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RONALD JASPERS CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearDaalstraat 50, 3770 Riemst, BelgiumKBO/BCE: BE 1020.291.926

Financials · financial year 2025, micro format

2025 annual accounts filed 17 days after the deadline Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00402041.

Annual accounts 2025 filed on 17-08-2026 at the NBB

Turnover
≈ €200,000
Estimated: probably between €110,000 and €380,000
Total assets
€33,613
Net result
€12,508
Working capital
€19,538

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €33,613
Fixed assets €4,483
Current assets €29,130
Equity and liabilities €33,613
Equity €15,508
Debt €18,105
Debt's share of the balance-sheet total is 53.9%.
Key figures and ratios
2025 value
EBITDA
€16,001
Cash flow
€12,574
Current ratio
3.04
Debt to equity
1.17
ROE
80.7%
ROA
37.2%
Interest coverage
78.45
Debt ≤ 1 year
€9,592
Income taxes
€3,388

Investments

fixed assets acquired
Item2025
Tangible fixed assets€4,549
Depreciation and write-downs of the year€66

Source: notes to the 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as RONALD JASPERS CONSTRUCT: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €20,000 and €43,700, founded between 2024 and 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
RONALD JASPERS CONSTRUCT Riemst2025€33,613€15,508€16,656€12,5082025
SABLA-BATI Saint-Ghislain2025€28,620€16,314€20,518€13,3142025
BOUWWERKEN KERSTENS Brecht2024€43,664€17,369€20,135€13,8692025
BC BUILD SOLUTIONS Koekelberg2025€28,478€16,069€22,399€14,5692025
JBM Renovatiewerken Antwerpen2024€41,236€14,593€21,011€15,7182025
ARTETECH Drogenbos2025€20,950€15,785€14,861€10,7852025
REFRESH HOUSE Sint-Niklaas2025€19,963€2,442€20,062€4422025

They were chosen from the 1,026 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 11,279 companies had the same profile as RONALD JASPERS CONSTRUCT has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

The bankruptcy probability of RONALD JASPERS CONSTRUCT itself is higher: 2.2% within 12 months. It rests on far more data about RONALD JASPERS CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for RONALD JASPERS CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines

Source: Annual accounts 2025 at the NBB, filed on 17-08-2026.

Balance sheet Code2025
Assets
Total assets20/58€33,613
Fixed assets21/28€4,483
Tangible fixed assets22/27€4,483
Furniture and vehicles24€4,483
Current assets29/58€29,130
Amounts receivable within one year40/41€24,421
Trade receivables40€17,600
Other amounts receivable41€6,821
Cash at bank and in hand54/58€4,602
Deferred charges and accrued income490/1€107
Equity and liabilities
Total equity and liabilities10/49€33,613
Equity10/15€15,508
Contributions10/11€3,000
Profit (loss) carried forward14€12,508
Amounts payable17/49€18,105
Amounts payable within one year42/48€9,592
Trade debts44€5,801
Suppliers440/4€5,801
Taxes, remuneration and social security45€3,791
Taxes450/3€3,791
Accrued charges and deferred income492/3€8,513
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66
Other operating charges640/8€655
Gross operating margin9900€16,656
Operating profit (loss)9901€15,935
Financial income75/76B€165
Recurring financial income75€165
Financial charges65/66B€204
Recurring financial charges65€204
Profit (loss) for the period before taxes9903€15,895
Income taxes67/77€3,388
Profit (loss) for the period9904€12,508
Profit (loss) for the period to be appropriated9905€12,508
Appropriation of the result
Profit (loss) to be appropriated9906€12,508

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66
Other operating charges640/8€655
Gross operating margin9900€16,656
Operating profit (loss)9901€15,935
Financial income75/76B€165
Recurring financial income75€165
Financial charges65/66B€204
Recurring financial charges65€204
Profit (loss) for the period before taxes9903€15,895
Income taxes67/77€3,388
Profit (loss) for the period9904€12,508
Profit (loss) for the period to be appropriated9905€12,508
Line2025
Assets
Total assets20/58€33,613
Fixed assets21/28€4,483
Tangible fixed assets22/27€4,483
Furniture and vehicles24€4,483
Current assets29/58€29,130
Amounts receivable within one year40/41€24,421
Trade receivables40€17,600
Other amounts receivable41€6,821
Cash at bank and in hand54/58€4,602
Deferred charges and accrued income490/1€107
Equity and liabilities
Total equity and liabilities10/49€33,613
Equity10/15€15,508
Contributions10/11€3,000
Profit (loss) carried forward14€12,508
Amounts payable17/49€18,105
Amounts payable within one year42/48€9,592
Trade debts44€5,801
Suppliers440/4€5,801
Taxes, remuneration and social security45€3,791
Taxes450/3€3,791
Accrued charges and deferred income492/3€8,513
Line2025
Profit (loss) for the period9904€12,508
+ Depreciation and write-downs630€66
Operating cash flow (approximation)€12,574

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 17-08-2026 2026-00402041 NBB

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