IMMO OZ LIGHTING SPRL
ActiveIMMO OZ LIGHTING SPRL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €-6k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth35=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
155 d early
2023
29 d early
2022
60 d early
2021
27 d early
2020
18 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€116k▼ 4.7%
2020 · €121k
2018: €243k
2019: €371k
2020: €121k
2018 → 2021
EBIT margin
21.9%▼ 2.0pp
2020 · 23.8%
2018: 8.4%
2019: 18.1%
2020: 23.8%
2018 → 2021
Net result
€-6k▼ 27.2%
2024 · €-5k
2018: €8k
2019: €40k
2020: €28k
2021: €19k
2022: €-9k
2023: €-29k
2024: €-5k
2018 → 2025
Working capital
€179k▼ 3.3%
2024 · €186k
2018: €158k
2019: €198k
2020: €209k
2021: €229k
2022: €219k
2023: €190k
2024: €186k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€116k-
Equity€229k-€219k▼ 4.0%€190k▼ 13.3%€186k▼ 2.5%€179k▼ 3.3%
Operating result€25k-€-5k€-29k▼ 467%€-4k▲ 86.2%€-5k▼ 32.8%
Net result€19k-€-9k€-29k▼ 218%€-5k▲ 83.5%€-6k▼ 27.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €180k
Equity
€179k▼ 3.3%
Debt
€857▲ 841%
The debt ratio rises from 0.0% to 0.5%: debt grows while equity shrinks.
Key figures and ratios
Solvency
99.5%▼
2024 · 100.0%
Debt / equity
0.00▲
2024 · 0.00
ROE
-3.4%▼
2024 · -2.6%
ROA
-3.4%▼
2024 · -2.6%
Debt
€857▲
2024 · €91
Debt ≤ 1 year
€857▲
2024 · €91
A ratio outside any meaningful range has been withheld (balance sheet total €180k, equity €179k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€186k€180k▼
Current assets29/58€186k€180k▼
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€88k€33k▼
Trade receivables40€25k€16k▼
Other amounts receivable41€64k€17k▼
Cash at bank and in hand54/58€91k€141k▲
Equity and liabilities
Total equity and liabilities10/49€186k€180k▼
Equity10/15€186k€179k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€222k€222k=
Distributable reserves133€222k€222k=
Profit (loss) carried forward14€-43k€-49k▼
Amounts payable17/49€91€857▲
Amounts payable within one year42/48€91€857▲
Trade debts44€91€857▲
Suppliers440/4€91€857▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€4k€5k▲
Gross operating margin9900€-4k€-5k▼
Operating profit (loss)9901€-4k€-5k▼
Financial charges65/66B€830€832▲
Recurring financial charges65€830€832▲
Profit (loss) for the period before taxes9903€-5k€-6k▼
Profit (loss) for the period9904€-5k€-6k▼
Profit (loss) for the period to be appropriated9905€-5k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-49k▼
Profit (loss) brought forward from the previous period14P€-38k€-43k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 46current ratio 2038.33
Current ratio from 44.65 to 2038.33; short-term debt falls from €4k to €91.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 44.65
Current ratio from 6.48 to 44.65; short-term debt falls from €40k to €4k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €40k ▲376%
Operating result €67k, net result €40k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲24.9%
2 profitable years in a row build equity to €201k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Jupille 1164610 Beyne-HeusayGround area
2,481 m²
Building footprint
420 m²
Volume, LiDAR
2,027 m³
2 parcels, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO OZ LIGHTING
since 20132.216.739.416
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62059B0782/00M002 | Wallonia | 1,505 m² | 1 · 285 m² | 6.0 m · 1 fl. |
| 62015A0112/00B002 | Wallonia | 976 m² | 1 · 135 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GORIS VLOER- EN TEGELWERKEN
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QUEVRIN CARRELAGES
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Of 3,937 companies in sector 43331 we hold annual accounts for 1,777. 1,444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2005
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
33140Repair and maintenance of electrical equipment
33200Installation of industrial machinery and equipment
43120Site preparation
43130Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.