ROMO
ActiveROMO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €705k and a net result of €15k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 84% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 9.96 against 8.76 in 2024; short-term debt: 4.7% and cash: 37.1% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
25 d late
2023
30 d late
2022
31 d late
2021
61 d late
2020
31 d late
2019
112 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15k▼ 28.5%
2024 · €21k
2018: €28k
2019: €15k
2020: €35k
2021: €28k
2022: €23k
2023: €28k
2024: €21k
2018 → 2025
Working capital
€348k▲ 16.3%
2024 · €299k
2018: €178k
2019: €117k
2020: €31k
2021: €102k
2022: €200k
2023: €265k
2024: €299k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€618k-€640k▲ 3.7%€669k▲ 4.4%€690k▲ 3.2%€705k▲ 2.2%
Operating result€44k-€36k▼ 17.4%€42k▲ 14.7%€37k▼ 11.2%€28k▼ 25.7%
Net result€28k-€23k▼ 18.7%€28k▲ 24.3%€21k▼ 24.5%€15k▼ 28.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €819k
Fixed assets
€432k▼ 8.0%
Current assets
€387k▲ 14.5%
Equity and liabilities €819k
Equity
€705k▲ 2.2%
Provisions
€0▼ 100%
Debt
€114k▼ 2.6%
The debt ratio falls from 14.4% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €83k
Cash flow
€60k▼
2024 · €67k
Solvency
86.1%▲
2024 · 85.5%
Current ratio
9.96▲
2024 · 8.76
Quick ratio
9.96▲
2024 · 8.76
Debt / equity
0.16▼
2024 · 0.17
ROE
2.2%▼
2024 · 3.1%
ROA
1.9%▼
2024 · 2.6%
Interest coverage
13.54▲
2024 · 12.87
Debt
€114k▼
2024 · €117k
Debt ≤ 1 year
€39k▲
2024 · €39k
Debt > 1 year
€71k▼
2024 · €72k
Income taxes
€9k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€807k€819k▲
Fixed assets21/28€470k€432k▼
Tangible fixed assets22/27€357k€320k▼
Land and buildings22€302k€272k▼
Plant, machinery and equipment23€56k€48k▼
Financial fixed assets28€112k€112k=
Current assets29/58€338k€387k▲
Amounts receivable within one year40/41€76k€80k▲
Trade receivables40€730€0▼
Other amounts receivable41€75k€80k▲
Cash at bank and in hand54/58€259k€304k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€807k€819k▲
Equity10/15€690k€705k▲
Contributions10/11€273k€273k=
Capital10€273k€273k=
Issued capital100€273k€273k=
Reserves13€417k€433k▲
Non-distributable reserves130/1€27k€27k=
Legal reserve130€27k€27k=
Tax-exempt reserves132€2k€0▼
Distributable reserves133€388k€405k▲
Provisions and deferred taxes16€750€0▼
Deferred taxes168€750€0▼
Amounts payable17/49€117k€114k▼
Amounts payable after more than one year17€72k€71k▼
Financial debts170/4€72k€71k▼
Amounts payable within one year42/48€39k€39k▲
Trade debts44€21k€23k▲
Suppliers440/4€21k€23k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€11k€11k▲
Accrued charges and deferred income492/3€6k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€45k▼
Other operating charges640/8€22k€25k▲
Gross operating margin9900€105k€97k▼
Operating profit (loss)9901€37k€28k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€32k€24k▼
Transfer from deferred taxes780€750€750=
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€21k€15k▼
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€24k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€17k▼
Transfer to equity691/2€24k€17k▼
To other reserves6921€24k€17k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 5.67
Current ratio from 1.85 to 5.67; short-term debt falls from €120k to €43k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €35k ▲131%
Net result €35k, the highest in the series.
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
31-12
Financial
Weakest financial yearnet €15k ▼46.6%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem Elsschotlaan(Kok) 7 A8670 KoksijdeGround area
2,025 m²
Building footprint
419 m²
Volume, LiDAR
2,263 m³
2 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROMO
since 19822.022.353.889
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38343A0618/00C000 | Flanders | 1,383 m² | 1 · 246 m² | 6.3 m · 2 fl. |
| 35002B0247/00B002 | Flanders | 642 m² | 1 · 173 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Johan Empsen
BE 0889.061.616
Lubbeek · Eq €705k
SOS-IMMO
BE 1026.140.234
Chapelle-lez-Herlaimont · Eq €705k
AUDIMO
BE 0691.896.347
Assesse · Eq €705k
OPTILAND HERENTALS
BE 0831.385.713
Brussel · Eq €704k
IMMO WCW
BE 0632.818.397
Beerse · Eq €707k
Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 4,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-04-1983
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.