ROMANCE 1980
ActiveSummary
ROMANCE 1980 has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €3k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 18% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+46
Solvency39▼-21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.75 against 1.36 in 2024; short-term debt: 77.4% and cash: 8.8% of total assets), and 86.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8663 sector peers (2025).
NBB · sector comparisonPosition among 8663 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
8 d early
2023
24 d early
2022
19 d early
2021
31 d late
2020
12 d early
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€79k▲ 3.3%
2024 · €76k
2018: €18k
2019: €20k
2020: €24k
2021: €33k
2022: €161k
2023: €175k
2024: €76k
2018 → 2025
Total assets
€565k▲ 160%
2024 · €218k
2018: €70k
2019: €62k
2020: €61k
2021: €70k
2022: €308k
2023: €414k
2024: €218k
2018 → 2025
Net result
€3k
2024 · €-99k
2018: €4k
2019: €2k
2020: €4k
2021: €9k
2022: €127k
2023: €14k
2024: €-99k
2018 → 2025
Working capital
€-109k
2024 · €51k
2018: €-1k
2019: €2k
2020: €3k
2021: €-4k
2022: €159k
2023: €150k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€161k▲ 381%€175k▲ 8.9%€76k▼ 56.6%€79k▲ 3.3%
Operating result€25k-€209k▲ 741%€36k▼ 82.9%€-91k€15k
Net result€9k-€127k▲ 1,315%€14k▼ 88.8%€-99k€3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €91k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €565k
Fixed assets
€236k ▲ 853%
Current assets
€329k ▲ 70.6%
Equity and liabilities €565k
Equity
€79k ▲ 3.3%
Debt
€486k ▲ 244%
Debt's share of the balance-sheet total rises from 65.0% to 86.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €-85k
Cash flow
€10k▲
2024 · €-94k
Current ratio
0.75▼
2024 · 1.36
Debt to equity
6.19▲
2024 · 1.86
ROE
3.3%▲
2024 · -130.2%
ROA
0.5%▲
2024 · -45.5%
Interest coverage
3.17▲
2024 · -13.38
Debt ≤ 1 year
€437k▲
2024 · €141k
Debt > 1 year
€49k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€218k€565k▲
Fixed assets21/28€25k€236k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€12k€99k▲
Plant, machinery and equipment23€8k€8k▲
Furniture and vehicles24€3k€65k▲
Other tangible fixed assets26-€25k
Financial fixed assets28€8k€133k▲
Current assets29/58€193k€329k▲
Amounts receivable within one year40/41€117k€273k▲
Trade receivables40€45k€224k▲
Other amounts receivable41€72k€49k▼
Cash at bank and in hand54/58€68k€50k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€218k€565k▲
Equity10/15€76k€79k▲
Contributions10/11€19k€19k=
Reserves13€144k€144k=
Distributable reserves133€144k€144k=
Profit (loss) carried forward14€-86k€-84k▲
Amounts payable17/49€141k€486k▲
Amounts payable after more than one year17-€49k
Financial debts170/4-€49k
Amounts payable within one year42/48€141k€437k▲
Current portion of amounts payable after more than one year42-€14k
Financial debts43€12k€0▼
Credit institutions430/8€12k€0▼
Trade debts44€72k€111k▲
Suppliers440/4€72k€111k▲
Taxes, remuneration and social security45€16k€3k▼
Taxes450/3€16k€3k▼
Other amounts payable47/48€41k€310k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€745€4k▲
Gross operating margin9900€-84k€27k▲
Operating profit (loss)9901€-91k€15k▲
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€-97k€8k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€-99k€3k▲
Profit (loss) for the period to be appropriated9905€-99k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-86k€-84k▲
Profit (loss) brought forward from the previous period14P€13k€-86k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-99k ▼792%
Net result drops to €-99k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €127k ▲1315%
Operating result €209k, net result €127k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.33
Current ratio from 0.88 to 2.33.
31-12
Financial
Equity above €150kEq €161k ▲381%
5 profitable years in a row build equity to €161k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
Show earlier events
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf van Egmontstraat 592000 AntwerpenGround area
94 m²
Building footprint
160 m²
Volume, LiDAR
2,379 m³
Parcel 11811L3629/00C000, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Romance 1980
since 19962.075.091.504
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3629/00C000 | Flanders | 94 m² | 1 · 160 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-1996
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.