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RONALD COGNEAU

Active
Private limited companyfounded 1987active for 39 yearsDrève de l'Infante 59, 1410 Waterloo, BelgiumKBO/BCE: BE 0431.395.919
Summary

RONALD COGNEAU has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,485 and a net result of €2,130. Equity remains stable across the filed financial years (±1.1% per year). The computed 12-month bankruptcy probability is 0.3% (very low).

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RONALD COGNEAUActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
“La société a pour objet tous travaux de tapissage et garnissage,de peinture en bâtiment,d'isolation…” (deed in French)
From the articles, 3 activitiesNo NACE code in the KBO yet1 site
Size
€357,340total assets 2025
Equity
€218,485
Profit
€2,130
Turnover not published (micro format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 45 days early1 of 4 deeds summarised
Why 84raises riskLiquidity: current ratio 2.09, cash €379No main activity registeredlowers riskSize: total assets €357,340Founded in 1987Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 38% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 86+3
equity 61.1% of total assets
Liquidity 32+2
short-term debt 38.9% · cash 0.1%
Profitability 39-30
return on assets 0.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.09, compared with 1.93 in 2024, above the usual 1.5; short-term debt: 38.9% and cash: 0.1% of total assets), and 38.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 52% on solvency, 18% on liquidity, 30% on profitability and 51% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €357,340
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.09, cash €379
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Founded in 1987
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
36 days early
2023
37 days early
2022
60 days early
2021
37 days early
2020
32 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €2,130 8 years View
  • Active since 1987founded 25-06-1987 39 years View

By topic

Financials

Financial year
2025
Total assets
€357,340
Profit
€2,130
Solvency
61.1%
Total assets▼ 4.6%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1988
Next accounts
by 31-07-2027
  1. 12-02-2024Resignation: Ronald COGNEAU (director)
  2. 01-06-2023Annual accounts filed
  3. 24-06-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
25-06-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Annual meeting
Last Monday of May at 18:00
Purpose
“La société a pour objet tous travaux de tapissage et garnissage,de peinture en…” (deed in French)
Go to Articles of association

Key facts about RONALD COGNEAU

What is the company number of RONALD COGNEAU?
0431.395.919. In Belgium the VAT number is the company number with BE in front: BE 0431.395.919.
Where is RONALD COGNEAU based?
The registered office is at Drève de l'Infante 59, 1410 Waterloo.Company details
What is the legal form of RONALD COGNEAU?
Private limited company (BV).
When was RONALD COGNEAU founded?
On 25-06-1987.
Is RONALD COGNEAU still active?
Yes, RONALD COGNEAU is an active enterprise in the KBO register.
What is the turnover of RONALD COGNEAU?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is RONALD COGNEAU profitable?
In financial year 2025, RONALD COGNEAU made a profit of €2,130.
Where can I find the annual accounts of RONALD COGNEAU?
RONALD COGNEAU filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RONALD COGNEAU due?
By 31-07-2027, for financial year 2026.Timeline

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