RONSMANS
ActiveSummary
RONSMANS has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37,167 and a net result of -€118. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 92% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability68▼-22
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 10.69 against 4.71 in 2023; short-term debt: 8.3% and cash: 19% of total assets), and 8.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.7%
Return on assets
-0.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
38 d early
2023
60 d early
2022
63 d early
2021
69 d early
2020
79 d early
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€118
2023 · €7,959
Working capital
€32,451▲ 2.0%
2023 · €31,828
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€7,978▼ 66.6%€13,127▲ 64.5%€17,591▲ 34.0%€12,331▼ 29.9%€469▼ 96.2%
Net result€7,385within the sector's middle half€12,457within the sector's middle half▲ 68.7%€16,086within the sector's middle half▲ 29.1%€7,959within the sector's middle half▼ 50.5%-€118within the sector's middle half
Equity€39,832below the sector's middle half=€39,832within the sector's middle half=€29,326below the sector's middle half▼ 26.4%€37,285below the sector's middle half▲ 27.1%€37,167within the sector's middle half▼ 0.3%
Total assets€64,214below the sector's middle half▲ 1.6%€55,279below the sector's middle half▼ 13.9%€46,731below the sector's middle half▼ 15.5%€45,873below the sector's middle half▼ 1.8%€40,515below the sector's middle half▼ 11.7%
Debt€24,382▲ 4.2%€15,447▼ 36.6%€17,405▲ 12.7%€8,588▼ 50.7%€3,347▼ 61.0%
Working capital€25,396below the sector's middle half▼ 17.3%€28,074within the sector's middle half▲ 10.5%€19,799below the sector's middle half▼ 29.5%€31,828below the sector's middle half▲ 60.8%€32,451within the sector's middle half▲ 2.0%
Solvency62.0%within the sector's middle half▼ 1.0pp72.1%above the sector's middle half▲ 10.0pp62.8%above the sector's middle half▼ 9.3pp81.3%above the sector's middle half▲ 18.5pp91.7%above the sector's middle half▲ 10.5pp
Current ratio2.04within the sector's middle half▼ 0.272.82within the sector's middle half▲ 0.782.14within the sector's middle half▼ 0.684.71above the sector's middle half▲ 2.5710.69above the sector's middle half▲ 5.99
Return on assets (ROA)11.5%above the sector's middle half▲ 12.2pp22.5%above the sector's middle half▲ 11.0pp34.4%above the sector's middle half▲ 11.9pp17.4%above the sector's middle half▼ 17.1pp-0.3%within the sector's middle half▼ 17.6pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 96% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €40,515
Fixed assets
€4,716 ▼ 13.6%
Current assets
€35,798 ▼ 11.4%
Equity and liabilities €40,515
Equity
€37,167 ▼ 0.3%
Debt
€3,347 ▼ 61.0%
Debt's share of the balance-sheet total falls from 18.7% to 8.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3,340▼
2023 · €16,401
Cash flow
€2,754▼
2023 · €12,028
Quick ratio
5.36▲
2023 · 3.21
Debt to equity
0.09▼
2023 · 0.23
ROE
-0.3%▼
2023 · 21.3%
Interest coverage
7.67▼
2023 · 19.51
Debt ≤ 1 year
€3,347▼
2023 · €8,588
Income taxes
€151▼
2023 · €3,532
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,319 | €4,627 | €5,265 | €4,069 | €2,872 | ▼ 29.4% |
| Other operating charges640/8 | - | €348 | €348 | - | €772 | - |
| Gross operating margin9900 | €11,644 | €18,102 | €23,203 | €16,401 | €4,112 | ▼ 74.9% |
| Operating profit (loss)9901 | €7,978 | €13,127 | €17,591 | €12,331 | €469 | ▼ 96.2% |
| Recurring financial income75 | €338 | - | - | - | - | - |
| Financial charges65/66B | - | €670 | €938 | €841 | €436 | ▼ 48.2% |
| Recurring financial charges65 | €931 | €670 | €938 | €841 | €436 | ▼ 48.2% |
| Profit (loss) for the period before taxes9903 | €7,385 | €12,457 | €16,653 | €11,491 | €33 | ▼ 99.7% |
| Income taxes67/77 | - | - | €567 | €3,532 | €151 | ▼ 95.7% |
| Profit (loss) for the period9904 | €7,385 | €12,457 | €16,086 | €7,959 | -€118 | ▼ 101% |
| Profit (loss) for the period to be appropriated9905 | €7,385 | €12,457 | €16,086 | €7,959 | -€118 | ▼ 101% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,214 | €55,279 | €46,731 | €45,873 | €40,515 | ▼ 11.7% |
