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Romatic

Active
Private limited companyfounded 198144 yrs activeRue de l'Industrie 1, 6150 Anderlues, BelgiumKBO/BCE: BE 0422.052.344
Summary

Romatic has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€236,801) and a net result of -€6,204. Equity is shrinking by ~35.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.39 in 2024; short-term debt: 227% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Return on assets
-28.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 44 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€236,801
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
2 d early
2023
30 d late
2022
on the day
2021
on the day
2020
on the day
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 October 1981, Romatic was incorporated.1 Total assets went from EUR 1 million in 2018 to EUR 21,886 in 2025 and headcount from 1.7 full-time equivalents in 2018 to 1 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€6,204▲ 37.1%
2024 · -€9,856
Working capital
-€32,666▼ 3.3%
2024 · -€31,620
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€327,277▼ 1,118%-€222,171▲ 32.1%-€100,072▲ 55.0%-€9,602▲ 90.4%-€6,226▲ 35.2%
Net result-€333,788below the sector's middle half▼ 1,073%€211,613within the sector's middle half-€100,663below the sector's middle half-€9,856below the sector's middle half▲ 90.2%-€6,204below the sector's middle half▲ 37.1%
Equity-€122,691below the sector's middle half-€120,078below the sector's middle half▲ 2.1%-€220,741below the sector's middle half▼ 83.8%-€230,597below the sector's middle half▼ 4.5%-€236,801below the sector's middle half▼ 2.7%
Total assets€529,568below the sector's middle half▼ 42.2%€193,006below the sector's middle half▼ 63.6%€39,056below the sector's middle half▼ 79.8%€30,087below the sector's middle half▼ 23.0%€21,886below the sector's middle half▼ 27.3%
Debt€652,259▼ 7.4%€313,084▼ 52.0%€259,797▼ 17.0%€260,684▲ 0.3%€258,686▼ 0.8%
Working capital-€320,482-€5,400▲ 98.3%-€29,062▼ 438%-€31,620▼ 8.8%-€32,666▼ 3.3%
Solvency-23.2%below the sector's middle half▼ 46.2pp-62.2%below the sector's middle half▼ 39.0pp-565.2%below the sector's middle half▼ 503.0pp-766.4%below the sector's middle half▼ 201.3pp
Staff (FTE)1below the sector's middle half=1below the sector's middle half=
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2021 Net result -1,073% on 2020. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000Operating result 2021: -€327,277-€327,277Net result 2021: -€333,788-€333,788Operating result 2022: -€222,171-€222,171Net result 2022: €211,613€211,613Operating result 2023: -€100,072-€100,072Net result 2023: -€100,663-€100,663Operating result 2024: -€9,602-€9,602Net result 2024: -€9,856-€9,856Operating result 2025: -€6,226-€6,226Net result 2025: -€6,204-€6,20420212022202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€100,072-€100,000Net result 2023: -€100,663-€101,000Operating result 2024: -€9,602-€9,600Net result 2024: -€9,856-€9,860Operating result 2025: -€6,226-€6,230Net result 2025: -€6,204-€6,200202320242025
The operating result stays negative: a loss of €6,226 in 2025 against €9,602 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21,886
Fixed assets €4,866 ▼ 51.5%
Current assets €17,020 ▼ 15.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,069▲
2024 · -€2,304
Cash flow
-€1,047▲
2024 · -€2,558
Current ratio
0.34▼
2024 · 0.39
Debt to equity
-1.09▲
2024 · -1.13
ROA
-28.3%▲
2024 · -32.8%
Debt ≤ 1 year
€49,686▼
2024 · €51,684
Debt > 1 year
€209,000=
2024 · €209,000
A ratio outside any meaningful range has been withheld (balance sheet total €21,886, equity -€236,801).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.9% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€30,087€21,886▼
Fixed assets21/28€10,023€4,866▼
Intangible fixed assets21€9,995€4,866▼
Tangible fixed assets22/27€28-
Plant, machinery and equipment23€28-
Current assets29/58€20,064€17,020▼
Amounts receivable within one year40/41€17,020€17,020=
Other amounts receivable41€17,020€17,020=
Cash at bank and in hand54/58€3,044-
Equity and liabilities
Total equity and liabilities10/49€30,087€21,886▼
Equity10/15-€230,597-€236,801▼
Contributions10/11€18,750€18,750=
Reserves13€1,875€1,875=
Non-distributable reserves130/1€1,875€1,875=
Reserves not available under the articles1311€1,875€1,875=
Profit (loss) carried forward14-€251,222-€257,426▼
Amounts payable17/49€260,684€258,686▼
Amounts payable after more than one year17€209,000€209,000=
Other amounts payable178/9€209,000€209,000=
Amounts payable within one year42/48€51,684€49,686▼
Trade debts44€1,472€2,541▲
Suppliers440/4€1,472€2,541▲
Other amounts payable47/48€50,212€47,145▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,298€5,157▼
Gross operating margin9900-€2,304-€1,069▲
Operating profit (loss)9901-€9,602-€6,226▲
Financial income75/76B-€22
Recurring financial income75-€22
Financial charges65/66B€254-
Recurring financial charges65€254-
