RONNY GEUNES
ActiveRONNY GEUNES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €-34k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▲+1
Solvency67▼-23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.67 against 2.34 in 2024; short-term debt: 54.7% and cash: 11.4% of total assets), and 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
-14.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-34k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
6 d early
2022
3 d early
2021
32 d early
2020
13 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 25.8%
2024 · €130k
2018: €73k
2019: €89k
2020: €103k
2021: €105k
2022: €127k
2023: €172k
2024: €130k
2018 → 2025
Total assets
€231k▲ 15.2%
2024 · €201k
2018: €433k
2019: €375k
2020: €468k
2021: €384k
2022: €416k
2023: €224k
2024: €201k
2018 → 2025
Net result
€-34k▲ 19.2%
2024 · €-42k
2018: €27k
2019: €16k
2020: €14k
2021: €1k
2022: €23k
2023: €55k
2024: €-42k
2018 → 2025
Working capital
€-42k
2024 · €51k
2018: €-16k
2019: €-27k
2020: €-28k
2021: €61k
2022: €15k
2023: €83k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€127k▲ 21.9%€172k▲ 35.0%€130k▼ 24.2%€97k▼ 25.8%
Operating result€11k-€40k▲ 273%€88k▲ 123%€-37k€-28k▲ 24.8%
Net result€1k-€23k▲ 1,812%€55k▲ 138%€-42k€-34k▲ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €37k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€146k▲ 30.9%
Current assets
€85k▼ 4.4%
Equity and liabilities €231k
Equity
€97k▼ 25.8%
Debt
€135k▲ 91.3%
The debt ratio rises from 35.0% to 58.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▲
2024 · €-23k
Cash flow
€-12k▲
2024 · €-28k
Solvency
41.8%▼
2024 · 65.0%
Current ratio
0.67▼
2024 · 2.34
Quick ratio
0.59▼
2024 · 2.01
Debt / equity
1.39▲
2024 · 0.54
ROE
-34.8%▼
2024 · -32.0%
ROA
-14.6%▲
2024 · -20.8%
Interest coverage
-1.12▲
2024 · -5.04
Debt
€135k▲
2024 · €70k
Debt ≤ 1 year
€127k▲
2024 · €38k
Debt > 1 year
€8k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€231k▲
Fixed assets21/28€112k€146k▲
Tangible fixed assets22/27€111k€145k▲
Furniture and vehicles24€111k€145k▲
Financial fixed assets28€1k€1k=
Current assets29/58€89k€85k▼
Amounts receivable after more than one year29€26k€26k=
Other amounts receivable291€26k€26k=
Stocks and contracts in progress3€13k€10k▼
Stocks30/36€13k€10k▼
Amounts receivable within one year40/41€16k€23k▲
Trade receivables40€5k€7k▲
Other amounts receivable41€11k€17k▲
Cash at bank and in hand54/58€34k€26k▼
Deferred charges and accrued income490/1€850€0▼
Equity and liabilities
Total equity and liabilities10/49€201k€231k▲
Equity10/15€130k€97k▼
Contributions10/11€10k€10k=
Reserves13€147k€147k=
Distributable reserves133€147k€147k=
Profit (loss) carried forward14€-27k€-60k▼
Amounts payable17/49€70k€135k▲
Amounts payable after more than one year17€32k€8k▼
Financial debts170/4€32k€8k▼
Amounts payable within one year42/48€38k€127k▲
Current portion of amounts payable after more than one year42€7k€24k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€20k€37k▲
Taxes450/3€19k€17k▼
Remuneration and social security454/9€2k€20k▲
Other amounts payable47/48€8k€64k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€21k▲
Other operating charges640/8€16k€2k▼
Gross operating margin9900€-7k€-4k▲
Operating profit (loss)9901€-37k€-28k▲
Financial income75/76B€13€0▼
Recurring financial income75€13€0▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-42k€-34k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-42k€-34k▲
Profit (loss) for the period to be appropriated9905€-42k€-34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-60k▼
Profit (loss) brought forward from the previous period14P€15k€-27k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-42k ▼176%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €55k ▲138%
Operating result €88k, net result €55k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.59
Current ratio from 1.17 to 2.59; short-term debt falls from €88k to €52k.
31-12
Financial
Equity above €150kEq €172k ▲35%
6 profitable years in a row build equity to €172k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 1.99
Current ratio from 0.63 to 1.99; short-term debt falls from €75k to €61k.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Equity above €100kEq €103k ▲16.3%
3 profitable years in a row build equity to €103k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Justitielaan 23910 PeltGround area
1,721 m²
Building footprint
309 m²
Parcel 72025B0934/00F009, Flanders. Linked by address, not a title deed.
1 establishment unit
Ronny Geunes
since 20052.148.183.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025B0934/00F009 | Flanders | 1,721 m² | 1 · 309 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PALOMBO L. et T.
BE 0423.477.947
Verviers · Eq €97k
TNS Industries
BE 0632.504.732
Peer · Eq €96k
Carrelage Fromont-Brolet
BE 0686.720.309
Libramont-Chevigny · Eq €97k
SEGERS KRIS
BE 0890.985.679
Wommelgem · Eq €96k
CANDA
BE 0808.649.606
Hechtel-Eksel · Eq €96k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2005
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
47120Other non-specialised retail sale
47910Retail trade
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.