| Fixed assets21/28 | €14,436 | €11,758 | €9,527 | €5,458 | €4,716 | ▼ 13.6% |
| Tangible fixed assets22/27 | €14,436 | €11,758 | €9,527 | €5,458 | €4,716 | ▼ 13.6% |
| Furniture and vehicles24 | - | €4,893 | €3,891 | €1,051 | €1,538 | ▲ 46.4% |
| Other tangible fixed assets26 | - | €6,865 | €5,636 | €4,407 | €3,178 | ▼ 27.9% |
| Current assets29/58 | €49,778 | €43,521 | €37,204 | €40,415 | €35,798 | ▼ 11.4% |
| Stocks and contracts in progress3 | €28,587 | €17,306 | €24,892 | €12,818 | €17,842 | ▲ 39.2% |
| Stocks30/36 | - | €17,306 | €24,892 | €12,818 | €17,842 | ▲ 39.2% |
| Amounts receivable within one year40/41 | €12,160 | €11,712 | €4,696 | €5,153 | €10,257 | ▲ 99.1% |
| Trade receivables40 | - | €3,841 | €4,696 | €5,153 | €1,490 | ▼ 71.1% |
| Other amounts receivable41 | - | €7,871 | - | - | €8,767 | - |
| Cash at bank and in hand54/58 | €9,031 | €14,503 | €7,616 | €22,445 | €7,699 | ▼ 65.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,214 | €55,279 | €46,731 | €45,873 | €40,515 | ▼ 11.7% |
| Equity10/15 | €39,832 | €39,832 | €29,326 | €37,285 | €37,167 | ▼ 0.3% |
| Contributions10/11 | €18,592 | €18,592 | - | - | - | - |
| Capital10 | - | €18,592 | - | - | - | - |
| Issued capital100 | - | €18,592 | - | - | - | - |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | - | €1,859 | - | - | - | - |
| Other1319 | - | - | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €19,381 | €19,381 | €27,467 | €35,426 | €35,308 | ▼ 0.3% |
| Amounts payable17/49 | €24,382 | €15,447 | €17,405 | €8,588 | €3,347 | ▼ 61.0% |
| Amounts payable within one year42/48 | €24,382 | €15,447 | €17,405 | €8,588 | €3,347 | ▼ 61.0% |
| Current portion of amounts payable after more than one year42 | - | - | €7,311 | - | - | - |
| Financial debts43 | - | €7,321 | - | - | - | - |
| Credit institutions430/8 | - | €7,321 | - | - | - | - |
| Trade debts44 | €2,989 | €1,870 | €138 | €1,686 | €3,347 | ▲ 98.5% |
| Suppliers440/4 | - | €1,870 | €138 | €1,686 | €3,347 | ▲ 98.5% |
| Taxes, remuneration and social security45 | - | €4,245 | €821 | €6,613 | - | - |
| Taxes450/3 | - | €4,245 | €821 | €6,613 | - | - |
| Other amounts payable47/48 | - | €2,010 | €9,135 | €288 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,385 | €12,457 | €16,086 | €7,959 | -€118 | ▼ 101% |
| + Depreciation and write-downs630 | €3,319 | €4,627 | €5,265 | €4,069 | €2,872 | ▼ 29.4% |
| Operating cash flow (approximation) | €10,704 | €17,084 | €21,351 | €12,028 | €2,754 | ▼ 77.1% |
| Investment in fixed assets (approximation) | - | -€1,950 | -€3,034 | €0 | -€2,130 | - |
| Change in cash | - | €5,471 | -€6,887 | €14,829 | -€14,746 | ▼ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 10.69
Current ratio from 4.71 to 10.69; short-term debt falls from €8,588 to €3,347.
01-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.71
Current ratio from 2.14 to 4.71; short-term debt falls from €17,405 to €8,588.
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €16,086 ▲29.1%
Net result €16,086, the highest in the series.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €7,385
Net result €7,385 after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet -€438
Net result drops to -€438, the lowest in the series; recovery starts the following year.
Show earlier events
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 9 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 1984
Ground area
221 m²
Building footprint
103 m²
Volume, LiDAR
1,038 m³
Parcel 22001B0082/00P000, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kuikenstraat 66, 1620 Drogenbos
since 19842.023.937.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0082/00P000 | Flanders | 220 m² | 1 · 103 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 565 companies in sector 46480 we hold annual accounts for 355. 235 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
46480Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0424985011
Also
9925:BE0424985011
Registered
19-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.