Profit (loss) for the period before taxes9903-€9,856-€6,204▲
Profit (loss) for the period9904-€9,856-€6,204▲
Profit (loss) for the period to be appropriated9905-€9,856-€6,204▲
Appropriation of the result
Profit (loss) to be appropriated9906-€251,222-€257,426▼
Profit (loss) brought forward from the previous period14P-€241,366-€251,222▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€4,491€19,418€1,975---
Remuneration, social security and pensions62€8,632€19,293-€415---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87,734€45,287€18,143€7,298€5,157▼ 29.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€294,409€212,589€88,044---
Other operating charges640/8€47,792€2,657----
Non-recurring operating charges66A--€748---
Gross operating margin9900€111,291€57,656€6,448-€2,304-€1,069▲ 53.6%
Operating profit (loss)9901-€327,277-€222,171-€100,072-€9,602-€6,226▲ 35.2%
Financial income75/76B-€435,055€2-€22-
Recurring financial income75-€55€2-€22-
Non-recurring financial income76B-€435,000----
Financial charges65/66B€6,511€1,272€592€254--
Recurring financial charges65€5,990€1,201€592€254--
Non-recurring financial charges66B€521€71----
Profit (loss) for the period before taxes9903-€333,788€211,613-€100,663-€9,856-€6,204▲ 37.1%
Profit (loss) for the period9904-€333,788€211,613-€100,663-€9,856-€6,204▲ 37.1%
Profit (loss) for the period to be appropriated9905-€333,788€211,613-€100,663-€9,856-€6,204▲ 37.1%
Line20212022202320242025Change
Assets
Total assets20/58€529,568€193,006€39,056€30,087€21,886▼ 27.3%
Fixed assets21/28€197,791€94,321€17,321€10,023€4,866▼ 51.5%
Intangible fixed assets21€65,533€30,814€16,785€9,995€4,866▼ 51.3%
Tangible fixed assets22/27€35,458€13,423€536€28--
Plant, machinery and equipment23€12,640€3,911€536€28--
Furniture and vehicles24€22,818€9,512----
Financial fixed assets28€96,799€50,085----
Current assets29/58€331,777€98,685€21,735€20,064€17,020▼ 15.2%
Amounts receivable within one year40/41€261,900€93,569€14,157€17,020€17,020=
Trade receivables40€40,440€2,500----
Other amounts receivable41€221,460€91,069€14,157€17,020€17,020=
Cash at bank and in hand54/58€26,844€3,589€7,579€3,044--
Deferred charges and accrued income490/1€43,034€1,527----
Equity and liabilities
Total equity and liabilities10/49€529,568€193,006€39,056€30,087€21,886▼ 27.3%
Equity10/15-€122,691-€120,078-€220,741-€230,597-€236,801▼ 2.7%
Contributions10/11€227,750€18,750€18,750€18,750€18,750=
Reserves13€1,875€1,875€1,875€1,875€1,875=
Non-distributable reserves130/1€1,875€1,875€1,875€1,875€1,875=
Reserves not available under the articles1311€1,875€1,875€1,875€1,875€1,875=
Profit (loss) carried forward14-€352,316-€140,703-€241,366-€251,222-€257,426▼ 2.5%
Amounts payable17/49€652,259€313,084€259,797€260,684€258,686▼ 0.8%
Amounts payable after more than one year17-€209,000€209,000€209,000€209,000=
Other amounts payable178/9-€209,000€209,000€209,000€209,000=
Amounts payable within one year42/48€652,259€104,084€50,797€51,684€49,686▼ 3.9%
Current portion of amounts payable after more than one year42€4,345-----
Trade debts44€18,068€7,244€1,085€1,472€2,541▲ 72.6%
Suppliers440/4€18,068€7,244€1,085€1,472€2,541▲ 72.6%
Taxes, remuneration and social security45€19,356-----
Taxes450/3€1,673-----
Remuneration and social security454/9€17,683-----
Other amounts payable47/48€610,491€96,840€49,712€50,212€47,145▼ 6.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€333,788€211,613-€100,663-€9,856-€6,204▲ 37.1%
+ Depreciation and write-downs630€87,734€45,287€18,143€7,298€5,157▼ 29.3%
Operating cash flow (approximation)-€246,054€256,900-€82,520-€2,558-€1,047▲ 59.1%
Investment in fixed assets (approximation)-€58,182€58,858€0€0-
Change in cash--€23,255€3,990-€4,535--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Back to profitnet €211,613
Net result €211,613 after 4 loss-making years.
31-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Weakest financial yearnet -€333,788
Net result drops to -€333,788, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 1982
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de l'Industrie 16150 Anderlues
Ground area
1,763 m²
Building footprint
233 m²
Volume, LiDAR
2,558 m³
Parcel 52342B0493/00F000, Wallonia · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ROMATIC
Chaussée de Fleurus 347, 6060 CharleroiNACE 65222
since 19822.020.615.413
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52342B0493/00F000 Wallonia 1,763 m² 1 · 233 m² 13.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Chain of control

  1. DONGIOVANNI ET CIE 90%
  2. Romatic

Highest known parent: DONGIOVANNI ET CIE. The sources do not say who stands above it.

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 979 companies in sector 46431 we hold annual accounts for 705. 543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-10-1981
Fiscal year end31-12
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0422052344
Also 9925:BE0422052344
Registered 11-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.