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STEVIN CONSULT

Active
Public limited companyfounded 1988active for 38 yearsJef De Pauwstraat 19, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0435.106.069
Summary

STEVIN CONSULT has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €27,198 and a net result of -€14,372. Equity has been growing by about 20% per year since 2019. Its solvency ranks better than 53% of 410 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-08-1988 Normal situation
Activity
Wholesale of electrical household appliances and audio-video equipment NACE 46431and 1 other
Establishment unit
2.040.067.178 9100 Sint-Niklaas, since 17-02-1998
Financial year end
31 March
Peppol
Reachable since 18-01-2026

Board and ownership

Board

Financial position

87 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 31-03-2026
Gross margin
€347
▼ 99.3%
Turnover
≈ €3,400
estimated
Loss
€14,372
Equity
€27,198
▼ 34.6%
Total assets
€60,179
▼ 23.2%
Score breakdownraises riskLoss of €14,372 (financial year 2026)lowers riskFounded in 1988Liquidity: current ratio 3.76, cash €17,204Size: total assets €60,179Show the evidence

Checked score

Score 2026
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Average
Solvency 70-8
equity 45.2% of total assets
Liquidity 84+4
short-term debt 12.5% · cash 28.6%
Profitability 0-100
return on assets -23.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.7 percentage points vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.76 (3.02 in 2025), above the usual 1.5. Short-term debt is 12.5% and cash 28.6% of total assets. However, 54.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 53% of them on solvency, 85% on liquidity, 6% on profitability and 13% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €14,372 (financial year 2026)
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 3.76, cash €17,204
NBB · annual accounts
lowers risk · Size: total assets €60,179
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 12-10-2026, 19 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
19 days early
2025
31 days early
2024
17 days early
2023
41 days early
2022
9 days late
2021
32 days early
2020
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 12 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 86% of companies in wholesale tradesector median €359,417 · 410 companies €27,198 View
  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved within Sint-NiklaasNew seat: Jef De Pauwstraat 19-9100 Sint-Niklaas · Previous seat: Prinses Josephine Charlottelaan 3-9100 Sint-Niklaas · Appointment: Marianne Buyse (director)
  2. · Gazette deed Purpose · Amendment of the articles · Resignations & appointments · MiscellaneousReappointments: VAN BOCKXELAERE Philippe (director) and BUYSE Marianne (director) · Resignation: JUVABO (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as STEVIN CONSULT: wholesale of electrical household appliances and audio-video equipment (NACE 46431). They are comparable in size and age: total assets between €39,900 and €130,000, founded between 1991 and 1994.

CompanyTotal assetsGross margin
STEVIN CONSULT Sint-Niklaas€60,179€347
M.H. ELECTRONICS Estinnes€52,913-€4,733
DESTAG Antwerpen€39,891€1,473
EXEL Mechelen€100,539-€18,357
FRIGEPOLE Wanze€93,604-€10,301
Verbrugghe Kuurne€130,046-€13,795
DAC Kapellen€116,671-€10,739
Full comparison

Key facts about STEVIN CONSULT

What is the company number of STEVIN CONSULT?
The company number of STEVIN CONSULT is 0435.106.069. The VAT number is the same number with BE in front: BE 0435.106.069.
Where is STEVIN CONSULT based?
The registered office is at Jef De Pauwstraat 19, 9100 Sint-Niklaas.Company details
What does STEVIN CONSULT do?
According to the KBO register, the main activity is wholesale of electrical household appliances and audio-video equipment (NACE 46431).
What is the legal form of STEVIN CONSULT?
The legal form of STEVIN CONSULT is Public limited company (NV).
When was STEVIN CONSULT founded?
STEVIN CONSULT was founded on 31-08-1988.
Is STEVIN CONSULT still active?
Yes, STEVIN CONSULT is an active enterprise in the KBO register.
What is the turnover of STEVIN CONSULT?
The turnover in financial year 2026 is ≈ €3,400. This figure is estimated from the gross margin of €347 and 70 comparable companies (NACE 464). It probably lies between €1,800 and €10,000. It is a rough estimate.Financials
Is STEVIN CONSULT profitable?
In financial year 2026, STEVIN CONSULT made a loss of €14,372.
Where can I find the annual accounts of STEVIN CONSULT?
STEVIN CONSULT filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of STEVIN CONSULT due?
STEVIN CONSULT must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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