RONIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €265k and a net result of €39k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 84% of 8018 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
on the day
2022
3 d late
2021
1 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€265k▲ 17.2%
2024 · €226k
2019: €119k
2020: €124k
2021: €149k
2022: €164k
2023: €188k
2024: €226k
2019 → 2025
Net result
€39k▲ 1.7%
2024 · €38k
2019: €44k
2020: €5k
2021: €26k
2022: €14k
2023: €24k
2024: €38k
2019 → 2025
Total assets
€308k▲ 15.1%
2024 · €268k
2019: €276k
2020: €252k
2021: €273k
2022: €249k
2023: €273k
2024: €268k
2019 → 2025
Solvency
86.0%▲ 1.5pp
2024 · 84.5%
2019: 43.0%
2020: 49.1%
2021: 54.7%
2022: 65.8%
2023: 68.8%
2024: 84.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€149k-€164k▲ 9.7%€188k▲ 14.7%€226k▲ 20.3%€265k▲ 17.2%
Operating result€42k-€23k▼ 44.3%€45k▲ 92.8%€54k▲ 20.6%€55k▲ 1.9%
Net result€26k-€14k▼ 44.1%€24k▲ 67.1%€38k▲ 58.2%€39k▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€3k▲ 85.9%
Current assets
€305k▲ 14.7%
Equity and liabilities €308k
Equity
€265k▲ 17.2%
Debt
€43k▲ 4.0%
The debt ratio falls from 15.5% to 14.0%. Equity and debt are higher.
Key figures and ratios
Solvency
86.0%▲
2024 · 84.5%
ROE
14.6%▼
2024 · 16.9%
ROA
12.6%▼
2024 · 14.3%
Debt
€43k▲
2024 · €42k
Debt ≤ 1 year
€43k▲
2024 · €42k
Income taxes
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€268k€308k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23€2k€633▼
Furniture and vehicles24-€2k
Current assets29/58€266k€305k▲
Amounts receivable after more than one year29€130k€130k=
Other amounts receivable291€130k€130k=
Amounts receivable within one year40/41€574€72k▲
Trade receivables40-€72k
Other amounts receivable41€574-
Cash at bank and in hand54/58€133k€101k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€268k€308k▲
Equity10/15€226k€265k▲
Contributions10/11€19k€19k=
Reserves13€178k€217k▲
Distributable reserves133€178k€217k▲
Profit (loss) carried forward14€29k€29k=
Amounts payable17/49€42k€43k▲
Amounts payable within one year42/48€42k€43k▲
Current portion of amounts payable after more than one year42€13k-
Trade debts44€15k€9k▼
Suppliers440/4€15k€9k▼
Taxes, remuneration and social security45€8k€30k▲
Taxes450/3€8k€30k▲
Other amounts payable47/48€6k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€21k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€987€3k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€57k€60k▲
Operating profit (loss)9901€54k€55k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€667€307▼
Recurring financial charges65€667€307▼
Profit (loss) for the period before taxes9903€55k€56k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€38k€39k▲
Profit (loss) for the period to be appropriated9905€38k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€68k▲
Profit (loss) brought forward from the previous period14P€29k€29k=
Transfer to equity691/2€38k€39k▲
To other reserves6921€38k€39k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €226k ▲20.3%
6 profitable years in a row build equity to €226k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Equity above €150kEq €164k ▲9.7%
4 profitable years in a row build equity to €164k.
2021
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €5k ▼88.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidmoere 28490 JabbekeGround area
1,288 m²
Building footprint
200 m²
Volume, LiDAR
1,153 m³
Parcel 31031C0908/00F000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ronin
since 20122.207.586.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31031C0908/00F000 | Flanders | 1,288 m² | 1 · 199 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2012
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73200Market research and public opinion polling
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.