SABLA-BATI
ActiveThe computed 12-month bankruptcy probability of SABLA-BATI is 1.5% (moderate). The 2025 annual accounts show equity of €16k and a net result of €13k. Its solvency ranks better than 64% of 7431 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.7; short-term debt: 43% and cash: 11.1% of total assets), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
46.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€29k
Net result
€13k
Working capital
€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €29k
Fixed assets
€8k
Current assets
€21k
Equity and liabilities €29k
Equity
€16k
Debt
€12k
Debt finances 43.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€20k
Cash flow
€15k
Solvency
57.0%
Current ratio
1.70
Quick ratio
1.70
Debt / equity
0.75
ROE
81.6%
ROA
46.5%
Interest coverage
232.87
Debt
€12k
Debt ≤ 1 year
€12k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€29k
Fixed assets21/28€8k
Intangible fixed assets21€2k
Tangible fixed assets22/27€6k
Plant, machinery and equipment23€1k
Furniture and vehicles24€5k
Current assets29/58€21k
Amounts receivable within one year40/41€18k
Trade receivables40€8k
Other amounts receivable41€10k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€16k
Contributions10/11€3k
Reserves13€13k
Distributable reserves133€13k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€149
Gross operating margin9900€21k
Operating profit (loss)9901€18k
Financial charges65/66B€87
Recurring financial charges65€87
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€5k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
Transfer to equity691/2€13k
To other reserves6921€13k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Croix-Cailloux(V) 17334 Saint-GhislainGround area
2,614 m²
Building footprint
167 m²
Volume, LiDAR
1,027 m³
Parcel 53009E0012/00K000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Croix-Cailloux(V) 1, 7334 Saint-Ghislain
since 20252.372.280.993
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53009E0012/00K000 | Wallonia | 2,614 m² | 1 · 167 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAGY & MATHE CONSTRUCTION
BE 0801.771.019
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BE 0767.818.643
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GANDRA DIAS
BE 1014.971.574
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BC BUILD SOLUTIONS
BE 1020.983.396
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AZH SERVICES
BE 0787.890.517
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Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43120Site preparation
43230Insulation installation
43320Joinery installation
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.