KAMPVELDHOEVE
ActiveThe annual accounts of KAMPVELDHOEVE for fiscal year 2025 show a net loss of 65% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-15k. Equity is shrinking by ~16.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 21% of 14079 sector peers (fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+26
Solvency26▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.74 against 1.17 in 2024; short-term debt: 5.2% and cash: 0.1% of total assets), and 99.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.8%
Return on assets
-1.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-15k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
15 d early
2023
30 d late
2022
187 d early
2021
26 d early
2020
24 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 65.5%
2024 · €23k
2018: €141k
2019: €128k
2020: €117k
2021: €107k
2022: €98k
2023: €70k
2024: €23k
2018 → 2025
Total assets
€934k▼ 10.1%
2024 · €1.04M
2018: €168k
2019: €140k
2020: €120k
2021: €146k
2022: €98k
2023: €170k
2024: €1.04M
2018 → 2025
Net result
€-15k▲ 68.8%
2024 · €-48k
2018: €-3k
2019: €-13k
2020: €-11k
2021: €17k
2022: €-9k
2023: €-28k
2024: €-48k
2018 → 2025
Working capital
€-13k
2024 · €27k
2018: €48k
2019: €41k
2020: €42k
2021: €38k
2022: €34k
2023: €-97k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€98k▼ 8.4%€70k▼ 28.2%€23k▼ 67.7%€8k▼ 65.5%
Operating result€18k-€-9k€-27k▼ 213%€-31k▼ 16.9%€8k
Net result€17k-€-9k€-28k▼ 207%€-48k▼ 72.0%€-15k▲ 68.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €31k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €934k
Fixed assets
€898k▲ 5.3%
Current assets
€36k▼ 80.8%
Equity and liabilities €934k
Equity
€8k▼ 65.5%
Debt
€926k▼ 8.9%
The debt ratio rises from 97.8% to 99.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €-8k
Cash flow
€39k▲
2024 · €-24k
Solvency
0.8%▼
2024 · 2.2%
Current ratio
0.74▼
2024 · 1.17
Quick ratio
0.74▼
2024 · 1.17
ROE
-189.5%▲
2024 · -209.6%
ROA
-1.6%▲
2024 · -4.6%
Interest coverage
2.65▲
2024 · -0.48
Debt
€926k▼
2024 · €1.02M
Debt ≤ 1 year
€49k▼
2024 · €160k
Debt > 1 year
€877k▲
2024 · €857k
A ratio outside any meaningful range has been withheld (balance sheet total €934k, equity €8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€934k▼
Fixed assets21/28€853k€898k▲
Tangible fixed assets22/27€852k€897k▲
Land and buildings22€720k€760k▲
Plant, machinery and equipment23€119k€138k▲
Other tangible fixed assets26€13k€0▼
Financial fixed assets28€825€825=
Current assets29/58€186k€36k▼
Amounts receivable within one year40/41€62k€34k▼
Trade receivables40€55k€25k▼
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€124k€1k▼
Deferred charges and accrued income490/1€99€368▲
Equity and liabilities
Total equity and liabilities10/49€1.04M€934k▼
Equity10/15€23k€8k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-77k€-92k▼
Amounts payable17/49€1.02M€926k▼
Amounts payable after more than one year17€857k€877k▲
Financial debts170/4€857k€877k▲
Amounts payable within one year42/48€160k€49k▼
Current portion of amounts payable after more than one year42€33k€34k▲
Trade debts44€118k€7k▼
Suppliers440/4€118k€7k▼
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€738€831▲
Taxes450/3€738€831▲
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€54k▲
Other operating charges640/8€36k€19k▼
Gross operating margin9900€29k€81k▲
Operating profit (loss)9901€-31k€8k▲
Financial income75/76B-€401
Recurring financial income75-€401
Financial charges65/66B€17k€24k▲
Recurring financial charges65€17k€24k▲
Profit (loss) for the period before taxes9903€-48k€-15k▲
Profit (loss) for the period9904€-48k€-15k▲
Profit (loss) for the period to be appropriated9905€-48k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€-92k▼
Profit (loss) brought forward from the previous period14P€-30k€-77k▼
Transfer from equity791/2€0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 56current ratio 1.17
Current ratio from 0.02 to 1.17.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 76current ratio 150.73
Current ratio from 1.98 to 150.73; short-term debt falls from €39k to €229.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after 3 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 19.75
Current ratio from 4.94 to 19.75; short-term debt falls from €10k to €2k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kampveldstraat 208020 OostkampGround area
2,369 m²
Building footprint
300 m²
Parcel 31403E0241/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Kampveldstraat 20, 8020 Oostkamp
since 19832.083.827.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403E0241/00P000 | Flanders | 2,369 m² | 1 · 300 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANCA
BE 0447.569.183
Aalst · Eq €8k
AYK IMMO
BE 0793.557.988
Beringen · Eq €8k
SOLIET
BE 0474.039.097
Tremelo · Eq €8k
LEVINVEST
BE 0842.483.602
Sint-Gillis (bij-Brussel) · Eq €8k
FAB RIK
BE 0802.609.870
Mechelen · Eq €8k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 1,286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-1983
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.