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EUROPA - GOLD

Active
Private limited companyfounded 1995active for 31 yearsWaverse Steenweg 21, 1050 Elsene, BelgiumKBO/BCE: BE 0455.732.427
Summary

EUROPA - GOLD has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €863 and a net result of €9,782. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 21% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-07-1995 Normal situation
Registered office
20 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Wholesale trade NACE 46480and 1 other
Establishment unit
2.075.559.478 1050 Elsene, since 11-03-1996
Financial year end
31 December
Peppol
Reachable since 22-06-2026

Board and ownership

Board

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€10,208
▲ 177%
Turnover
≈ €99,000
estimated
Profit
€9,782
▲ 203%
Equity
€863
Total assets
€33,691
▲ 26.7%
Score breakdownraises riskEquity €863 (2.6% of total assets)lowers riskFounded in 1995Size: total assets €33,691Figures for financial year 2025 (filed on 17-06-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 28+28
equity 2.6% of total assets
Liquidity 18+13
short-term debt 97.4% · cash 14.5%
Profitability 100+32
return on assets 29.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 0.5%▼ -0.4 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -1.1 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 18% of them on solvency, 17% on liquidity, 95% on profitability and 94% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €33,691
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €863 (2.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 17-06-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 13741 sector peers (2025).
NBB · sector comparison
Position among 13741 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
24 days late
2023
54 days early
2022
5 days early
2021
52 days early
2020
5 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Change of role: MOSHI Tariel, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as EUROPA - GOLD: wholesale trade (NACE 46480). They are comparable in size and age: total assets between €29,800 and €70,800, founded between 1983 and 2004.

CompanyTotal assetsGross margin
EUROPA - GOLD Elsene€33,691€10,208
ATELIER CAROLINE VAN DE CASTEELE Oosterzele€30,117€10,762
HOSMANS Schaarbeek€29,751€10,362
RONSMANS Drogenbos€37,488€5,349
SAMARIS Perwez€70,763€12,575
EUROPEAN QUALITY CIRCLE Lier€69,321€4,231
CONCEPT 4 Liège€53,470€4,774
Full comparison

Key facts about EUROPA - GOLD

What is the company number of EUROPA - GOLD?
The company number of EUROPA - GOLD is 0455.732.427. The VAT number is the same number with BE in front: BE 0455.732.427.
Where is EUROPA - GOLD based?
The registered office is at Waverse Steenweg 21, 1050 Elsene.Company details
What does EUROPA - GOLD do?
According to the KBO register, the main activity is wholesale trade (NACE 46480).
What is the legal form of EUROPA - GOLD?
The legal form of EUROPA - GOLD is Private limited company (BV).
When was EUROPA - GOLD founded?
EUROPA - GOLD was founded on 19-07-1995.
Is EUROPA - GOLD still active?
Yes, EUROPA - GOLD is an active enterprise in the KBO register.
What is the turnover of EUROPA - GOLD?
The turnover in financial year 2025 is ≈ €99,000. This figure is estimated from the gross margin of €10,208 and 42 comparable companies (NACE 464). It probably lies between €53,000 and €390,000. It is a rough estimate.Financials
Is EUROPA - GOLD profitable?
In financial year 2025, EUROPA - GOLD made a profit of €9,782.
Where can I find the annual accounts of EUROPA - GOLD?
EUROPA - GOLD filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EUROPA - GOLD due?
EUROPA - GOLD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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