ROMTEC STONE PAVING
ActiveROMTEC STONE PAVING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €313k and a net result of €70k. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 69% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency99▼-1
Growth85=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.21 against 3.86 in 2023), and 36% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
70 d late
2022
72 d late
2021
71 d late
2020
68 d late
2019
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€318k▼ 4.2%
2023 · €331k
2018: €103k
2019: €155k
2020: €216k
2021: €245k
2022: €269k
2023: €331k
2018 → 2024
EBIT margin
36.9%▼ 2.1pp
2023 · 38.9%
2018: 3.8%
2019: 9.3%
2020: 27.9%
2021: 26.3%
2022: 31.7%
2023: 38.9%
2018 → 2024
Net result
€70k▼ 17.5%
2023 · €85k
2018: €2k
2019: €10k
2020: €40k
2021: €40k
2022: €57k
2023: €85k
2018 → 2024
Working capital
€357k▲ 38.1%
2023 · €259k
2018: €21k
2019: €35k
2020: €69k
2021: €125k
2022: €178k
2023: €259k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€216k-€245k▲ 13.3%€269k▲ 10.1%€331k▲ 23.0%€318k▼ 4.2%
Equity€77k-€101k▲ 32.3%€158k▲ 55.8%€243k▲ 54.0%€313k▲ 28.6%
Operating result€60k-€64k▲ 6.7%€85k▲ 32.7%€129k▲ 50.9%€117k▼ 9.2%
Net result€40k-€40k▼ 1.4%€57k▲ 42.4%€85k▲ 50.7%€70k▼ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €488k
Fixed assets
€20k▼ 14.6%
Current assets
€468k▲ 34.2%
Equity and liabilities €488k
Equity
€313k▲ 28.6%
Debt
€176k▲ 35.8%
The debt ratio rises from 34.7% to 36.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€127k▼
2023 · €135k
Cash flow
€81k▼
2023 · €92k
Solvency
64.0%▼
2023 · 65.3%
Current ratio
4.21▲
2023 · 3.86
Quick ratio
4.21▲
2023 · 3.86
Debt / equity
0.56▲
2023 · 0.53
ROE
22.5%▼
2023 · 35.0%
ROA
14.4%▼
2023 · 22.9%
Interest coverage
11.11▼
2023 · 39.06
Debt
€176k▲
2023 · €129k
Debt ≤ 1 year
€111k▲
2023 · €90k
Debt > 1 year
€11k▼
2023 · €39k
Income taxes
€35k▼
2023 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€373k€488k▲
Fixed assets21/28€23k€20k▼
Tangible fixed assets22/27€23k€20k▼
Furniture and vehicles24-€5k
Leasing and similar rights25€23k€15k▼
Current assets29/58€349k€468k▲
Amounts receivable within one year40/41€347k€440k▲
Trade receivables40€13k€7k▼
Other amounts receivable41€335k€433k▲
Cash at bank and in hand54/58€2k€17k▲
Deferred charges and accrued income490/1-€12k
Equity and liabilities
Total equity and liabilities10/49€373k€488k▲
Equity10/15€243k€313k▲
Contributions10/11€6k€8k▲
Reserves13€210k€279k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€14k€14k=
Distributable reserves133€194k€263k▲
Profit (loss) carried forward14€27k€27k=
Amounts payable17/49€129k€176k▲
Amounts payable after more than one year17€39k€11k▼
Financial debts170/4€39k€11k▼
Amounts payable within one year42/48€90k€111k▲
Current portion of amounts payable after more than one year42€6k€19k▲
Trade debts44€44k€59k▲
Suppliers440/4€10k€10k▼
Bills of exchange payable441€34k€50k▲
Taxes, remuneration and social security45€40k€33k▼
Taxes450/3€40k€33k▼
Accrued charges and deferred income492/3-€53k
Income statement
Code20232024
Turnover70€331k€318k▼
Goods, raw materials, services and sundry goods60/61€195k€188k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€755€2k▲
Non-recurring operating charges66A-€310
Gross operating margin9900€136k€130k▼
Operating profit (loss)9901€129k€117k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€3k€11k▲
Recurring financial charges65€3k€11k▲
Profit (loss) for the period before taxes9903€126k€106k▼
Income taxes67/77€40k€35k▼
Profit (loss) for the period9904€85k€70k▼
Profit (loss) for the period to be appropriated9905€85k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€112k€97k▼
Profit (loss) brought forward from the previous period14P€27k€27k=
Transfer from equity791/2-€2k
Transfer to equity691/2€85k€70k▼
To other reserves6921€85k€70k▼
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
31-12
Financial
Highest result since 2018net €85k ▲50.7%
Operating result €129k, net result €85k, both a record.
31-12
Financial
Equity above €200kEq €243k ▲54%
6 profitable years in a row build equity to €243k.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
31-12
Financial
Equity above €150kEq €158k ▲55.8%
5 profitable years in a row build equity to €158k.
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
31-12
Financial
Equity above €100kEq €101k ▲32.3%
4 profitable years in a row build equity to €101k.
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 68 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 51 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Battelsesteenweg 28/2042800 MechelenGround area
352 m²
Building footprint
283 m²
Volume, LiDAR
4,492 m³
Parcel 12404F0059/00W004, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ROMTEC STONE PAVING
since 20122.214.779.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0059/00W004 | Flanders | 352 m² | 1 · 283 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,245 companies in sector 43230 we hold annual accounts for 1,230. 862 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2012
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
25110Manufacture of metal structures and parts of structures
42110Construction of roads and motorways
42219Civil engineering
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.