ROMBEL CONSTRUCT
ActiveROMBEL CONSTRUCT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €5k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-12
Solvency59▼-31
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 2.76 in 2023; short-term debt: 66.3% and cash: 12% of total assets), and 66.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.5%
Return on assets
5.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d late
2023
56 d late
2022
130 d late
2021
45 d late
2020
27 d late
2019
77 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€26k▼ 73.0%
2023 · €95k
2018: €94k
2019: €70k
2020: €84k
2021: €80k
2022: €72k
2023: €95k
2018 → 2024
Total assets
€77k▼ 47.9%
2023 · €147k
2018: €175k
2019: €132k
2020: €141k
2021: €118k
2022: €133k
2023: €147k
2018 → 2024
Net result
€5k▼ 80.4%
2023 · €23k
2018: €28k
2019: €-24k
2020: €14k
2021: €-4k
2022: €-8k
2023: €23k
2018 → 2024
Working capital
€20k▼ 77.6%
2023 · €89k
2018: €86k
2019: €48k
2020: €73k
2021: €68k
2022: €55k
2023: €89k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€80k▼ 4.6%€72k▼ 9.6%€95k▲ 31.8%€26k▼ 73.0%
Operating result€17k-€-3k€-2k▲ 10.8%€32k€9k▼ 72.0%
Net result€14k-€-4k€-8k▼ 97.3%€23k€5k▼ 80.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 72% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€6k▼ 29.2%
Current assets
€71k▼ 49.0%
Equity and liabilities €77k
Equity
€26k▼ 73.0%
Debt
€51k▼ 1.9%
The debt ratio rises from 35.3% to 66.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2023 · €42k
Cash flow
€9k▼
2023 · €33k
Solvency
33.5%▼
2023 · 64.7%
Current ratio
1.39▼
2023 · 2.76
Quick ratio
1.39▼
2023 · 2.76
Debt / equity
1.98▲
2023 · 0.55
ROE
17.5%▼
2023 · 24.1%
ROA
5.9%▼
2023 · 15.6%
Interest coverage
9.09▼
2023 · 29.88
Debt
€51k▼
2023 · €52k
Debt ≤ 1 year
€51k▲
2023 · €50k
Debt > 1 year
€187▼
2023 · €2k
Income taxes
€3k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€147k€77k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€2k€513▼
Financial fixed assets28€50€50=
Current assets29/58€139k€71k▼
Amounts receivable within one year40/41€83k€61k▼
Trade receivables40€62k€54k▼
Other amounts receivable41€21k€7k▼
Cash at bank and in hand54/58€55k€9k▼
Deferred charges and accrued income490/1€585€664▲
Equity and liabilities
Total equity and liabilities10/49€147k€77k▼
Equity10/15€95k€26k▼
Contributions10/11€7k€7k=
Reserves13€91k€17k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€88k€14k▼
Profit (loss) carried forward14€-2k€2k▲
Amounts payable17/49€52k€51k▼
Amounts payable after more than one year17€2k€187▼
Other amounts payable178/9€2k€187▼
Amounts payable within one year42/48€50k€51k▲
Trade debts44€37k€35k▼
Suppliers440/4€37k€35k▼
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€13k€12k▼
Other amounts payable47/48€400€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€4k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€44k€15k▼
Operating profit (loss)9901€32k€9k▼
Financial income75/76B€24-
Recurring financial income75€24-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€31k€8k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€23k€5k▼
Profit (loss) for the period to be appropriated9905€23k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€2k▲
Profit (loss) brought forward from the previous period14P€-25k€-2k▲
Transfer from equity791/2-€74k
Profit to be distributed694/7-€74k
Return on contributions (dividend)694-€74k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 77 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 170 days late
2019
31-12
Financial
Weakest financial yearnet €-24k ▼186%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'rue 1406000 CharleroiGround area
622 m²
Building footprint
169 m²
Volume, LiDAR
1,381 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20052.146.389.175
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52302A1001/00T000 | Wallonia | 388 m² | 1 · 84 m² | 11.0 m · 3 fl. |
| 52302A0003/00X029 | Wallonia | 234 m² | 1 · 85 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BATIXAV
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MNA CONSTRUCT
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 1,862 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2005
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rombelsprl@yahoo.com
Phone:0479/361055