RONN MESOTTEN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €957k and a net result of €237k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 1469 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
6 d late
2022
4 d early
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€957k▲ 19.7%
2024 · €800k
2021: €365k
2022: €448k
2023: €615k
2024: €800k
2021 → 2025
Net result
€237k▲ 28.5%
2024 · €185k
2021: €125k
2022: €82k
2023: €195k
2024: €185k
2021 → 2025
Total assets
€1.70M▲ 8.4%
2024 · €1.57M
2021: €759k
2022: €1.17M
2023: €1.29M
2024: €1.57M
2021 → 2025
Solvency
56.3%▲ 5.3pp
2024 · 51.0%
2021: 48.2%
2022: 38.1%
2023: 47.8%
2024: 51.0%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€365k-€448k▲ 22.5%€615k▲ 37.4%€800k▲ 30.0%€957k▲ 19.7%
Operating result€182k-€156k▼ 14.1%€275k▲ 75.9%€257k▼ 6.5%€357k▲ 39.1%
Net result€125k-€82k▼ 34.2%€195k▲ 137%€185k▼ 5.2%€237k▲ 28.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€883k▼ 3.4%
Current assets
€817k▲ 24.9%
Equity and liabilities €1.70M
Equity
€957k▲ 19.7%
Debt
€742k▼ 3.3%
The debt ratio falls from 49.0% to 43.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
56.3%▲
2024 · 51.0%
ROE
24.8%▲
2024 · 23.1%
ROA
14.0%▲
2024 · 11.8%
Debt
€742k▼
2024 · €768k
Debt ≤ 1 year
€235k▲
2024 · €202k
Debt > 1 year
€504k▼
2024 · €565k
Income taxes
€109k▲
2024 · €74k
Staff costs
€236k▼
2024 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.70M▲
Fixed assets21/28€914k€883k▼
Intangible fixed assets21€308k€269k▼
Tangible fixed assets22/27€606k€614k▲
Land and buildings22€169k€155k▼
Plant, machinery and equipment23€80k€73k▼
Furniture and vehicles24€19k€9k▼
Other tangible fixed assets26€338k€376k▲
Financial fixed assets28-€732
Current assets29/58€654k€817k▲
Amounts receivable within one year40/41€156k€161k▲
Trade receivables40€945€0▼
Other amounts receivable41€155k€161k▲
Current investments50/53€200k€208k▲
Cash at bank and in hand54/58€217k€376k▲
Deferred charges and accrued income490/1€81k€71k▼
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.70M▲
Equity10/15€800k€957k▲
Contributions10/11€500€500=
Reserves13€799k€957k▲
Distributable reserves133€799k€957k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€768k€742k▼
Amounts payable after more than one year17€565k€504k▼
Financial debts170/4€565k€504k▼
Amounts payable within one year42/48€202k€235k▲
Current portion of amounts payable after more than one year42€74k€67k▼
Trade debts44€32k€16k▼
Suppliers440/4€32k€16k▼
Taxes, remuneration and social security45€93k€76k▼
Taxes450/3€45k€35k▼
Remuneration and social security454/9€48k€41k▼
Other amounts payable47/48€3k€77k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€262k€236k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€94k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€611k€691k▲
Operating profit (loss)9901€257k€357k▲
Financial income75/76B€12k€9k▼
Recurring financial income75€12k€9k▼
Financial charges65/66B€10k€19k▲
Recurring financial charges65€10k€19k▲
Profit (loss) for the period before taxes9903€259k€346k▲
Income taxes67/77€74k€109k▲
Profit (loss) for the period9904€185k€237k▲
Profit (loss) for the period to be appropriated9905€185k€237k▲
Appropriation of the result
Profit (loss) to be appropriated9906€185k€237k▲
Transfer from equity791/2€0€80k▲
Transfer to equity691/2€185k€237k▲
To other reserves6921€185k€237k▲
Profit to be distributed694/7€0€80k▲
Return on contributions (dividend)694€0€80k▲
Social balance
Average headcount (FTE)90873.44.0▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2021net €237k ▲28.5%
Operating result €357k, net result €237k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
2023
31-12
Financial
Equity above €500kEq €615k ▲37.4%
3 profitable years in a row build equity to €615k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €82k ▼34.2%
Net result drops to €82k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 103740 Bilzen-HoeseltGround area
399 m²
Building footprint
280 m²
Volume, LiDAR
1,801 m³
Parcel 73006M0089/00L000, Flanders · tallest building 31.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MESOTTEN INVEST
since 20142.229.964.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006M0089/00L000 | Flanders | 398 m² | 1 · 280 m² | 31.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 11,285 EUR awarded · 11,285 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,130 EUR | 2,130 EUR |
| 2023 | 1 | 1,939 EUR | 1,939 EUR |
| 2022 | 1 | 7,216 EUR | 7,216 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Legal Entity Identifier
894500MSIPIGX2ZTDF02
Similar companies · same sector, comparable size
DAMEN
BE 0473.059.892
Putte · Eq €959k
KRIS VAN DER BORGHT
BE 0542.369.857
Bornem · Eq €956k
VOET-DE BLIECK
BE 0447.853.651
Stekene · Eq €961k
ABC Groupe Finance
BE 0684.798.719
Ham-sur-Heure-Nalinnes · Eq €968k
Nivelles Finances
BE 0849.689.118
Nivelles · Eq €945k
Of 1,680 companies in sector 66191 we hold annual accounts for 1,229. 878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.