trade debts payable within one year	44	€9
Income statement
Gross operating margin	9900	€46k
Operating result	9901	€17k
Financial charges	65	€7k
Result before taxes	9903	€10k
Net result for the period	9904	€10k
Result to be appropriated	9905	€10k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

16 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

1 of this company's 1 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

MICHIELS Ronald Joannes Leonie
Enige bestuurder
State Gazette act 25348051 (30-07-2025)

Current
30-07-2025 → present
2 events
- 30-07-2025 Appointed· Enige bestuurder
- 30-07-2025 Resigned· Statutair zaakvoerder

Former directors (1)

VIOLET Patricia Jenny
Opvolgend statutair zaakvoerder
State Gazette act 25348051 (30-07-2025)

Former
- → 30-07-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Public limited company(014)
Incorporation	20-06-2007
Status	Active
Postal code	3071

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Parcels1

Ground area2,026 m²

Buildings1

Building footprint186 m²

Volume (LiDAR)822 m³

Tallest building7.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24025C0184/00H003	Flanders	2,026 m²	1 · 186 m²	7.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 1 year ago

2025

30-07-2025 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

45 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 16

Profitability 0

Solvency 33

Growth 78

Stability 100

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

RONVIC

Registered office

Nederokkerzeelsesteenweg 20/B

3071 Kortenberg, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.