RENO-METAL
ActiveRENO-METAL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 2037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-4
Solvency54▲+11
Growth54▼-17
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.44 in 2024; short-term debt: 49.5% and cash: 1.3% of total assets), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €25k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
51 d early
2023
1 d early
2022
26 d early
2021
2 d late
2020
5 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€94k▲ 7.3%
2024 · €88k
2019: €63k
2020: €50k
2021: €39k
2022: €53k
2023: €66k
2024: €88k
2019 → 2025
EBIT margin
15.8%▼ 4.9pp
2024 · 20.7%
2019: 26.7%
2020: 8.3%
2021: -7.0%
2022: 18.5%
2023: 26.7%
2024: 20.7%
2019 → 2025
Net result
€8k▼ 43.0%
2024 · €14k
2019: €12k
2020: €620
2021: €-6k
2022: €6k
2023: €15k
2024: €14k
2019 → 2025
Working capital
€-28k▲ 0.3%
2024 · €-28k
2019: €3k
2020: €-4k
2021: €-18k
2022: €-24k
2023: €-34k
2024: €-28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€39k-€53k▲ 36.0%€66k▲ 24.4%€88k▲ 33.9%€94k▲ 7.3%
Equity€-17k-€-12k▲ 33.0%€3k€17k▲ 414%€25k▲ 45.9%
Operating result€-3k-€10k€18k▲ 79.5%€18k▲ 3.8%€15k▼ 18.0%
Net result€-6k-€6k€15k▲ 161%€14k▼ 7.7%€8k▼ 43.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€72k▼ 4.8%
Current assets
€14k▼ 37.5%
Equity and liabilities €86k
Equity
€25k▲ 45.9%
Debt
€61k▼ 24.7%
The debt ratio falls from 82.5% to 70.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €26k
Cash flow
€17k▼
2024 · €22k
Solvency
29.2%▲
2024 · 17.5%
Current ratio
0.33▼
2024 · 0.44
Quick ratio
0.31▼
2024 · 0.42
Debt / equity
2.43▼
2024 · 4.71
ROE
31.5%▼
2024 · 80.5%
ROA
9.2%▼
2024 · 14.1%
Interest coverage
7.38▲
2024 · 6.43
Debt
€61k▼
2024 · €81k
Debt ≤ 1 year
€42k▼
2024 · €51k
Debt > 1 year
€17k▼
2024 · €28k
Income taxes
€4k▲
2024 · €322
Staff costs
€1k▲
2024 · €769
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€86k▼
Fixed assets21/28€75k€72k▼
Tangible fixed assets22/27€75k€71k▼
Land and buildings22€61k€55k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€14k€13k▼
Financial fixed assets28€425€425=
Current assets29/58€23k€14k▼
Stocks and contracts in progress3€1k€860▼
Stocks30/36€1k€860▼
Amounts receivable within one year40/41€21k€11k▼
Trade receivables40€20k€11k▼
Other amounts receivable41€732€577▼
Cash at bank and in hand54/58€7€1k▲
Deferred charges and accrued income490/1€399€943▲
Equity and liabilities
Total equity and liabilities10/49€98k€86k▼
Equity10/15€17k€25k▲
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€4k€10k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€3k€9k▲
Profit (loss) carried forward14€-1k€654▲
Investment grants15€2k€2k=
Amounts payable17/49€81k€61k▼
Amounts payable after more than one year17€28k€17k▼
Financial debts170/4€28k€17k▼
Amounts payable within one year42/48€51k€42k▼
Current portion of amounts payable after more than one year42€15k€8k▼
Financial debts43€11k€18k▲
Credit institutions430/8€11k€18k▲
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€655€6k▲
Taxes450/3€655€6k▲
Other amounts payable47/48€14k€3k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Turnover70€88k€94k▲
Non-recurring operating income76A€40€2▼
Goods, raw materials, services and sundry goods60/61€67k€61k▼
Remuneration, social security and pensions62€769€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€31k€33k▲
Operating profit (loss)9901€18k€15k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€14k€12k▼
Income taxes67/77€322€4k▲
Profit (loss) for the period9904€14k€8k▼
Profit (loss) for the period to be appropriated9905€14k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€7k▲
Profit (loss) brought forward from the previous period14P€-15k€-1k▲
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €15k ▲161%
Net result €15k, the highest in the series.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
30-06
Financial
Weakest financial yearnet €-6k ▼1069%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
21-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin de Tromcourt 245660 CouvinGround area
5,576 m²
Building footprint
1,033 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Véroffe 24, 5660 Couvin
since 20032.157.003.846
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93039B0137/02V000 | Wallonia | 3,647 m² | 1 · 1,033 m² | - |
| 93039B0129/00D002 | Wallonia | 1,929 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2003
Fiscal year end30-06
Activities, NACEBEL
43350Other building finishing work
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
28510
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:reno-metal@skynet.be