Ronny Van Bellinghen
ActiveThe computed 12-month bankruptcy probability of Ronny Van Bellinghen is 1.5% (moderate). The 2025 annual accounts show equity of €234k and a net result of €40k. Equity is growing by ~43.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 12989 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency99▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 3.85 in 2024), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
10.6%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
5 d late
2024
4 d late
2023
6 d early
2022
2 d late
2021
16 d late
2020
4 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close11-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€234k▲ 20.9%
2024 · €194k
2019: €8k
2020: €25k
2021: €54k
2022: €94k
2023: €145k
2024: €194k
2019 → 2025
Total assets
€380k▲ 8.6%
2024 · €350k
2019: €297k
2020: €293k
2021: €283k
2022: €326k
2023: €340k
2024: €350k
2019 → 2025
Net result
€40k▼ 17.1%
2024 · €49k
2019: €-935
2020: €17k
2021: €29k
2022: €40k
2023: €51k
2024: €49k
2019 → 2025
Working capital
€162k▲ 26.5%
2024 · €128k
2019: €19k
2020: €13k
2021: €22k
2022: €44k
2023: €81k
2024: €128k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€94k▲ 73.9%€145k▲ 54.7%€194k▲ 33.7%€234k▲ 20.9%
Operating result€46k-€58k▲ 27.1%€76k▲ 30.0%€71k▼ 5.7%€60k▼ 16.2%
Net result€29k-€40k▲ 37.1%€51k▲ 28.7%€49k▼ 4.7%€40k▼ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€169k▼ 4.6%
Current assets
€211k▲ 22.1%
Equity and liabilities €380k
Equity
€234k▲ 20.9%
Debt
€146k▼ 6.6%
The debt ratio falls from 44.7% to 38.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€92k▼
2024 · €100k
Cash flow
€73k▼
2024 · €77k
Solvency
61.5%▲
2024 · 55.3%
Current ratio
4.29▲
2024 · 3.85
Quick ratio
4.21▲
2024 · 3.79
Debt / equity
0.63▼
2024 · 0.81
ROE
17.3%▼
2024 · 25.2%
ROA
10.6%▼
2024 · 13.9%
Interest coverage
13.28▼
2024 · 16.30
Debt
€146k▼
2024 · €157k
Debt ≤ 1 year
€49k▲
2024 · €45k
Debt > 1 year
€96k▼
2024 · €111k
Income taxes
€16k▼
2024 · €19k
Staff costs
€19k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€380k▲
Fixed assets21/28€177k€169k▼
Tangible fixed assets22/27€177k€169k▼
Land and buildings22€111k€101k▼
Plant, machinery and equipment23€61k€62k▲
Furniture and vehicles24€5k€6k▲
Current assets29/58€173k€211k▲
Amounts receivable after more than one year29€24k€24k=
Other amounts receivable291€24k€24k=
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€60k€78k▲
Other amounts receivable41€60k€78k▲
Cash at bank and in hand54/58€86k€105k▲
Deferred charges and accrued income490/1€526€625▲
Equity and liabilities
Total equity and liabilities10/49€350k€380k▲
Equity10/15€194k€234k▲
Contributions10/11€6k€6k=
Reserves13€187k€227k▲
Distributable reserves133€187k€227k▲
Profit (loss) carried forward14€389€420▲
Amounts payable17/49€157k€146k▼
Amounts payable after more than one year17€111k€96k▼
Financial debts170/4€111k€96k▼
Amounts payable within one year42/48€45k€49k▲
Current portion of amounts payable after more than one year42€23k€26k▲
Trade debts44€7k€14k▲
Suppliers440/4€7k€14k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€13k€9k▼
Remuneration and social security454/9€1k€1k▼
Accrued charges and deferred income492/3€984€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€32k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€233
Gross operating margin9900€125k€114k▼
Operating profit (loss)9901€71k€60k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€68k€56k▼
Income taxes67/77€19k€16k▼
Profit (loss) for the period9904€49k€40k▼
Profit (loss) for the period to be appropriated9905€49k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€41k▼
Profit (loss) brought forward from the previous period14P€289€389▲
Transfer to equity691/2€49k€40k▼
To other reserves6921€49k€40k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-06
Financial
Equity above €200kEq €234k ▲20.9%
6 profitable years in a row build equity to €234k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Equity above €150kEq €194k ▲33.7%
5 profitable years in a row build equity to €194k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €51k ▲28.7%
Operating result €76k, net result €51k, both a record.
30-06
Financial
Equity above €100kEq €145k ▲54.7%
4 profitable years in a row build equity to €145k.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsestraat (DEN) 1099200 DendermondeGround area
132 m²
Building footprint
48 m²
Volume, LiDAR
589 m³
Parcel 42006D0201/00D000, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ronny Van Bellinghen
since 20162.256.767.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006D0201/00D000indicative | Flanders | 132 m² | 1 · 48 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DP HM
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 6,258 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2016
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.